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[#permalink]
Finance is one of the most competitive field to get in. Sounds like your recommendations should be strong - that's a plus point. Try to go for the research assistantship (instead of the teaching position) if possible - use it to demo your passion and experience in research.

As to which tier - maybe the top programs would be a bit of a stretch, given your GPA. The top 20 to 30 may be possible given your MSc. You really need to ace your GMAT (750+ would be helpful). Honestly, I'm really not sure since my field is not in finance.
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Will keep your comments in mind, tkkoh. Thank you again.
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One point: I don't think your undergrad GPA (from Peru) is much of a concern here, as the use of the A+/F scale differs a lot from country to country, and in some countries from school to school. For example, in many good US schools, getting a C really is a wake-up call ("you did a very crappy job but I'll let you pass this one"), although in my undergrad school (Canadian third-tier), C+ was the average and most teachers used the whole A+/E scale. I'm not so sure about the UK, but it's probably more comparable to what PhD admissions committees are used to in the US, so you might want to explain why you got not-so-great grades somewhere in your SOP.
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