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# The Gorton-Dodd bill requires that a bank disclose to their

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Manager
Joined: 31 May 2012
Posts: 164
Followers: 5

Kudos [?]: 121 [0], given: 69

The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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01 Jan 2013, 03:52
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Difficulty:

25% (medium)

Question Stats:

74% (01:49) correct 26% (01:06) wrong based on 78 sessions

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The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

Can you please explain me the basic grammar behind? Other similar examples would be much helpful.

What grammar topic is tested in this question? What is wrong with Option B & D?
[Reveal] Spoiler: OA
Manager
Joined: 06 May 2012
Posts: 67
Location: India
Concentration: General Management, Finance
GMAT 1: 670 Q48 V34
GMAT 2: 720 Q49 V40
Followers: 5

Kudos [?]: 24 [0], given: 16

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

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01 Jan 2013, 04:07
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

This question tests subjunctive rule and subject-verb agreement:

Lets analyze original sentence:
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

Subject-verb agreement: the singular subject ''a bank'' must have a singular verb ''its'' but in this sentence we have ''their and they'' as highlighted in italics.
Subjunctive rule: require when followed by that requires that the following verb should be in its base form (disclose instead of discloses). Though we don't have subjunctive usage error in original sentence. We will look at it in other answer choices.

Now lets POE:

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks --> SV error as explained above: eliminate
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check --> SV error as explained above: eliminate
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks--> both SV and subjunctive verb correctly used correct
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check --> voilates subjunctive rule.. cannot use should
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed --> awkwardly placed ''their deposited check''

Hope it clarifies!

Best Regards,
Mansoor

PS:Consider kudos if you found it helpful
Re: The Gorton-Dodd bill requires that a bank disclose to their   [#permalink] 01 Jan 2013, 04:07
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