Find all School-related info fast with the new School-Specific MBA Forum

It is currently 23 Oct 2014, 05:51

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Events & Promotions

Events & Promotions in June
Open Detailed Calendar

Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA

  Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:
Manager
Manager
avatar
Joined: 21 Jul 2010
Posts: 57
Location: currently in Taiwan
Schools: Top Taiwanese university
Followers: 1

Kudos [?]: 1 [0], given: 0

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 20 Sep 2010, 16:41
I know someone from taiwan with a 2.1 undergraduate grade in mechanical engineering that got accepted to babson and thunderbird, and babson offered him a $20,000 scholarship for the first year of the program, was even waitlisted by SMU, didnt know if he was admitted afterwards
only one school that rejected him was UConn, but that was not the case since UConn could reject anyone with even higher scores or gpa's than that.
his gmat score was 690, and he has 3.5 years of work experience.
hope this cheers you guys up!
Kaplan Promo CodeKnewton GMAT Discount CodesGMAT Pill GMAT Discount Codes
Senior Manager
Senior Manager
avatar
Joined: 17 May 2010
Posts: 301
GMAT 1: 710 Q47 V40
Followers: 4

Kudos [?]: 18 [0], given: 7

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 30 Sep 2010, 11:14
Hi all,

GPA: 2.6 (International. If my school were in the US, it would be equal to CMU). Increasing trend from 2.2 to 2.6 to 2.9 in final year.
Major: Electrical engineering. Class of 2009
GMAT: 660. (Planning to retake, obviously. Aiming for 730+)
I am planning to apply in the fall of next year.

Workex: F500 firm in engineering role. If you go to 2012 Olympics and take the subway to get to venues, there is a very good chance you will be travelling in a system designed by yours truly. If you plan to take subway to Napoleon Bonaparte's tomb, I would have played a small but very important role in getting you there safely.Similar story for a few other cities.

Short term goals: Consulting/Banking. My goals are quite specific down to the company and position I wish to be in (for both consulting and banking).

Target schools:
Geographic preference: Northeast/Michigan/Illinois
Target schools: Ross, Tuck, Booth (I love free markets and would be very happy if I were taught by profs from the Chicago School of Economics).

Kellogg was on the list, but I went to an info session and suddenly I am not so sure about it. It seemed a bit...meh. Undecided. But since they grant interviews I will probably apply.

What is on my list is Stern. I went to the info session just to practice my networking skills, but I loved the energy and enthusiasm of alumni. Earlier I thought it was too finance focused but apparently not.

Hail Mary: Harvard/Wharton. Harvard just because in the "3 best accomplishment essays" I can say I designed a system used by 200M people annually. And the system works. I know Harvard couldn't care less about what I did given my GPA, but what the heck. I would rather have Harvard reject me than me rejecting myself.
Others: Ivey/Rotman

That's my story.
_________________

If you like my post, consider giving me KUDOS!

Director
Director
User avatar
Status: Go Blue!
Joined: 03 Jun 2010
Posts: 685
Location: United States (MO)
Concentration: Nonprofit, General Management
Schools: Michigan (Ross) - Class of 2015
GMAT 1: 740 Q47 V45
GRE 1: 336 Q169 V167
GPA: 3.22
WE: Information Technology (Manufacturing)
Followers: 16

Kudos [?]: 146 [0], given: 249

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 30 Sep 2010, 11:26
gijoedude, I hope you'll come back after your application process and update your post with how things went! I'm always interested to read what candidates think about which components of their application helped them overcome their perceived deficiencies. What was your strategy? Did it pay off, or did something else seem to do the trick? Did you get confirmed feedback? What didn't come off well?

Good luck mate!
_________________

ME: PROFILE | CPA: BEC AUD FAR REG | CMA: ONE TWO

bitly bundles: mba rankings | mba programs

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Current Student
User avatar
Joined: 07 May 2010
Posts: 731
Followers: 14

Kudos [?]: 85 [0], given: 66

GMAT ToolKit User
Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 30 Sep 2010, 12:25
^^^ Congrats but that is not low and its an Ivy.
Every single person in this thread would trade GPA's with you, me included
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Senior Manager
Senior Manager
avatar
Joined: 04 Dec 2009
Posts: 376
WE: Consulting (Consulting)
Followers: 10

Kudos [?]: 71 [0], given: 4

[#permalink] New post 30 Sep 2010, 13:21
-

Last edited by osbornecox on 15 Dec 2010, 00:01, edited 1 time in total.
Current Student
User avatar
Joined: 07 Apr 2010
Posts: 496
Schools: Wharton/Lauder Class of 2013
WE 1: Big Four Advisory
Followers: 22

Kudos [?]: 195 [0], given: 38

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 30 Sep 2010, 19:33
"low" GPA is relative as well? a 2.9 econ major from Harvard is probably better off than a 3.2 history major from xyz community college?
_________________

GMAT Guide: 10-critical-factors-to-beat-the-gmat-106790.html

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Retired Moderator
avatar
Status: Darden Class of 2013
Joined: 28 Jul 2009
Posts: 1838
Schools: University of Virginia
Followers: 19

Kudos [?]: 217 [0], given: 37

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 30 Sep 2010, 19:46
staind wrote:
"low" GPA is relative as well? a 2.9 econ major from Harvard is probably better off than a 3.2 history major from xyz community college?


no offense to anyone :P but a 2.9 at Harvard is probably not a good sign since Ivy League schools' GPAs are so inflated...(or I'm just bitter :cry: )
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Senior Manager
Senior Manager
avatar
Joined: 17 May 2010
Posts: 301
GMAT 1: 710 Q47 V40
Followers: 4

Kudos [?]: 18 [0], given: 7

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 01 Oct 2010, 06:45
method wrote:
gijoedude, I hope you'll come back after your application process and update your post with how things went! I'm always interested to read what candidates think about which components of their application helped them overcome their perceived deficiencies. What was your strategy? Did it pay off, or did something else seem to do the trick? Did you get confirmed feedback? What didn't come off well?

Good luck mate!


Thanks method! Best of luck for your apps too!
_________________

If you like my post, consider giving me KUDOS!

Senior Manager
Senior Manager
avatar
Joined: 25 Jun 2009
Posts: 297
Followers: 1

Kudos [?]: 30 [0], given: 4

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 21 Oct 2010, 12:34
aa5786 wrote:
Had a chat with a staff member at Wharton recently and discussed my 50 percentile quant score. Before I could jump into my standard explanation, she looked at my resume and said......"your work experience and undergrad econ major are all the examples I need of your quant ability, don't worry about it."

Guys - Don't let these +700'ers psych you out if you have other components of your background which can speak to ability.



AA5786? So how is your MBA pursuit going? Were you able to get into Chicago Booth?
Current Student
User avatar
Joined: 12 Nov 2008
Posts: 368
Schools: Ross (R2), Cornell (R3) , UNC (R3) , INSEAD (R1 Jan)
WE 1: Advisory (2 yrs)
WE 2: FP & Analysis (2 yrs at matriculation)
Followers: 21

Kudos [?]: 86 [0], given: 45

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 22 Oct 2010, 06:00
bakfed wrote:
no offense to anyone :P but a 2.9 at Harvard is probably not a good sign since Ivy League schools' GPAs are so inflated...(or I'm just bitter :cry: )


bakfed, I agree GPAs from ivy leagues are inflated. Where I went to school (University of Toronto) we had C/C- as class averages in the vast majority of courses in my program. There are also a couple of D's as average grades for the class on my transcript.

http://tv.nationalreview.com/uncommonkn ... OTk0NzU%3D
Intern
Intern
avatar
Joined: 22 Oct 2010
Posts: 7
Followers: 0

Kudos [?]: 0 [0], given: 1

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 22 Oct 2010, 11:32
Hi,

I gave my GMAT last week and was so disappointed with my awful score of 630, that I gave up all my hopes on applying to B schools.
However, as I took a look into this forum, I can vaguely see a thin ray of hope!
GMAT: 630 (how did it happen :shock: )
GPA: 7.13/10 from a prestigious Indian school.( Do not know the actual conversion process, but comes out low nevertheless on a scale of 4.0 :( )
WE: 2 years in one of the top Business Software firm
Extracurricular activities: have some of them to my credit, nothing breathtaking.

So, with an average profile like this, the only thing I was hoping on was a Great GMAT score(730+), but landed 100 points down.
After the GMAT, i gave up all my hopes and dint even appear for my TOEFL.
I was planning to apply for schools ranked between 30-50. Do you think I still have chances if i apply now(round 2).
Please don't mind in being blunt, I can take it! :)

Thanks...
Director
Director
User avatar
Status: Go Blue!
Joined: 03 Jun 2010
Posts: 685
Location: United States (MO)
Concentration: Nonprofit, General Management
Schools: Michigan (Ross) - Class of 2015
GMAT 1: 740 Q47 V45
GRE 1: 336 Q169 V167
GPA: 3.22
WE: Information Technology (Manufacturing)
Followers: 16

Kudos [?]: 146 [0], given: 249

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 22 Oct 2010, 17:31
pddm wrote:
Hi,

I gave my GMAT last week and was so disappointed with my awful score of 630, that I gave up all my hopes on applying to B schools.
However, as I took a look into this forum, I can vaguely see a thin ray of hope!
GMAT: 630 (how did it happen :shock: )
GPA: 7.13/10 from a prestigious Indian school.( Do not know the actual conversion process, but comes out low nevertheless on a scale of 4.0 :( )
WE: 2 years in one of the top Business Software firm
Extracurricular activities: have some of them to my credit, nothing breathtaking.

So, with an average profile like this, the only thing I was hoping on was a Great GMAT score(730+), but landed 100 points down.
After the GMAT, i gave up all my hopes and dint even appear for my TOEFL.
I was planning to apply for schools ranked between 30-50. Do you think I still have chances if i apply now(round 2).
Please don't mind in being blunt, I can take it! :)

Thanks...


30-50? I think you still have a very good chance. Write from the heart and don't let a single score define you.
_________________

ME: PROFILE | CPA: BEC AUD FAR REG | CMA: ONE TWO

bitly bundles: mba rankings | mba programs

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Current Student
avatar
Status: Current Student
Joined: 12 Feb 2010
Posts: 441
Schools: USC Marshall School of Business
WE 1: Software Consulting
WE 2: Government / Healthcare
Followers: 7

Kudos [?]: 53 [0], given: 26

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 22 Oct 2010, 17:55
Via wrote:
Shaselai,

I got into Tuck with a low GPA and GMAT. You can read the post on page 6.

-Via



Thanks for your story, it is really inspiring to read :)
_________________

Something about Kudos or other... if you like then upvote away.

Intern
Intern
avatar
Joined: 22 Oct 2010
Posts: 7
Followers: 0

Kudos [?]: 0 [0], given: 1

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 25 Oct 2010, 14:41
method wrote:
pddm wrote:
Hi,

I gave my GMAT last week and was so disappointed with my awful score of 630, that I gave up all my hopes on applying to B schools.
However, as I took a look into this forum, I can vaguely see a thin ray of hope!
GMAT: 630 (how did it happen :shock: )
GPA: 7.13/10 from a prestigious Indian school.( Do not know the actual conversion process, but comes out low nevertheless on a scale of 4.0 :( )
WE: 2 years in one of the top Business Software firm
Extracurricular activities: have some of them to my credit, nothing breathtaking.

So, with an average profile like this, the only thing I was hoping on was a Great GMAT score(730+), but landed 100 points down.
After the GMAT, i gave up all my hopes and dint even appear for my TOEFL.
I was planning to apply for schools ranked between 30-50. Do you think I still have chances if i apply now(round 2).
Please don't mind in being blunt, I can take it! :)

Thanks...


30-50? I think you still have a very good chance. Write from the heart and don't let a single score define you.


Thanks 'Method'.
Yes...around 30-50.
I was aiming at:
1) UC Irvine( Merage): rank 36
2) UC Davis: rank 42
3) ASU(WP Carey): rank 27
4) UC San Deigo (unranked? )
5) USC Marshall( don't think I'll apply now).

However, mean scores of all the above schools are between 670-690. So, I was a bit apprehensive in applying.
Further I belong to Indian/Female/IT category which is quite overrepresented.
What do you suggest? Shall I still go ahead and apply?
Director
Director
User avatar
Status: Go Blue!
Joined: 03 Jun 2010
Posts: 685
Location: United States (MO)
Concentration: Nonprofit, General Management
Schools: Michigan (Ross) - Class of 2015
GMAT 1: 740 Q47 V45
GRE 1: 336 Q169 V167
GPA: 3.22
WE: Information Technology (Manufacturing)
Followers: 16

Kudos [?]: 146 [0], given: 249

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 25 Oct 2010, 21:56
Of the schools you listed, UC Davis seems like a good candidate. The GPA range is 2.7 to 4.0 and the GMAT range is 610-780. Only 12% of the recent class is international. This could be a really good place to try marketing your international perspective. And they also have a very traditional split of functional career placements: 15% consulting, 41% finance/accounting, 29% general management, 15% marketing.

A school like Arizona State places 55% of its class into operations/logistics, so they present a very different opportunity altogether in my opinion. It's not a school I would wishlist unless I wanted to enter that job function specifically.

I recommend retaking the GMAT as soon as your eligible again.
_________________

ME: PROFILE | CPA: BEC AUD FAR REG | CMA: ONE TWO

bitly bundles: mba rankings | mba programs

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Current Student
User avatar
Joined: 05 Aug 2008
Posts: 1262
Schools: Ross 2012
WE 1: 5 Years at Fortune 50 Company in Manufacturing
Followers: 17

Kudos [?]: 164 [0], given: 20

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 26 Oct 2010, 09:51
bakfed wrote:
staind wrote:
"low" GPA is relative as well? a 2.9 econ major from Harvard is probably better off than a 3.2 history major from xyz community college?


no offense to anyone :P but a 2.9 at Harvard is probably not a good sign since Ivy League schools' GPAs are so inflated...(or I'm just bitter :cry: )


Not to get too deep into the grade inflation, but being that most people at Harvard has a 4.5 GPA in high school would it make sense that average GPA at harvard being higher than say a school like wayne state where the average income GPA is 2.9..

I find this interesting since that's what people say about Masters programs with average of a 3.0+, people say that's inflated, yet most people have like 3.5 or above in UG that go.
_________________

Get the best GMAT Prep Resources with GMAT Club Premium Membership

Current Student
User avatar
Joined: 12 Nov 2008
Posts: 368
Schools: Ross (R2), Cornell (R3) , UNC (R3) , INSEAD (R1 Jan)
WE 1: Advisory (2 yrs)
WE 2: FP & Analysis (2 yrs at matriculation)
Followers: 21

Kudos [?]: 86 [0], given: 45

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 26 Oct 2010, 11:22
pddm wrote:
Thanks 'Method'.
Yes...around 30-50.
I was aiming at:
1) UC Irvine( Merage): rank 36
2) UC Davis: rank 42
3) ASU(WP Carey): rank 27
4) UC San Deigo (unranked? )
5) USC Marshall( don't think I'll apply now).

However, mean scores of all the above schools are between 670-690. So, I was a bit apprehensive in applying.
Further I belong to Indian/Female/IT category which is quite overrepresented.
What do you suggest? Shall I still go ahead and apply?


pddm, why don't you retake? I think it's going to do you a world of good in your case. What is your breakdown like and what are you struggling with? We're here to help.
Intern
Intern
avatar
Joined: 22 Oct 2010
Posts: 7
Followers: 0

Kudos [?]: 0 [0], given: 1

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 27 Oct 2010, 09:49
ariel wrote:
pddm wrote:
Thanks 'Method'.
Yes...around 30-50.
I was aiming at:
1) UC Irvine( Merage): rank 36
2) UC Davis: rank 42
3) ASU(WP Carey): rank 27
4) UC San Deigo (unranked? )
5) USC Marshall( don't think I'll apply now).

However, mean scores of all the above schools are between 670-690. So, I was a bit apprehensive in applying.
Further I belong to Indian/Female/IT category which is quite overrepresented.
What do you suggest? Shall I still go ahead and apply?


pddm, why don't you retake? I think it's going to do you a world of good in your case. What is your breakdown like and what are you struggling with? We're here to help.



630( Q46, V 31, AWA 6 )

Clearly i was struggling with verbal, although my Q isn't that great too.
I am having second thoughts about retake , but I'm afraid that my score might not improve. Frankly when I was giving GMAT, i was pretty confident of making 680+, as I was getting that much in all my mock tests. I don't know where I went wrong. I had gone through Manhattan SC guide multiple times and also atleast 25% of 1000 SC and I was quite okay with it. The irony is, in the actual GMAT, I knew I had stumbled down in Q, but verbal, I thought was going pretty well, until I saw my score!
So, the whole point is I don't know where and how to improve. I had not taken MGMAT tests, may be that's one place I can do some work.

Second point is If I retake GMAT, I should take within a month(including TOEFL) in order to make to the second round deadlines, which are as early as Dec 1st.

Do you think I have good chances if I retake and score 680+ ( My profile in brief: 2 yrs WE, 7.13/10 GPA, Indian Female IT). What are the chances of funding in such case?

Please advise. I'm totally stuck in the midst of nowhere.

Thanks a lot.
Senior Manager
Senior Manager
User avatar
Joined: 25 Jul 2010
Posts: 300
Location: India
Concentration: Strategy, Technology
GMAT 1: 770 Q51 V46
GPA: 3.2
WE: Engineering (Computer Software)
Followers: 18

Kudos [?]: 29 [0], given: 20

Reviews Badge
Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 27 Oct 2010, 11:41
pddm wrote:
ariel wrote:
pddm wrote:
Thanks 'Method'.
Yes...around 30-50.
I was aiming at:
1) UC Irvine( Merage): rank 36
2) UC Davis: rank 42
3) ASU(WP Carey): rank 27
4) UC San Deigo (unranked? )
5) USC Marshall( don't think I'll apply now).

However, mean scores of all the above schools are between 670-690. So, I was a bit apprehensive in applying.
Further I belong to Indian/Female/IT category which is quite overrepresented.
What do you suggest? Shall I still go ahead and apply?


pddm, why don't you retake? I think it's going to do you a world of good in your case. What is your breakdown like and what are you struggling with? We're here to help.



630( Q46, V 31, AWA 6 )

Clearly i was struggling with verbal, although my Q isn't that great too.
I am having second thoughts about retake , but I'm afraid that my score might not improve. Frankly when I was giving GMAT, i was pretty confident of making 680+, as I was getting that much in all my mock tests. I don't know where I went wrong. I had gone through Manhattan SC guide multiple times and also atleast 25% of 1000 SC and I was quite okay with it. The irony is, in the actual GMAT, I knew I had stumbled down in Q, but verbal, I thought was going pretty well, until I saw my score!
So, the whole point is I don't know where and how to improve. I had not taken MGMAT tests, may be that's one place I can do some work.

Second point is If I retake GMAT, I should take within a month(including TOEFL) in order to make to the second round deadlines, which are as early as Dec 1st.

Do you think I have good chances if I retake and score 680+ ( My profile in brief: 2 yrs WE, 7.13/10 GPA, Indian Female IT). What are the chances of funding in such case?

Please advise. I'm totally stuck in the midst of nowhere.

Thanks a lot.


pddm,
Which mock tests were you taking?
Did you go through the wrong answers in those mock tests to find your weak-spots? Since you have the Manhattan SC guide, you must be having access to their mock tests. Try taking a MGMAT mock test and see which verbal section you are falling out on. It may not be SC! Why I ask this is since you got a 6 in the AWA, your grammar must be pretty good :)
If its SC, try to understand what kind of questions you are making mistakes in (idioms, tenses, parallelism, etc).
If its not SC, get the OG and do the questions in RC and CR.

A quant score of 46 is not bad. There could be several reasons why it went low. It is possible that you were hovering around 49 when you made a few mistakes towards the end, thus bring down your score. Perhaps you could change your strategy in quant. What I follow is pretty simple - spend a fair amount of time for the 1st 10 and the last 10 quant questions. I don't worry much about the mid 17 questions, I don't have statistics to prove this, but I feel that even if your accuracy decreased in those 17 questions, you will be able to make up for it in the end.

I would certainly retake the GMAT if I were you because having a score of 680+ boosts one's confidence to apply to better schools. Don't you think that you deserve a better GMAT score and a better business school? Go for it, I say :)
Manager
Manager
avatar
Joined: 15 Jan 2010
Posts: 53
Followers: 0

Kudos [?]: 14 [0], given: 1

Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA [#permalink] New post 28 Oct 2010, 03:47
I read a lot of the threads dedicated to certain schools and get so depressed looking at the profiles of others. But this thread really gives you some hope.

Thanks guys
Re: Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA   [#permalink] 28 Oct 2010, 03:47
    Similar topics Author Replies Last post
Similar
Topics:
Experts publish their posts in the topic Low GPA. Chances of Top 20 B-School? Ace1108 3 18 Aug 2014, 07:53
Please Review My Profile - Low GPA w/ 750 GMAT barry769 0 20 Dec 2012, 05:10
Experts publish their posts in the topic Profile Evaluation(Low GMAT & Low GPA ) pddm 6 25 Oct 2010, 09:55
1 Experts publish their posts in the topic Profile Evaluation w/ low gpa and decent gmat for ms? CC2HBS 3 14 Apr 2010, 04:23
Profiles - Admitted to Top B-Schools with Low GPA zonk 2 18 Dec 2008, 11:18
Display posts from previous: Sort by

Profiles - Admitted to Top B-Schools w/ Low GMAT or Low GPA

  Question banks Downloads My Bookmarks Reviews Important topics  

Go to page   Previous    1   2   3   4   5   6   7   8   9   10    Next  [ 185 posts ] 



GMAT Club MBA Forum Home| About| Privacy Policy| Terms and Conditions| GMAT Club Rules| Contact| Sitemap

Powered by phpBB © phpBB Group and phpBB SEO

Kindly note that the GMAT® test is a registered trademark of the Graduate Management Admission Council®, and this site has neither been reviewed nor endorsed by GMAC®.