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# A higher interest rate is only one of the factors, albeit an

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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01 Oct 2016, 21:27
sayantanc2k wrote:

The subject for the verb "keep" / "keeps" is "that", and "that" refers to the noun "factors" - hence "that" is plural and so the verb should also be plural, i.e. "keep".

Hi,

I understand your explanation, based upon it I was trying to make few examples of my own to get better understanding of the concept - but ended up getting confused.
Can you please help me with below sentence ?

A volcano is only of the factors, albeit an important one, that destroys/destroy the biodiversity of the island.
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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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02 Oct 2016, 11:15
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sidoknowia wrote:
sayantanc2k wrote:

The subject for the verb "keep" / "keeps" is "that", and "that" refers to the noun "factors" - hence "that" is plural and so the verb should also be plural, i.e. "keep".

Hi,

I understand your explanation, based upon it I was trying to make few examples of my own to get better understanding of the concept - but ended up getting confused.
Can you please help me with below sentence ?

A volcano is only of the factors, albeit an important one, that destroys/destroy the biodiversity of the island.

As before, "that" refers to "factors" and is hence plural - the verb should also be plural: "destroy" is correct.

In order to understand this structure, first identify the antecedent of the relative pronoun "that". In general identification is easy because "that" would generally come immediately after the noun it refers to (as per the modifier touch rule). However there are some exceptions (such as this one), in which the modifier is separated from the noun it refers to - this example is such an exception. Manhattan SC guide explains these exceptions in detail. This particular example falls under the following category:

A short non-essential phrase intervenes and is set off by commas. (Here: "albeit an important one".)

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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05 Jan 2017, 00:07
"That" refers to "factors" and is hence plural. A and C are eliminated.
"As", not "like", is used to compare clauses. D and E are eliminated.

Correct answer is B. OA has been added.

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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10 Jan 2017, 21:32
reply2spg wrote:
A higher interest rate is only one of the factors, albeit an important one, that keeps the housing market from spiraling out of control, like it did earlier in the decade.

a) that keeps the housing market from spiraling out of control, like it did earlier in the decade.
b) that keep the housing market from spiraling out of control, as it did earlier in the decade
c) that keeps the housing market from spiraling out of control, as it did earlier in the decade
d) that keep the housing market from spiraling out of control, like earlier in the decade
e) that keep the housing market from spiraling out of control, like it did earlier in the decade

Here SV agreement and comparison is at issue.
1)factors is plural so we need a plural verb after that so keep is correct
2) as vs like is at issue (Comparison issue)
As is used to compare caluse wheras like is used to compare noun
with that in our mind let's go to the answer choices

a) Incorrectthat keeps the housing market from spiraling out of control, like it did earlier in the decade. SV agreement error. Like is incorrectly used to compare clause.
b) Correctthat keep the housing market from spiraling out of control, as it did earlier in the decade NO error SV agrees in numer. As is correctly used to compare clause.
c) Incorrectthat keeps the housing market from spiraling out of control, as it did earlier in the decade
SV agreement error
d)Incorrect that keep the housing market from spiraling out of control, like earlier in the decade
Comparison error. earlier in decade is compared with higher interest rate. A rate must be compared with another rate
e)Incorrect that keep the housing market from spiraling out of control, like it did earlier in the decade[/quote]
Comparison error. Like is incorrectly used to compare clause

Hence B is our answer
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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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04 May 2017, 04:01
Doesn't "that" refer to the nearest noun, In this case "one" in albeit an important one

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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04 May 2017, 05:24
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onkargm wrote:
Doesn't "that" refer to the nearest noun, In this case "one" in albeit an important one

Try reading the sentence by removing the phrase " albeit an important one", you can find the actual meaning of the sentence. That must refer to the factors, hence we are using "keep".

As per the meaning of the sentence, Higher interest rate keeps the market from spiraling.

Tip: In such sentences, try to remove the phrases between the two commas and then check the overall structure. If it makes sense, it is correct. Else you are missing something.
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Re: A higher interest rate is only one of the factors [#permalink]

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07 May 2017, 22:07
vikrantgulia wrote:
A higher interest rate is only one of the factors, albeit an important one, that keeps the housing market from spiraling out of control, like it did earlier in the decade.

A) keeps the housing market from spiraling out of control, like it did
B) keep the housing market from spiraling out of control, as it did
C) keeps the housing market from spiraling out of control, as it did
D) keep the housing market from spiraling out of control, like
E) keep the housing market from spiraling out of control, like it did

i see there is confusion with "one of .." , i hope it could help you all

when one of the follows by that/who then it should be plural
like wise only one of the follows by that/who then it should be plural else everything will be singular .

hence here answer is B

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Re: A higher interest rate is only one of the factors [#permalink]

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08 May 2017, 06:51
A higher interest rate is only one of the factors, albeit an important one, that keeps the housing market from spiraling out of control, like it did earlier in the decade.

A) keeps the housing market from spiraling out of control, like it did (Factors are plural. Therefore usage of keeps is wrong)
B) keep the housing market from spiraling out of control, as it did (Correct)
C) keeps the housing market from spiraling out of control, as it did (Same as A)
D) keep the housing market from spiraling out of control, like (Like is used for comparing nouns not clauses)
E) keep the housing market from spiraling out of control, like it did (Same as D)

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A higher interest rate is only one of the factors, albeit an [#permalink]

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18 Aug 2017, 17:05
reply2spg wrote:
A higher interest rate is only one of the factors, albeit an important one, that keeps the housing market from spiraling out of control, like it did earlier in the decade.

a) that keeps the housing market from spiraling out of control, like it did earlier in the decade.
b) that keep the housing market from spiraling out of control, as it did earlier in the decade
c) that keeps the housing market from spiraling out of control, as it did earlier in the decade
d) that keep the housing market from spiraling out of control, like earlier in the decade
e) that keep the housing market from spiraling out of control, like it did earlier in the decade

Ok so the verb actually has to be plural - read the sentence like this

Factors that keep

Secondly, the use of "like" is inappropriate because the housing market actually did spiral out of control so "as" is needed in order to make the sentence literal.

B

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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21 Aug 2017, 03:41
I thought " A high interest rate is subject" can someone explain how come "factors" is a subject here because high interest keeps the housing marketing spiralling.

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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12 Sep 2017, 09:57
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sridhar wrote:
+1 for C.
My doubt is that if "one of the factors" is considered plural how do we get "it" in the final clause which says "like it did earlier in the decade)..

Can someone explain this?

Hello,
Here it is talking about the factors that bla bla... hence it is plural. So 'keep' should be used. 'As' modifies a clause. 'Like' modifies noun. B it is.

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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13 Sep 2017, 19:31
reply2spg wrote:
A higher interest rate is only one of the factors, albeit an important one, that keeps the housing market from spiraling out of control, like it did earlier in the decade.

a) that keeps the housing market from spiraling out of control, like it did earlier in the decade.
b) that keep the housing market from spiraling out of control, as it did earlier in the decade
c) that keeps the housing market from spiraling out of control, as it did earlier in the decade
d) that keep the housing market from spiraling out of control, like earlier in the decade
e) that keep the housing market from spiraling out of control, like it did earlier in the decade

The answer is B
Split 1
That refers to factors so the verb has to be plural
Split 2
We need as to compare clause
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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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27 Sep 2017, 13:27
I chose C here - Can some expert throw some light here?

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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27 Sep 2017, 16:27
santro789 wrote:
I chose C here - Can some expert throw some light here?

the verb keeps refer to the subject factors.
so we need a plural verb keep and not a singular verb keeps.
Hope it helps.

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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28 Sep 2017, 00:43
I thought the higher interest rate is the subject here. Can someone explain why 'higher interest rate' is not considered as subject ?

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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28 Sep 2017, 07:27
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santro789 wrote:
I thought the higher interest rate is the subject here. Can someone explain why 'higher interest rate' is not considered as subject ?

Lets look at this sentence in this way

A higher interest rate is only one of the factors, albeit an important one, that(subject) keeps(verb) the housing market from spiraling out of control, as it did earlier in the decade.

so now we need to ask the question what does 'that' refer to?

'That' will only refer to its nearest noun, which in this case will be factors. Hence the subject is factors and not 'A higher interest rate'
Hope that helps.

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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28 Sep 2017, 10:53
but why would that only refer to the nearest noun. Is that a rule? Why can't it refer to the a higher interest rate?
please elaborate on your answer.

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Re: A higher interest rate is only one of the factors, albeit an [#permalink]

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28 Sep 2017, 11:02
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hi yashnasharma,
I see that this is your first post.
Let me help you out with this.

Yes. relative pronouns like that, who, which will in majority of the cases refer to the nearest noun.
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Re: A higher interest rate is only one of the factors, albeit an   [#permalink] 28 Sep 2017, 11:02

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