Evaluation & Suggestions/Advice

Demographics:
22 years old
Female
African American

Education:
Bachelors of Science in Marketing
Minors in Economics and African-American Studies
GPA: 2.96 cumulative and 3.5 major

GMAT:
Practice test score 620. Haven't officially taken the test yet

Work Experience:
Student worker during freshman year
Sales floor associate at Target for five months
Computer Operations Technician for 10 months
Currently a customer service rep with Dept. of Taxation

Extracurricular Activities:
Scholarship athlete on women's track and field team
Team captain for two years

Volunteer Experience:
Tutored children and read books to younger children at local elementary school
Registered and checked-in participants at SunTrust Marathon each year for 3 years
Collected donations for Hurrican Katrina victims at NASCAR event

Schools:
Really want to get my degree online because I am restricted to Virginia right now, but am also considering schools not that far away. Considering Arizona State(Carey), Indiana University(Kelley), University of Florida(Hough), University of Texas-Dallas, University of Maryland(Smith), and Georgetown. These schools are lower ranked, somewhere around the 20s and lower.

I really want to start January 2010 for the online programs because they have Spring admission, but I am worried because I haven't taken the GMAT yet and my GPA is really low. The deadlines for Spring 2010 admissions are in Oct. and Nov. Being that I haven't takent the GMAT yet and deadlines are coming really soon, should I just wait until Fall 2010 to apply? Do I even have a chance getting into the schools that I mentioned? What are your suggestions? I have purchased the 11th edition of the official GMAT guide and other study material. Would I be pushing it if I tried to apply in the Spring? Maybe some of you could even look at the schools I mentioned and tell me what you think I would have to do to be accepted to these programs. I am open to any advice/suggestions from anyone. Thanks for all of your help!