If you wish to switch from residential mortgage to say corporate finance or financial services you probably should consider doing so now. The higher your GMAT the more this will mitigate your lower GPA. Only when you have a GMAT score can you gauge your chances at different schools. You might want to research finance-focused Leadership Rotational Programs (http://www.mbaprepadvantage.com/blog/le ... -programs/
Best of luck,
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