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# Advocates insist that health savings accounts are an

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Director
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29 Jun 2008, 19:10
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85% (hard)

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47% (02:13) correct 53% (01:12) wrong based on 1505 sessions

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Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

(A) Wealthy individuals will not be affected negatively by health savings accounts.
(B) Private health insurance will no longer be available.
(C) Most diseases are detected during regular preventive examinations.
(D) Some people without health savings accounts are likely to contract infectious diseases.
(E) The causal relationship between an individual’s health and that person’s medical care has been adequately documented.
[Reveal] Spoiler: OA

Last edited by Narenn on 31 Jul 2013, 09:02, edited 1 time in total.
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 19:21
IMO D
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29 Jun 2008, 19:22
IMO D.
passage says "poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases"
Maybe likely that Some of them might receive the infectious disease.
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 19:29
D is the OA

except that anyone (with or without insurance) can contract an infectious disease, there are far more infectious diseases without vaccines than there are diseases with vaccines. Furthermore, vaccines are for viral diseases (nearly all), infectious diseases can be from bacterial and fungal sources too. As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 19:46
gmatnub wrote:
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

a) Wealthy individuals will not be affected negatively by health savings accounts.
("most people will be reluctant to deplete their accounts to pay for regular preventive examinations" : points to the fact that this claim is not true)

b) Private health insurance will no longer be available.
("widespread adoption of these accounts will soon undermine the public’s health": this makes the claim in b false)

c) Most diseases are detected during regular preventive examinations.
Thugh passage states that "in many cases a serious illness will go undetected" it does not support this as a fact

d) Some people without health savings accounts are likely to contract infectious diseases.
Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases. Sounds correct .

e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented.
(I think this is out of scope for the passage)
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 19:48
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

Aha! ..this was good.. but doesn't this reasoning go beyond the scope of passage.
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 19:57
alpha_plus_gamma wrote:
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

Aha! ..this was good.. but doesn't this reasoning go beyond the scope of passage.

I am using that as an example why I think the OA given by MGMAT people does not make sense.

It is obvious that "Some people without health savings accounts are likely to contract infectious diseases." And so would "Some people with health savings accounts"

It is like saying "Some people without health savings accounts are likely to die eventually."
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 20:56
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

You should not bring outside world assumption. Accept only what is presented as true.
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Re: CR Health savings accounts [#permalink]

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29 Jun 2008, 21:35
abhijit_sen wrote:
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

You should not bring outside world assumption. Accept only what is presented as true.

"anyone can contract an infectious disease" is NOT an assumption.
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Re: CR Health savings accounts [#permalink]

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30 Jun 2008, 15:36
supports option D
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 00:37
D
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 00:41
IMO, D.
support from the text: " widespread adoption of these accounts will soon undermine the public’s health." and "poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases"

If sb doesn't get vaccination and still remains healthy then public's health wouldn't be undermined. The author clearly states that public's health will be undermined for 2 reasons and 1 of the reasons is not receiving vac. No vac leads desease. contracting desease is one form of undermining public health. Poor people don;t have h. s.account. All these lead to D.
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 01:02
C?
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16 Oct 2008, 02:14
Another C. "for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced" from stimuls does indicate this option.
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 03:52
I would choose C also.
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 05:55
Thanks guys.....
OA is (D).
I had picked (C), I did not read the word "infectious" (in the stem) in a haste and went with (C) as well.
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 11:17
leonidas wrote:
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

a) Wealthy individuals will not be affected negatively by health savings accounts. ->no where argument talks about wealthy people !!! OUT
b) Private health insurance will no longer be available. -> this is out of scope no mention PHI anywhere in the argument

c) Most diseases are detected during regular preventive examinations. -> HOLD THIS
d) Some people without health savings accounts are likely to contract infectious diseases. -> HOLD THIS

e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented. -> there is no clue about documentation !!!

Even i marked C but now i will go for D ,my reasoning :

Actually Between C and B
Questions asks for a proper concl or inference or something which logically follows the above argument

Consider the argument !!

One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced.

c) Most diseases are detected during regular preventive examinations. -> HOLD THIS

Now if we look at the argument ,we can say C serves as an assumption !!!not concl hence this gets eliminated

d) Some people without health savings accounts are likely to contract infectious diseases. -> HOLD THIS

Remains D which is the Answer ,but im not convinced at (D) as option since contracting infectious diseases is not considerd in agment ,argument just says:
Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

will not recieve vaccine against a disease Vs contracting a disease does nott convince me !!!however Since C is an assumption D is OK

any takers on the same!!!
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Re: CR: Health Savings Accounts [#permalink]

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16 Oct 2008, 11:41
I went with D, but definitely close one with C.
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16 Oct 2008, 13:59
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Re: CR: Health Savings Accounts [#permalink]

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17 Oct 2008, 01:50
leonidas wrote:
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

a) Wealthy individuals will not be affected negatively by health savings accounts.
b) Private health insurance will no longer be available.
c) Most diseases are detected during regular preventive examinations.
d) Some people without health savings accounts are likely to contract infectious diseases.
e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented.

I choose C. What is the OA ?
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Re: CR: Health Savings Accounts   [#permalink] 17 Oct 2008, 01:50

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