Health Insurance? : The B-School Application
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# Health Insurance?

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Intern
Joined: 01 Mar 2007
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10 Apr 2007, 06:15
Hi all,

So I'm going to be leaving my job in early June and Iobviously won't be starting Kellogg until September. I'm concerned about not having any health insurance coverage over the summer. COBRA is outrageously expensive, but I suppose I could go the cheapy-online esurance route...

Does anyone know if we can have our school's insurance start earlier than September?

I stress over the most mundane things...

-Sunipa
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10 Apr 2007, 09:21
I'd also love to hear people's thoughts on this. I'm also thinking of going the cheap "disaster" route if needed.
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10 Apr 2007, 09:53
how much is COBRA?
CEO
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10 Apr 2007, 10:16
Does this help?

http://www.gmatclub.com/phpbb/viewtopic ... =insurance

Search is good, ladies and gentlemen.
Intern
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10 Apr 2007, 12:53
sorry
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10 Apr 2007, 13:20
Heh, I went without health insurance for 2.5 years while self employed. No biggie.
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10 Apr 2007, 13:27
It's no biggie unless something happens.

I'm self-employed and I actually just have a major casualty (or whatever it is called) plan. It has a high annual deductible so basically it covers you for major illnesses and hospital stays etc., but you just pay for other stuff like doctor's visits on your own. It's actually much more economical if you are generally in good health - with a health plan you are aggregated in a group where a few people consume the majority of the resources.

Surprisingly (or not), many doctors will charge a different rate depending on whether you're paying for it yourself or if it is covered by insurance.
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10 Apr 2007, 13:40
Hehe, that was my thread that was posted!

Hmm, so I think I'm gonna go with COBRA. Its just a few months - but I will try to see if I can enroll in Michigan's insurance earlier.
10 Apr 2007, 13:40
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