Suggestions needed

Hi

I am planning to apply for Fall 2009 courses in the US. Did some research, and got confused. On one hand, I want to be sure that I do get in somewhere real good, on the other hand is the fear of rejection. Of course, another factor, albeit a comparitively minor one, is the cost. I was surprised to see that a well known school like Tepper does not guarantee no-cosignor loans. But of course MIT, Chicago , etc do. Can you people help me out here?

Indian Male
Gmat: 760 ( 42 V, 49 Q )
AWA: 5.5

Graduated from Indian Institute of Technology as a Production and Industrial Engineer.

Joined Citigroup immediately after that as a Project Manager in Business Systems; this is a part of the IT team that proactively assists the business in employing new business startegies, getting them implemented on the system, does process re-engineering and helps them achieve a better ROI. This way there is a good exposure in the business life cycle and the software life cycle. About 2 years into the job.

Career highs include getting commendation from CEO and CIO of one of the global business groups in Citigroup and being the IT liason for a $ 40 Million plus deal.

Not much co-curriculars after I passed out due to lack of time; in college I was the co-chair of the Program Management Committee which did all the college events and was the Student in Charge of the Annual festival of the college. Was also actively involved in managing events for all four years in campus.

I am not sure how to spin this - I did my final year thesis under the Director of the institution. Apart from this, I have two national level talent scholarships.

Am an active trader, doing basically deriviatives trading and a little dabbling in equity. Handle my own portfolio (of course) and my mom's. Get pretty good returns too.

Long term goals: Am a little confused between wanting to be an investement banker ( the thrill of trading can be addictive ) or pursuing the general management way ( less short term thrills, but I guess more fulfilling )

My shortlist (short list is a misnomer ):
University of Chicago
University of Pennsylvania (Wharton)
Harvard University
Stanford University
Darden
Tepper
Tuck


Do suggest.

Thanks a ton