Hi SierraVista, if I were you, I'd retake the GMAT and aim for anything over 650. Your GMAT score is well below par of the schools you mentioned. Harvard/Stanford/Wharton are probably slimmer than slim. Stanford's median GMAT score is 710 (and pretty much the average as well). With you saying that you won't even be looking for a job after graduation makes business schools cringe and will ask themselves...well, what do you plan to do then? If you're continuing your entrepreneurship, that'll be something to talk about. In regards to your reference letters, the one from your professor probably won't mean much to business school because that letter won't indicate any leadership, nor work ability, but simply your grade and your effort in class. The one from your investor may be different and better.
Overall, I'd say that your chances of getting admitted to the listed schools are not too likely unless there's an increase in your GMAT score. Looking at the score themselves, it's very obvious that you're better at the verbal section. However, business will look down on the 28th percentile quant (especially the fact that adcom/business schools care more about your quant score) and will not like the huge difference between the two (for sure).
I hope I'm not being too blunt; I've read too many of the personal evaluations (including my own evals) and can pretty much guess this is what's going to happen. I'd suggest you copy and paste what you wrote into AlexMBA's section or
Accepted.com's section up above from where you posted this thread.