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I am also debating the two. Jterm is going to be super competitive this year, I think chances are much better with Sept ED. From what I know for Sept ED people with 3.0 GPAs from mediocre schools, approx 700 GMATs, regular work experience can get in as long as they write good essays and show they that they love columbia, etc.
I don't think you apply to both. Pretty sure you can only apply to 1 term per year. Jan 08 or Sept 08 I think you can only pick one and that's it. I could be wrong, but can you let us know where you got your info?