I wanted to see if anyone knows if you can defer student loans while in a PhD program. My loans are currently in repayment and there is no way I can afford to pay them on my stipend.
As well, is anyone planning to use student loans during your PhD program? I currently have $73,000 in student loans for a bachelors degree and two masters degrees. I am thinking of getting loans no more than what would make my total $100,000 (so no more than about $27,000 or so in student loans). My stipend offer is for a GA which I was told includes both teaching and research and I am not allowed to work while I am in the program. I'm told I'm looking at a salary of $70,000-$100,000 a year when I complete my program (a former professor thinks it should be more like $100,000 or more).
Any assistance is appreciated. I am excited to begin my program.