With a decent presentation of your story and future career vision, you should have a shot at any top school. Yes, it's competitve when you're coming from the feeder industries, but you have experience that is valuable to your future classmates and a good undergrad pedigree. I wouldn't worry about financial aid, as the loans you would be eligible to receive would be easily repaid once you get a signing bonus and first job after b-school. You'd be valuable to consulting firms too, so the adcoms will like your employability factor. No reason why a well constructed application wouldn't have good results. J-term at Columbia is a good option too since fewer apply for that, but remember you give up internship by going that route and as a career changer, the internship is going to be pretty valuable in my opinion. Any way you slice it, it's going to take a very well constructed application, so let us know if we can help you pull things together. We have specialists who hail from all the top tier schools.
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