Find all School-related info fast with the new School-Specific MBA Forum

It is currently 16 Sep 2014, 21:44

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Events & Promotions

Events & Promotions in June
Open Detailed Calendar

A study of food resources in the North Pacific between 1989

  Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:
1 KUDOS received
Director
Director
avatar
Joined: 17 Oct 2005
Posts: 941
Followers: 1

Kudos [?]: 29 [1] , given: 0

GMAT Tests User
A study of food resources in the North Pacific between 1989 [#permalink] New post 09 Dec 2005, 15:44
1
This post received
KUDOS
7
This post was
BOOKMARKED
00:00
A
B
C
D
E

Difficulty:

  65% (hard)

Question Stats:

48% (01:56) correct 52% (01:00) wrong based on 581 sessions
A study of food resources in the North Pacific between 1989 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.

A) that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing

B) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in

C) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing

D) creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in

E) creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing
[Reveal] Spoiler: OA
Expert Post
3 KUDOS received
Magoosh GMAT Instructor
User avatar
Joined: 28 Nov 2011
Posts: 305
Followers: 301

Kudos [?]: 467 [3] , given: 2

GMAT Tests User CAT Tests
Re: A study of food resources [#permalink] New post 25 Jul 2012, 15:30
3
This post received
KUDOS
Expert's post
Hi Metallicafan :).

Let me see if I interpret your question correctly. You are asking, I believe, how the participial modifiers work with commas.

1. The sea creatures floated merrily along the water, waving their blubbery flippers.

2. The sea creatures floated merrily along the water waving their blubbery flippers.

In the first case, 'waving their...' refers to the subject of the sentence because of the comma between the participial phrase and the noun water. When I remove the comma, as I did in #2, an illogical comparison arises. Now the water is waving blubbery flippers (which, despite the arresting visual, is clearly nonsensical).

In the original question, in answer choice (A) the participial phrase 'possibly resulting' illogically modifies 'creatures'. You allude to this error. It sounds that the MGMAT folks may have been saying that getting rid of the comma would correct this faulty modification: '...were suffering from dwindling supplies possibly resulting from increasing...'. Nevertheless, this phrase sounds a bit awkward and is not as direct as (B).

Hopefully, that somewhat helps :).
_________________

Christopher Lele
Magoosh Test Prep


Image

Image

2 KUDOS received
Intern
Intern
avatar
Status: Winning is not everything, but wanting to win is
Joined: 10 Nov 2010
Posts: 35
WE 1: IT Consultant (6Yr)
Followers: 0

Kudos [?]: 9 [2] , given: 5

GMAT Tests User
Re: Kindly explain role of odofoer in this question. [#permalink] New post 15 Oct 2012, 06:21
2
This post received
KUDOS
Hi

Daagh explained it concisely and precisely,but will take a shot at it breaking down the individual components of that adverbial modifier


b) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in

that creatures of the seabed were suffering --- Dpndt Clause

food supplies were dwindling ---- Dpndt Clause

possibly ---- adverb modifying as a result of

possibly as a result of an increase in ----- adverbial modifier modifying or giving a reason why the food supplies were dwindling

Thanks
Jatin
Expert Post
2 KUDOS received
Magoosh GMAT Instructor
User avatar
Joined: 28 Dec 2011
Posts: 2085
Followers: 513

Kudos [?]: 2110 [2] , given: 30

Re: Sentence Correction - Food Resources [#permalink] New post 13 Aug 2013, 10:50
2
This post received
KUDOS
Expert's post
Dhairya275 wrote:
A study of food resources in the North Pacific between 1986 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.

A. that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing
B. that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in
C. that creatures of the seabed were suffering because food supplies, which were dwindling possibly as a result of increasing
D. creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in
E. creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing

I'm happy to help with this. :-)

Split #1: the verb "revealed" requires a "that" clause. See:
http://magoosh.com/gmat/2013/gmat-idiom ... t-clauses/
In colloquial speech, we might drop the word "that", but we cannot do that in the formal language of GMAT SC. Choice (D) & (E) are out.

Split #2: the word "because" is a subordinate clause that must be followed by a full [NOUN] + [VERB] clause. In (C), the word "because" is followed by a noun, "food supplies", but no verb. This commits the missing verb mistake, and is wrong.

Now we are down to (A) & (B). Choice (A) makes a modifier mistake ---- the participle "resulting" should modify the noun it touches, but the "food supplies" were not "resulting from an increasing sea surface temperature". Also, that phrase "an increasing sea surface temperature" is very awkward. It's much clearer to say "an increase in sea surface temperature", which is precisely what (B) has.

Choice (B) is the only answer that is absolutely free of grammatical error. It may not be rhetorically ideal, but it is clearly the best of the five answer choices here.

Does all this make sense?
Mike :-)
_________________

Mike McGarry
Magoosh Test Prep

Image

Image

2 KUDOS received
Manager
Manager
User avatar
Joined: 05 Nov 2012
Posts: 178
Concentration: Technology, Other
Schools: ISB '15, IIMA
GMAT Date: 09-29-2014
Followers: 2

Kudos [?]: 36 [2] , given: 192

Re: A study of food resources in the North Pacific between 1989 [#permalink] New post 01 Aug 2014, 22:49
2
This post received
KUDOS
Hi,
I am sharing my analysis on mentioned question.Request you to review and confirm, if I am on the right track. I appreciate your support.

1.A study of food resources in the North Pacific between 1989 and 1996 revealed something.
2.They revealed that creatures of the seabed were suffering from dwindling food supplies.
3.The dwindling of food supplies was possibly resulted from increasing sea surface temperatures during the same period.

1. 3:2 split by "that creatures" & "creatures".Does it help in making the right choice.
No.

2. What's the issue with the Q? Modifier issue.
What needs to be modified "the dwindling of food prices".

1."resulting from increasing" in A&D are comma + ing modifier so must modify the clause and make sense with the sub of clause. Here the modifier shall modify "dwindling food supplies".
In option A Sub is "creatures" and in D Sub is "food supplies" so both the options are out.

2.Option C:
creatures .. were suffering because of food supplies, which were dwindling possibly as a result of increasing.
"which" correctly modifies "supplies" but makes it a non essential part whereas it should be essential to complete the meaning of sentence.
I doesn't make sense to say "creatures were suffering because of food supplies" so the other is an essential info.

3.Option E:
dwindling, which possibly resulted from increasing. We need to modify "dwindling food prices" not dwindling. Again "which" issue simillar to C. So out.

Correct answer:
B) creatures of the seabed were suffering
because food supplies were dwindling,[Dependent clause]
possibly as a result of an increase in [prepositional modifier modifying the DC]
_________________

If you like my effort and feel like to appreciate it, please press Kudos.
Thanks :)

1 KUDOS received
VP
VP
avatar
Joined: 21 Mar 2006
Posts: 1136
Location: Bangalore
Followers: 2

Kudos [?]: 20 [1] , given: 0

GMAT Tests User
 [#permalink] New post 13 Sep 2006, 21:57
1
This post received
KUDOS
One more for B.

a) that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing - suffering from (a disease).WRONG.

b) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in - suffering because (of a reason)

c) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing - changes the meaning. the creatures were suffering from a lack of food supplies. WRONG

d) creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in - need that. WRONG

e) creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing - need that. WRONG
1 KUDOS received
SVP
SVP
avatar
Joined: 04 May 2006
Posts: 1941
Schools: CBS, Kellogg
Followers: 17

Kudos [?]: 282 [1] , given: 1

Premium Member CAT Tests
13 A study of food resources in the North Pacific between [#permalink] New post 13 May 2008, 00:49
1
This post received
KUDOS
13 A study of food resources in the North Pacific between 1989 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.
a) that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing
b) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in
c) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing
d) creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in
e) creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

1 KUDOS received
Senior Manager
Senior Manager
avatar
Joined: 25 Nov 2006
Posts: 277
Followers: 2

Kudos [?]: 23 [1] , given: 0

GMAT Tests User
Re: SC: as result of vs result from [#permalink] New post 30 Jun 2008, 06:48
1
This post received
KUDOS
B for me...

A study of food resources in the North Pacific between 1989 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.

a) that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing
You suffer from a disease or something like that...not from dwindling food supplies....boom!!
b) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in
Correct
c) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing
were is ambiguous here....fishes or food supplies dwindling??....hmmm boom!!
d) creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in
The study did not reveal creatures, but the fact that creatures were suffering
e) creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing
The study did not reveal creatures, but the fact that creatures were suffering
1 KUDOS received
Intern
Intern
avatar
Joined: 27 Jun 2008
Posts: 20
Followers: 1

Kudos [?]: 17 [1] , given: 0

Re: SC: as result of vs result from [#permalink] New post 30 Jun 2008, 08:48
1
This post received
KUDOS
I think the previous posters are correct that the correct answer is B, and that part of the reason that A cannot be correct is that A says the creatures suffered from dwindling food supplies, which doesn't make any sense.

that said, I'll still try to answer your question about "as a result of" vs "resulting from,"

in this sentence, just look at this segment: "... that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from ..."

now remove "of the seabed" and "from dwindling food supplies," to remove some of the clutter of the sentence, because you want to be able to see clearly what the "possibly resulting from" part of the sentence is referring to. that leaves you with "... that creatures ... were suffering ... , possibly resulting from ..."

now you should be able to see pretty clearly that the phenomenon whose cause the sentence is trying to explain is the creatures' suffering, and not the dwindling food supplies. the dwindling food supplies is a secondary point in the sentence. the main issue is the suffering of the creatures. hopefully you can see that when you remove some of the supporting details?

now the question becomes: do creatures suffer as a result of something, or do they suffer resulting from something? only the first choice is correct, because "resulting from" can only be used with a noun, while "as a result of" is used with verbs. since suffer is a verb, "as a result of" must be used.

let me know if you have any questions about that.
Expert Post
1 KUDOS received
GMAT Pill Instructor
User avatar
Joined: 14 Apr 2009
Posts: 1559
Location: New York, NY
Followers: 288

Kudos [?]: 657 [1] , given: 6

Re: food resources [#permalink] New post 08 Dec 2011, 22:12
1
This post received
KUDOS
Expert's post
This is one of those questions that the GMAC folks have focused on - namely you come down to 2 answer choices but the correct answer choice is the one that makes sense within the sentence - though gramatically both can be correct.

In this case, C does not make sense because creatures of the seabed were NOT suffering BECAUSE of food supplies. They were suffering because the food supplies were DWINDLING.

How the sentence is structured comes to this reasoning, though in speech you may have heard people talking this way. But on the GMAT exam, it's not a sentence that makes sense.
_________________


... and more


Image What's Inside GMAT Pill?

Zeke Lee, GMAT Pill Study Method (Study Less. Score More.)


GMAT Pill Reviews | GMAT PILL Free Practice Test

Expert Post
1 KUDOS received
Retired Moderator
avatar
Status: worked for Kaplan's associates, but now on my own, free and flying
Joined: 19 Feb 2007
Posts: 2266
Location: India
WE: Education (Education)
Followers: 263

Kudos [?]: 1596 [1] , given: 249

Re: A study of food resources [#permalink] New post 25 Jul 2012, 22:44
1
This post received
KUDOS
Expert's post
I would rather take a less tortuous route to get this solved. An increasing temperature means an on going and continuing affair without a cap and hence is illogical. On the contrary, an increase denotes a certain amount of increase in temperature that has ceased to increase after the spurt. This is acceptable

So we have a cause to dump A, C and E. Coming to B and D, In D, the usage ‘creatures of the seabed that were suffering’ flouts touch rule of the relative pronoun. So there is enough reason to choose B, not withstanding the debate about the modification
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Expert Post
1 KUDOS received
Retired Moderator
avatar
Status: worked for Kaplan's associates, but now on my own, free and flying
Joined: 19 Feb 2007
Posts: 2266
Location: India
WE: Education (Education)
Followers: 263

Kudos [?]: 1596 [1] , given: 249

Re: A study of food resources [#permalink] New post 26 Jul 2012, 10:25
1
This post received
KUDOS
Expert's post
I fully agree that in your example, the word sending is certainly a gerund; However In the case of increasing temps, the expression increasing of temps, would have made it straighter.

If this sentence is flipped it will read as follows: A study of food resources in the North Pacific between 1989 and 1996 revealed that increasing temperatures (an increase in temperatures) during the same period possibly caused the dwindling of food supplies, which in turn caused the creatures of the seabed to suffer. Perhaps, this would make it clear what caused what. As per this, it looks as if the temperatures were the initiators of the whole phenomenon.

But IMO, the prime purpose of this topic, would be to test whether 1. We can make a distinction between increasing temperatures and an increase in temperature and whether 2. We can elicit the necessity of using the connector ‘that’ in a reported text such as this.
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

1 KUDOS received
Intern
Intern
avatar
Joined: 16 Oct 2011
Posts: 2
Followers: 1

Kudos [?]: 1 [1] , given: 14

Re: A study of food resources [#permalink] New post 27 Jul 2012, 05:17
1
This post received
KUDOS
At first glance,I would eliminate A,D,E. Then as far as B and C are concerned...C is unclear about the " Which " ,whether it is referring to the food supplies or the creatures of the sea!! So IMO B as my answer :D
Expert Post
1 KUDOS received
Retired Moderator
avatar
Status: worked for Kaplan's associates, but now on my own, free and flying
Joined: 19 Feb 2007
Posts: 2266
Location: India
WE: Education (Education)
Followers: 263

Kudos [?]: 1596 [1] , given: 249

Re: Kindly explain role of odofoer in this question. [#permalink] New post 15 Oct 2012, 05:50
1
This post received
KUDOS
Expert's post
To answer your specific question, yes; the modifier is an adverbial phrase, because it answers the question- Why were the food supplies dwindling?
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

1 KUDOS received
Current Student
User avatar
Joined: 14 Dec 2012
Posts: 838
Location: India
Concentration: General Management, Operations
GMAT 1: 700 Q50 V34
GPA: 3.6
Followers: 37

Kudos [?]: 582 [1] , given: 197

GMAT ToolKit User
Re: A study of food resources in the North Pacific between 1986 [#permalink] New post 13 Aug 2013, 02:16
1
This post received
KUDOS
Dhairya275 wrote:
A study of food resources in the North Pacific between 1986 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.

A. that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing
B. that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in
C. that creatures of the seabed were suffering because food supplies, which were dwindling possibly as a result of increasing
D. creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in
E. creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing


IMO B
SOME THEORIES:
-verb-ing =>when followed by a (clause+comma) either modify -whole clause or -show result .
-which =>this can never refer to whole clause it either refers to noun or noun phrase.

A. that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing
WRONG.
-Dwindling food supplies =>it seems that food supplies were dwindling by itself.=>illigical.
-wrong usage of verb-ing after (clause+comma)=>neither showing result of previous clause nor describing previous clause.

B. that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in
RIGHT.

C. that creatures of the seabed were suffering because food supplies, which were dwindling possibly as a result of increasing
WRONG.
-The part starting from WHICH WERE..{...}is acting as a modifier..now if you remove this modifier you can easily see that sentence is incomplete hence a fragment.

D. creatures of the seabed that were suffering from food supplies that were dwindling, possibly resulting from an increase in
WRONG.
-Lack of THAT after revealed..(revealed that ...)
-again same as C its a fragment.

E. creatures of the seabed that were suffering because food supplies were dwindling, which possibly resulted from increasing
WRONG.
-use of which is wrong....as we know which cant refer to a CLAUSE hence it is either refering to FOOD SUPPLIES or DWINDLING(not a noun)..in both cases sentence doesnt makes sense.

hence B
_________________

When you want to succeed as bad as you want to breathe ...then you will be successfull....

GIVE VALUE TO OFFICIAL QUESTIONS...



GMAT RCs VOCABULARY LIST: vocabulary-list-for-gmat-reading-comprehension-155228.html
learn AWA writing techniques while watching video : http://www.gmatprepnow.com/module/gmat- ... assessment
: http://www.youtube.com/watch?v=APt9ITygGss

VP
VP
avatar
Joined: 22 Aug 2005
Posts: 1128
Location: CA
Followers: 1

Kudos [?]: 29 [0], given: 0

GMAT Tests User
 [#permalink] New post 09 Dec 2005, 16:15
Between B and C I am torn. I will begin with standing near C.

as a result of is correct idiom to use here to show cause of "dwindling food supplies"

A: resulting from increasing - awkward
B. seabed were suffering because food supplies were dwindling
the cause and effect both are shown as continuing in parallel. I thought the suffering was because of dwindling food supplies not because of the dwindling process

D/E out we need "that" to introduce clause.
_________________

Whether you think you can or think you can't. You're right! - Henry Ford (1863 - 1947)

SVP
SVP
User avatar
Joined: 24 Sep 2005
Posts: 1898
Followers: 10

Kudos [?]: 104 [0], given: 0

GMAT Tests User
Re: SC creatures of the sea [#permalink] New post 09 Dec 2005, 19:24
joemama142000 wrote:
A study of food resources in the North Pacific between 1989 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.


B) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in

C) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing



between these two, I pick C coz " increasing" ,as a V-ing, can express a process ...and we're talking about a process here :
were dwindling....increasing temperature ( as a noun) .....during .......
SVP
SVP
User avatar
Joined: 24 Sep 2005
Posts: 1898
Followers: 10

Kudos [?]: 104 [0], given: 0

GMAT Tests User
Re: SC creatures of the sea [#permalink] New post 09 Dec 2005, 20:17
HIMALAYA wrote:
why not A?
joemama142000 wrote:
A study of food resources in the North Pacific between 1989 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.

A) that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing

B) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in

C) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing


IMO, what "resulting from increasing..." is "dwindling food supplies" ...A makes "resulting...." of the "suffering"
Current Student
User avatar
Joined: 29 Jan 2005
Posts: 5252
Followers: 23

Kudos [?]: 131 [0], given: 0

GMAT Tests User Reviews Badge
 [#permalink] New post 10 Dec 2005, 05:29
(A) for multiple reasons reasons. This sentence is loaded with idioms!

1. dwindling food supplies...increasing sea surface temperatures.... llism.
2. resulting from is idiomatic.
3. revealed that is idiomatic.
4. suffering from is idiomatic.
5. most concise
SVP
SVP
User avatar
Joined: 05 Apr 2005
Posts: 1736
Followers: 3

Kudos [?]: 33 [0], given: 0

GMAT Tests User
Re: SC creatures of the sea [#permalink] New post 10 Dec 2005, 06:52
laxieqv wrote:
HIMALAYA wrote:
joemama142000 wrote:
A study of food resources in the North Pacific between 1989 and 1996 revealed that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing sea surface temperatures during the same period.

A) that creatures of the seabed were suffering from dwindling food supplies, possibly resulting from increasing
B) that creatures of the seabed were suffering because food supplies were dwindling, possibly as a result of an increase in
C) that creatures of the seabed were suffering because of food supplies, which were dwindling possibly as a result of increasing


why not A?


IMO, what "resulting from increasing..." is "dwindling food supplies" ...A makes "resulting...." of the "suffering"


absolutly. the PP "resulting........." doesnot modify the dwindling food supplies. the PP modifies the whole clause not a particular phrase. therefore A is incorrect.

In B it is clear that what is dwindled. so B wins.....
Re: SC creatures of the sea   [#permalink] 10 Dec 2005, 06:52
    Similar topics Author Replies Last post
Similar
Topics:
A study of food resources in the North Pacific between 1989 limzzon 0 28 Jul 2008, 10:21
A study of food resources in the North Pacific between 1989 tarek99 0 28 Oct 2011, 02:08
A study of food resources in the North Pacific between 1989 pi10t 0 05 Sep 2007, 23:37
A study of food resources in the North Pacific between 1989 jerrywu 0 13 Sep 2006, 21:57
A study of food resources in the North Pacific between 1989 jjhko 0 03 Sep 2006, 13:12
Display posts from previous: Sort by

A study of food resources in the North Pacific between 1989

  Question banks Downloads My Bookmarks Reviews Important topics  

Go to page    1   2   3   4   5   6    Next  [ 106 posts ] 



GMAT Club MBA Forum Home| About| Privacy Policy| Terms and Conditions| GMAT Club Rules| Contact| Sitemap

Powered by phpBB © phpBB Group and phpBB SEO

Kindly note that the GMAT® test is a registered trademark of the Graduate Management Admission Council®, and this site has neither been reviewed nor endorsed by GMAC®.