Thanks for posting. Regarding your extra-curricular activities, I recommend you read this case study of a consultant who was accepted into Kellogg: http://www.stacyblackman.com/2011/07/28 ... ctivities/
With regards to your work experience, some programs such as Harvard and Stanford tend to recruit younger candidates. The high majority of MBA programs however like to see at least 2 years of work experience.
For your application, it is important to discuss what your future goals are, and how the steps you have taken and how an MBA will help you along this path.
For your CFA, although admissions teams understand how difficult a CFA can be to attain, it is important to understand that business schools are aiming to cultivate future leaders. For this reason, a CFA certification will be weighed with less emphasis than your work experience, etc. A CFA will be of help if you are addressing a low quant score, however you should not expect the impact to be significant.
We also provide free 30 minute phone consultations here: http://www.stacyblackman.com/contact/
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Stacy Blackman | Stacy Blackman Consulting Inc | http://www.StacyBlackman.com | +1 323.934.3936
MBA blogger, US News and Author, The MBA Application Roadmap