Put succinctly, I feel your concerns in general are unfounded. A female wth a 740 GMAT and 5+ years of experience should have no problem being competitive in the applicaiton process at these schools. GPA not important with your GMAT score and your quant is fine. Frankly, I find your expereince in non-profit to be an advantage, as it provides a unique perspective in the classroom, which schools are always clamoring for. Additionally, applications are down this year, so there are many reasons why you are making a good choice to apply now. Craft your story in a compelling way and cast a clear and mature vision for your post MBA career and you should find success in the application process. Let us know if we can help.
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