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In order to determine automobile insurance premiums for a

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Manager
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Joined: 31 Aug 2011
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In order to determine automobile insurance premiums for a [#permalink] New post 03 Oct 2011, 15:22
00:00
A
B
C
D
E

Difficulty:

  5% (low)

Question Stats:

50% (02:46) correct 50% (01:32) wrong based on 8 sessions
In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver’s age and past accident history, play an important role in these calculations. Yet these premiums should also increase drives. After all, a person’s chance of being involved in a mishap increases in proportion to the number of times that person drives.

17. Which one of the following, if true, most undermines the argument?

(A) People who drive in frequently are more likely to be involved accidents that occur on small roads than in highway accidents.

(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.

(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.

(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.

(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.

18. The claim that insurance premiums should increase as the frequency with which a driver drives increases plays which one of the following roles in the argument?

(A) a premise of the argument

(B) the conclusion of the argument

(C) evidence offered in support of one of the premises

(D) an assertion phrased to preclude an anticipated objection

(E) a clarification of a key term in the argument

IMO B and C respectively.
Senior Manager
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Re: CR 1000 [#permalink] New post 04 Oct 2011, 13:46
I agree with you.

17. B
18. D

Argument says: more the number of times a person drives -> more mishaps
We need answer which apposes this.

17. Which one of the following, if true, most undermines the argument?

(A) People who drive in frequently are more likely to be involved accidents that occur on small roads than in highway accidents.
>> No mention of highway/small roads in question. Wrong.

(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.
>> Less drives -> less following of rules. Correct

(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.
>> Less drives -> more following of rules. Speed limit - out of scope. Wrong.

(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.
>> out of scope. Wrong.

(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.
>> out of scope. Wrong.

18. The claim that insurance premiums should increase as the frequency with which a driver drives increases plays which one of the following roles in the argument?

(A) a premise of the argument - wrong

(B) the conclusion of the argument - wrong

(C) evidence offered in support of one of the premises - wrong

(D) an assertion phrased to preclude an anticipated objection - correct

(E) a clarification of a key term in the argument - wrong
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Re: CR 1000 [#permalink] New post 04 Oct 2011, 22:27
My answers:
17. B
18. B

OA/Explanations are found here: http://www.manhattangmat.com/forums/in- ... 10159.html

bidmanager wrote:
Insurance Premiums
Question 17-18

In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver’s age and past accident history, play an important role in these calculations. Yet these premiums should also increase drives. After all, a person’s chance of being involved in a mishap increases in proportion to the number of times that person drives.

17. Which one of the following, if true, most undermines the argument?

(A) People who drive in frequently are more likely to be involved accidents that occur on small roads than in highway accidents.

(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.

(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.

(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.

(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.

18. The claim that insurance premiums should increase as the frequency with which a driver drives increases plays which one of the following roles in the argument?

(A) a premise of the argument

(B) the conclusion of the argument

(C) evidence offered in support of one of the premises

(D) an assertion phrased to preclude an anticipated objection

(E) a clarification of a key term in the argument

IMO B and C respectively.

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Re: CR 1000   [#permalink] 04 Oct 2011, 22:27
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