Your number of years work experience will be a challenge with the average creeping toward 5 years, but with the high octane experience of a bulge bracket bank and the strong tradition of bouncing out to b-school after two years from such firms, you could have a shot at your target schools with a well written application. You have some very unique profile attributes and a fascinating story (even with just the few details you give here, I can tell your story would stand out). Dual citizenship in Europe and Africa no doubt gives you a very unique perspective on markets and culture. The key of course will be in articulating these things in a way which moves the adcom to invite you in for an interview. Your must be able to explain why you have chosen your particular school as well as why your work experience has prepared you well to contribute in the classroom as well as to get job afterwards. You mention PE as a post MBA goal, but it's widely considered a very difficult if not impossible field to crack for a freshly minted MBA, so you may want to set a more realistic short term goal and target PE in the longer term. Let us know if we can help you flesh it all out. We have specialists who graduated from both HBS and INSEAD, so we can be of particular help.
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