Thanks for posting. This is a tricky question and I would need to have a dialog about which credits transferred to give a definitive answer. Usually you would take the GPA from whatever school you graduated from which would incorporate transferable credits from the prior schools. However, in this case it seems that the U Phoenix GPA does not incorporate grades from other schools. The safest bet is to contact schools you are applying to and ask them how they want it handled. Each school often has their own policies.
You may even be a better fit for an EMBA program.
If you would like, I would suggest a consultation to explore all of this in more depth. You can sign up for a free consultation here: http://www.stacyblackman.com/contact/
You have a lot going for you and the GPA is not the end all, but an admissions team may question whether your track record would improve, and whether outside (family) pressures would ease up at all to allow a focus on school.
Hope to hear from you.
Conrad and the Stacy Blackman
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