Hi kana162 - looks like you've already got answers to similar questions from others here on GMAT Club and not sure we can offer much more than the advice already given. We just answered a slightly similar query from someone else (see here
) - your profile looks more bschool-ready based on your unique international experiences and KPMG is often a feeder to the good schools, but you're still up against a lot of competition based on your candidate pool. We've seen people get into all the schools on your list with a comparable GMAT score but it's certainly not easy - the essays matter A LOT and that's why we can't provide any more definitive advice on it. You have a profile that does look like it could work out but we never know unless we see the actual pitch. You asked whether "my experience and credentials would atleast be considered." and yes, of course, the adcoms always consider everything - they read every single application and they admit people based on what they see. It's a holistic review and there's not one single thing that will determine an outcome.
If you have any applications completed you might consider our Sanity Check pre-submission review
, it's a great way to get a good sense of how your application might fare, BEFORE you submit.
And just like others have said, retaking the GMAT can help if you're serious about these schools (the 31V is obviously very low and in fact the IR of 4 also makes us nervous).
Good luck with everything!
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