Your profile will be challenging for top 5 programs. There are simply too many other applicants with better credentials. B-school is very rigorous with quant, which is why they like to see proficiency in that area. Being female is an advantage, so it's not impossible to get into a world class program, but it will not be easy. Is there a reason you wouldn't be happy going to a school in the top 10 or 20 vs. the top 5? You have to ask yourself if you consider your accomplishments and credentials to be among the top 5% in the world? If your answer is probably not, then that is likely also what the adcoms answer as well. The Harvard, Stanford, LBS, Wharton, etc. set is looking for world class leadership and achievements well beyond the norm. Your work experience and achievements come across as more average than this, and will be a hindrance to breaking into the top programs. My advice would be to look at schools in the rankings from 10-15 or 10-20, where you will be much more competitive.
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