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# Advocates insist that health savings accounts are an efficient method

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Director
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29 Jun 2008, 19:10
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50% (01:15) correct 50% (01:16) wrong based on 1566 sessions

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Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

(A) Wealthy individuals will not be affected negatively by health savings accounts.
(B) Private health insurance will no longer be available.
(C) Most diseases are detected during regular preventive examinations.
(D) Some people without health savings accounts are likely to contract infectious diseases.
(E) The causal relationship between an individual’s health and that person’s medical care has been adequately documented.
[Reveal] Spoiler: OA

Last edited by hazelnut on 27 Aug 2017, 01:17, edited 2 times in total.
Topic Renamed - Please use the first sentence of the question to name the topic

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Director
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 19:22
IMO D.
passage says "poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases"
Maybe likely that Some of them might receive the infectious disease.

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Director
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 19:29
D is the OA

except that anyone (with or without insurance) can contract an infectious disease, there are far more infectious diseases without vaccines than there are diseases with vaccines. Furthermore, vaccines are for viral diseases (nearly all), infectious diseases can be from bacterial and fungal sources too. As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

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Director
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 19:46
gmatnub wrote:
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

a) Wealthy individuals will not be affected negatively by health savings accounts.
("most people will be reluctant to deplete their accounts to pay for regular preventive examinations" : points to the fact that this claim is not true)

b) Private health insurance will no longer be available.
("widespread adoption of these accounts will soon undermine the public’s health": this makes the claim in b false)

c) Most diseases are detected during regular preventive examinations.
Thugh passage states that "in many cases a serious illness will go undetected" it does not support this as a fact

d) Some people without health savings accounts are likely to contract infectious diseases.
Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases. Sounds correct .

e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented.
(I think this is out of scope for the passage)

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Director
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 19:48
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

Aha! ..this was good.. but doesn't this reasoning go beyond the scope of passage.

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Director
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 19:57
alpha_plus_gamma wrote:
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

Aha! ..this was good.. but doesn't this reasoning go beyond the scope of passage.

I am using that as an example why I think the OA given by MGMAT people does not make sense.

It is obvious that "Some people without health savings accounts are likely to contract infectious diseases." And so would "Some people with health savings accounts"

It is like saying "Some people without health savings accounts are likely to die eventually."

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 20:56
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

You should not bring outside world assumption. Accept only what is presented as true.

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 Jun 2008, 21:35
abhijit_sen wrote:
gmatnub wrote:
As of current, it is a fact that anyone can contract an infectious disease, a fact does not require an "assumption".

You should not bring outside world assumption. Accept only what is presented as true.

"anyone can contract an infectious disease" is NOT an assumption.

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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16 Oct 2008, 00:41
IMO, D.
support from the text: " widespread adoption of these accounts will soon undermine the public’s health." and "poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases"

If sb doesn't get vaccination and still remains healthy then public's health wouldn't be undermined. The author clearly states that public's health will be undermined for 2 reasons and 1 of the reasons is not receiving vac. No vac leads desease. contracting desease is one form of undermining public health. Poor people don;t have h. s.account. All these lead to D.

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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16 Oct 2008, 02:14
Another C. "for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced" from stimuls does indicate this option.

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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16 Oct 2008, 05:55
Thanks guys.....
OA is (D).
I had picked (C), I did not read the word "infectious" (in the stem) in a haste and went with (C) as well.
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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16 Oct 2008, 11:17
leonidas wrote:
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

a) Wealthy individuals will not be affected negatively by health savings accounts. ->no where argument talks about wealthy people !!! OUT
b) Private health insurance will no longer be available. -> this is out of scope no mention PHI anywhere in the argument

c) Most diseases are detected during regular preventive examinations. -> HOLD THIS
d) Some people without health savings accounts are likely to contract infectious diseases. -> HOLD THIS

e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented. -> there is no clue about documentation !!!

Even i marked C but now i will go for D ,my reasoning :

Actually Between C and B
Questions asks for a proper concl or inference or something which logically follows the above argument

Consider the argument !!

One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced.

c) Most diseases are detected during regular preventive examinations. -> HOLD THIS

Now if we look at the argument ,we can say C serves as an assumption !!!not concl hence this gets eliminated

d) Some people without health savings accounts are likely to contract infectious diseases. -> HOLD THIS

Remains D which is the Answer ,but im not convinced at (D) as option since contracting infectious diseases is not considerd in agment ,argument just says:
Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

will not recieve vaccine against a disease Vs contracting a disease does nott convince me !!!however Since C is an assumption D is OK

any takers on the same!!!
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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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16 Oct 2008, 13:59
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d (c cannot be as it talks about "most" whereas stimulus talks about "many")

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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01 Nov 2009, 03:43
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?
a) Wealthy individuals will not be affected negatively by health savings accounts.
b) Private health insurance will no longer be available.
c) Most diseases are detected during regular preventive examinations.
d) Some people without health savings accounts are likely to contract infectious diseases.
e) The causal relationship between an individual’s health and that person’s medical care has been adequately
documented.

[Reveal] Spoiler:

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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01 Nov 2009, 09:07
[D], as even if option [E] does talks about the overall subject it might be out of scope, in that case the best choice is option [D]..

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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01 Nov 2009, 17:41
abhi758 wrote:
[D], as even if option [E] does talks about the overall subject it might be out of scope, in that case the best choice is option [D]..

IMO "so that in many cases a serious illness will go undetected until .." doesn't mean "most diseases" go undiagnosed.It could be few diseases that are often detected in preventive examination...

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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02 Nov 2009, 03:30
ss12345 wrote:
Why D, Why not C?

The paragraph speaks about 'many serious illnesses' going undetected and not 'most' illness as C says. Hence C is not correct.

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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02 Nov 2009, 03:52
The paragraphs talks about health savings accounts and its +ve or -ve effect.

A)maybe true as rich ppl will not have to worry about the balance in their account but nothing written in argument about rich people.

B) out of scope as nothing written in argument

c)most diseases goes unnoticed is not an apt way to assert as nothing is given in argument that supports this option.

d)maybe true

e)out of scope

upon analysing IMO D is correct ans which can be asserted from question stem as it is must be ture type of ques no new info can be correct ans.

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 May 2010, 11:45
Advocates insist that health savings accounts are an efficient method to reduce medical expenses. However, widespread adoption of these accounts will soon undermine the public’s health. One reason for this is that most people will be reluctant to deplete their accounts to pay for regular preventive examinations, so that in many cases a serious illness will go undetected until it is far advanced. Another reason is that poor people, who will not be able to afford health savings accounts, will no longer receive vaccinations against infectious diseases.

The statements above, if true, most support which of the following?

a) Wealthy individuals will not be affected negatively by health savings accounts.
b) Private health insurance will no longer be available.
c) Most diseases are detected during regular preventive examinations.
d) Some people without health savings accounts are likely to contract infectious diseases.
e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented.

[Reveal] Spoiler:
D

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Re: Advocates insist that health savings accounts are an efficient method [#permalink]

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29 May 2010, 13:48
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OA: D

This is an inference question, the correct answer choice will be based only on facts stated in the stimulus. We should not infer too much.

a) Wealthy individuals will not be affected negatively by health savings accounts. While the argument talks about poor people, it does not necessarily differentiate between average and wealthy - OUT OF SCOPE
b) Private health insurance will no longer be available. Never talks about private health insurance - OUT OF SCOPE
c) Most diseases are detected during regular preventive examinations. The argument says that if no preventive test are run, some serious illness will not be detected early enough, but we cannot infer with this information that most disease are detected during regular regular preventive examinations - TOO STRONG
d) Some people without health savings accounts are likely to contract infectious diseases. The argument states that poor people will not have a health savings account and will not get vaccinations against infectious diseases, therefore SOME people are likely to contract infectious diseases as they are not protected against it - CORRECT ANSWER
e) The causal relationship between an individual’s health and that person’s medical care has been adequately documented. Never refers to documentation of one's medical care - OUT OF SCOPE
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Re: Advocates insist that health savings accounts are an efficient method   [#permalink] 29 May 2010, 13:48

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