Dear Friends,
Here is a detailed explanation to this question-
noboru wrote:
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.
(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed
Meaning is crucial to solving this problem:Understanding the intended meaning is key to solving this question; the intended meaning of this sentence is that the Gorton-Dodd bill requires that a bank disclose to its customers how long it will delay access to funds from deposited checks.
Concepts tested here: Meaning + Pronouns + Subjunctive Mood + Awkwardness/Redundancy• “bossy verb ("requires") + that + something be done” is a correct, subjunctive usage.
A: This answer choice incorrectly refers to the singular noun "bank" with the plural pronouns "they" and "their".
B: This answer choice incorrectly refers to the singular noun "bank" with the plural pronouns "they" and "their".
C: Correct. This answer choice correctly refers to the singular noun "bank" with the singular pronouns "its" and "it". Further, Option C uses the phrase "from deposited checks", conveying the intended meaning - that banks must disclose to individual customers how long access to funds from
each of their individual checks is to be delayed. Additionally, Option C correctly maintains a correct subjective mood construction - “bossy verb ("requires") + that + something be done ("a bank disclose to its customers")”. Besides, Option C is free of any awkwardness or redundancy.
D: This answer choice fails to maintain a correct subjunctive mood usage, as it utilizes the construction “bossy verb ("requires") + noun ("a bank") + that + something be done ("it should disclose to its customers")"; remember, “bossy verb ("requires") + that + something be done” is a correct, subjunctive usage. Further, Option D redundantly uses the word "should" alongside the bossy verb "requires"; this usage is redundant because both terms convey a sense of necessity.
E: This answer choice alters the meaning of the sentence through the phrase "their deposited check"; the construction of this phrase illogically implies that banks must disclose to customers how long access to funds from
a singular check shared by all customers is to be delayed; the intended meaning is that banks must disclose to individual customers how long access to funds from
each of their individual checks is to be delayed.
Hence, C is the best answer choice.To understand the "3 Key Subjunctive Structures" on GMAT, you may want to watch the following video (~1 minute):
All the best!
Experts' Global Team
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