1) Brief description of your full-time work experience.
2.5 years in a Business Analyst role at a major credit card issuer
Have one promotion so far. Likely to get a second promotion middle of this year.
Informally mentored a few more junior analysis.

2) Your GMAT.
770 (51Q, 45V) 5.5 AWA

3) College info: The name of the college, your GPA or grade average, your major, year of graduation. For any graduate degrees, please provide the same info. If you grades are low, please indicate if there were extenuating circumstances.
Cornell University 2009
Double Major Economics , Mathematics
Graduated Cum Laud in Math

GPA: ~3.5 don't remember exactly

4) Significant college and post-college extra-curricular activities or community service, especially leadership experience.

No major volunteering experience. This is definitely a major weak spot for me.

I am an avid reader and belong to the local book club.

5) Important certifications like CFA, CPA, FSA, or CA.

None

6) Your target programs.

MIT, Wharton, HBS

7) Your post-MBA goal.

I would like to do consulting for a few years to get exposure to a few different businesses. Then pick one to pursue full time.


I am fairly torn between applying this fall and next fall.

I would like to know several things:
1) Are my schools out of reach because of a lack of ECs? If so will starting something up right now be too soon for this falls application cycle?

2) How much will having an extra year of work help me in the admissions process? I am likely to get a direct report if i stick around my job for an extra year. Will that greatly increase my chances because of the "leadership" dimension?

Thanks in advance.