In order to determine automobile insurance premiums for a driver

In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver’s age and past accident history, play an important role in these calculations. Yet these premiums should also increase with the frequency with which a person drives. After all, a person’s chance of being involved in a mishap increases in proportion to the number of times that person drives.

Given : insurance premium depends on various risk factors such as drivers age, past accident history and premium increase as the risk factor increases.
Insurance premium should also increase with the frequency with which a person drives.

To undermine, with increased frequency of drives,chances of being involved in a mishap does not increase or those who drives infrequently are more vulnerable for accidents.


Which one of the following, if true, most undermines the argument?


(A) People who drive infrequently are more likely to be involved in accidents that occur on small roads than in highway accidents.( accident is an accident irrespective of the location)

(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.( goes with our thinking)

(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.( strengthen)

(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.( trips are out of discussion)

(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.( strengthen the argument)


Will go with choice B.

Thanks