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# Controversial mortgage laws passed last year state that, if

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12 Aug 2010, 06:42
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idiomatic

"responsible to" refers to people, e.g. The company should be responsible to its clients all the time.
"responsible for" refers to actions/things, e.g. Members who post questions on gmatclub are responsible for providing the official answers.
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Controversial mortgage laws passed last year state that, if [#permalink]

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07 Sep 2010, 04:10
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Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.
a)will have responsibilities that include
b)will be responsible to pay
c)is responsible to pay
d)will be responsible for paying
e)is responsible for paying

src: gmatclub test

Want to know y answer is not B???

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07 Sep 2010, 08:32
Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.
a)will have responsibilities that include
b)will be responsible to pay
c)is responsible to pay
d)will be responsible for paying
e)is responsible for paying

src: gmatclub test

Want to know y answer is not B???

responsible for is the correct idiom

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08 Sep 2010, 08:45
The correct idioms are :

responsible for
responsibility to

Hence D.

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08 Sep 2010, 20:52
seekmba wrote:
The correct idioms are :

responsible for
responsibility to

Hence D.

Thanks .. that makes the answer obvious D

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08 Sep 2010, 23:20

Responsible for is the correct idiom. So clearly D

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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05 Jul 2011, 18:36
It's D. responsible for is the right idiom.

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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06 Jul 2011, 03:48
Knowing the correct idiom 'responsible for' eliminates A,B,C. The sentence speaks of a hypothetical situation where a person is unable to pay his/her dues, so the consequence should be in the future tense "Will" and not present tense "is"

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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06 Jul 2011, 11:39
+1 D, if statement, so future tense needed. responsible for" is correct

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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07 Sep 2011, 09:15
Quote:
Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.

(A) will have responsibilities that include
(B) will be responsible to pay
(C) is responsible to pay
(D) will be responsible for
(E) is responsible for paying

[Reveal] Spoiler:
D

Idiom: 'responsible for'
'if...will..'

Quote:

bigoyal wrote:

This is a hypothetical "If...then..." clause. (Note: then is optional in the sentence)
When we want to predict something conditional about the future, we can use the present tense in the if clause and will + the base form of the verb in the result clause.
Thus option C and E are out for using "is" instead of "will".

The correct Idiom is "Responsible for" and NOT "Responsible to". E.g I'm responsible for my low gmat scores.
Thus option B and C is out for using incorrect idiom "Responsible to".

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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17 Dec 2011, 23:42
D.
Responsible for ....is the correct idiom.

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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18 Dec 2011, 02:07
I am confused between B and D,

can anyone clearly explain the difference B and D and also please share the OA..

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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18 Dec 2011, 08:59
If present, then future

be responsible for

D is the correct one.
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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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09 Jul 2012, 12:16
tenaman10 wrote:
Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.

(A) will have responsibilities that include
(B) will be responsible to pay
(C) is responsible to pay
(D) will be responsible for paying
(E) is responsible for paying

Can someone help me understand why the answer is not "E"?

The opening of the sentence states that the law has already passed. There is certainty there, and therefore wouldn't the conditional statement be more factual based? In other words, wouldn't the correct form be "...if the person is not able to meet the payments, that person's spouse is responsible for paying"?

The law part of it makes it seem that this is now an established sequence of events, making me think that simple present can be used.

Furthermore, for hypothetical situations, wouldn't you use the word "would"?

From e-GMAT, the rules for using "would" include:
- dealing with a hypothetical situation
- an assumption
- expectation of future event.

"will" on the other hand, describes certainty, in which case, isn't the simple present choice "e" better because it also maintains idiom?

edit: I think I get it. I was looking at it from a macro level. The law sets a condition in a hypothetical situation in which if a person cannot pay, his or her spouse will have to pay. I had originally thought that the law itself had stated a fact, but the law actually set up a condition in case this situation plays out...am I right here or did I just confuse everyone even more?

edit 2: what's the source of this question? I know I'm being super-picky here, but I WANT to score a 40+ on my verbal.

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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09 Jul 2012, 15:31
This is an unknown source per Ron Purewal.
http://www.beatthegmat.com/controversia ... 73331.html

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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09 Jul 2012, 16:16
mourinhogmat1 wrote:
This is an unknown source per Ron Purewal.
http://www.beatthegmat.com/controversia ... 73331.html

That explains it! Yup, it's a faulty question and options D and E both seem right for Ron (I had picked E, I have no idea why so many people picked B).

I wonder if there is a way to flag such questions so that future students don't have to face such issues.

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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09 Jul 2012, 16:21
Without know nothing about idioms , logic lead you straight to D
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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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09 Jul 2013, 13:45
I need some help here. I wanted to choose D but "paying the balance." was not underlined so I was under the impression we could not replace that part. I chose A because that was the only selection that made logical sense without replacing the "paying the balance.". I saw how D worked but I could not see how D worked with the phrase "paying the balance." at the end.

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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10 Jul 2013, 07:16
Is this question written correctly?

"will be responsible for paying paying the balance"?

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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10 Jul 2013, 07:37
Tochenzo wrote:
Is this question written correctly?

"will be responsible for paying paying the balance"?

Are you asking me or the writer of the question?

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Re: Controversial mortgage laws passed last year state that, if   [#permalink] 10 Jul 2013, 07:37

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