Thanks a ton for the link,
But the problem is the person in the context is not a US citizen and he has never worked in States (The link that you mentioned says, A person should be US citizen to be eligible for the loan)
(May be I didn't follow the link properly or may be I misread something, but appreciate if you can suggest something here.)
If it is 100K that it is most probably top10 bschool. if so, you obviously can get loan as well as most top bschool provide this option beyond your financial opportunities. you can also call in local banks. few european banks have joint programms with euro-bschools. in this case, thou can't cover your living expenses.