Since 1980, when the Depository Institutions Deregulation

Since 1980, when the Depository Institutions Deregulation act allowed interest rates for checking and savings accounts to be determined by how the market is rather than by what the government edict says, nearly all banks paid considerably higher rates than they had prior to the Act's passing.

a) interest rates for checking and savings accounts to be determined by how the market is rather than by what the government edict says, nearly all banks

b) interest rates for checking and savings accounts to be based on the performance of the market rather than the government edict , nearly all banks

c) that interest rates for checking and saving accounts be determined on how the market is rather than government edict, nearly all banks have

d) interest rates for checking and saving accounts to be based on the market rather than government edict , nearly all banks have

e) that interest rates for checking and saving accounts be based on the market rather than government edict, nearly all banks