This is the first time that I'm posting in Ph.D forum. I used to be an active member here in 2004-05 when I took my GMAT. Anyway, I am thinking of starting my application procedure for a Ph.D in Finance and was wondering if anyone will be kind enough to evaluate my profile.

Age: 25
Undegrad: Bachelor's in Socio-Legal Sciences (3 years course with Law major). Graduated from a Top 3 Law School in India. I don't know the exact GPA though.
Graduate: MBA in Finance. GPA 4.0/4.00. Graduated in December 2007 from a State University (not in Top 50). Some of the courses taken: Investments, Derivatives, Corporate Finance, Financial Accounting, Organizational Behavior, Financial Management.
Additional Certification: Passed two levels of CFA on first attempt. Plan to take Level 3 next year.
Research: No published work. Haven't presented anything at a seminar. I do have a couple of semester papers that I'd written.
GMAT: I have 620 in GMAT (6.0 in AWA). This was taken in 2004 and I plan to re-take it.
Work exp: 1+ years as a Business Analyst in top agri cultural biotech firm. I was also a Graduate Assistant for 3 semesters during my MBA. Apart from this, I have interned with two law firms in India.

At this point, I'm not sure if it's worth putting in an application. I can confident that I can come up with strong recommendations from my professors. Is it realistic to assume that I do have a shot of getting an admit in Top 25 Ph.D Programs in the US?

Thanks for your help!

Ruhi
_________________

Let's get it right!!!!

I agree that your GMAT score is way too low to be taken as a serious candidate. At the very minimum you will need to score 700 or demonstrate high proficiency in the quant section. I would recommend brushing up on some statistics/calculus courses since many PhD courses are math heavy. You seem to come from an interesting background though, so i wouldn't be surprised if you were competitive at many places once you up that score.