Health Insurance for non-working Spouse

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Health Insurance for non-working Spouse [#permalink]

04 Apr 2011, 13:44

Hello All;

I've been accepted at UNC Kenan-Flagler and am planning to move from San Francisco to Chapel Hill with my wife in July. My wife is planning to quit her job and is hoping to find a new one in NC. My question is whether my wife will be covered by the health insurance provided by the university or whether we will need to buy separate insurance for her. Also, if we are to buy separate insurance for her during the period that she is not working (and hence not insured), is it typically available at the same rate as for students, or will it be higher?

Would really appreciate your responses on this. Thanks.

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Re: Health Insurance for non-working Spouse [#permalink]

09 Apr 2011, 19:30

I'm assuming it works the same way for UNC as it does for HBS which is that I have to pay for health insurance through the school which cost a lot (~$3K a year) and if I want my wife included on the plan, she can be covered as well for a higher rate (~$4-5K a year). My work is offering me a leave of absence which means I can also continue participating in their insurance plan although it probably will not be at the subsidized rate that I'm currently paying and I'm not sure if my wife can be on my plan. Hopefully that option is cheaper for us but I still need to work that out with HR.
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Re: Health Insurance for non-working Spouse [#permalink] 09 Apr 2011, 19:30

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Health Insurance for non-working Spouse

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