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The Gorton-Dodd bill requires that a bank disclose to their

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The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 24 Aug 2011, 18:46
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The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

It's discussed in other places and I am not convinced w/ the explanation.

I would like to understand if "a bank disclose" is correct? A bank is singular and should follow discloses IMV..... Thoughts??
[Reveal] Spoiler: OA

Last edited by Skywalker18 on 01 Jan 2017, 09:17, edited 1 time in total.
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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schandok wrote:
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

It's discussed in other places and I am not convinced w/ the explanation.

I would like to understand if "a bank disclose" is correct? A bank is singular and should follow discloses IMV..... Thoughts??


The Gorton-Dodd bill requires that => signals Subjunctive usage.

The verb rule for subjunctive is :
The present tense of the subjunctive uses only the base form of the verb.

Thats why we need disclose(base form) instead of discloses.

Check out bb's reply in the following post:
http://gmatclub.com/forum/subjunctive-and-use-of-that-with-simple-verb-form-79606.html

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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 25 Aug 2011, 02:32
Agree with Senior Manager for the explanation of subjunctive!!
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 03 Sep 2011, 12:05
Thanks @crick20002002 for the link,
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 15 Sep 2011, 02:53
C.. Subjunctive. Sometimes it don't strike to us. Have to take a stop when the answer coices have that.
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 01 Nov 2011, 19:26
+1 for C. IMO if the sentence implies subjunctive meaning (as is the case here) then "a bank disclose" is correct.

Use a subjunctive for things wished for, requested, or contrary to fact.

Eg. We ask that Kyle keep his dog in a cage while we visit the baby.

Hope this helps.
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 21 Dec 2011, 01:22
plural reference : 'their' is wrong. should be its. C
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 21 Dec 2011, 02:21
schandok wrote:
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

It's discussed in other places and I am not convinced w/ the explanation.

I would like to understand if "a bank disclose" is correct? A bank is singular and should follow discloses IMV..... Thoughts??


This is subjunctive mood. Subjunctive mood is divided into 2 kinds: Hypothetical subjunctive and Command subjunctive. This case is command subjunctive mood that is used with some verb called Bossy Verb such as require, demand, request, mandate, suggest, recommend, or propose...
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 05 Jan 2012, 07:11
Easy one this. Clear C.

Proper use of subjunctive syntax leads us to the answer quickly.
Subjunctive syntax:

BOSSY VERB + THAT + NOUN + VERB
For instance, require (Bossy Verb) + THAT + bank (noun) + disclose (verb)...
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Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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New post 01 Jan 2017, 09:29
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks - Pronoun and antecedent issue - a bank and their customers
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check - That is needed for subjunctive . Pronoun and antecedent issue - a bank and their customer
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks - Correct
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check - That is needed for subjunctive
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed - Meaning change - who does the delay is not known . "Is to be delayed" is incorrect. Also "their deposited check" here means that all of the bank's customers share a single check.

Answer C
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Re: The Gorton-Dodd bill requires that a bank disclose to their   [#permalink] 01 Jan 2017, 09:29
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