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# Controversial mortgage laws passed last year state that, if

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Controversial mortgage laws passed last year state that, if [#permalink]

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22 Jul 2009, 18:32
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46% (00:42) correct 54% (00:45) wrong based on 1546 sessions

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Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.

(A) will have responsibilities that include paying
(B) will be responsible to pay
(C) is responsible to pay
(D) will be responsible for paying
(E) is responsible for paying
[Reveal] Spoiler: OA

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Last edited by reto on 28 Jul 2015, 08:59, edited 1 time in total.
correct underline and ac

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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22 Jul 2009, 22:09
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IMO D

This is a hypothetical "If...then..." clause. (Note: then is optional in the sentence)
When we want to predict something conditional about the future, we can use the present tense in the if clause and will + the base form of the verb in the result clause.
Thus option C and E are out for using "is" instead of "will".

The correct Idiom is "Responsible for" and NOT "Responsible to". E.g I'm responsible for my low gmat scores.
Thus option B and C is out for using incorrect idiom "Responsible to".

Option A is wordy and awkward.
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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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23 Jul 2009, 00:45
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irajeevsingh wrote:
sure, the idiom is "responsibility to" and not "responsible to".

irajeevsingh wrote:
Should be B.

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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22 Jul 2009, 22:51
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sure, the idiom is "responsibility to" and not "responsible to".

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09 Aug 2010, 08:43
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very good question. I fell for B because I didnt know the idioms.

The correct idioms are;

"responsible for" --> The termites were responsible for the damage
"responsibility to" --> It was his responsibility to take care of himself.

Hence D.

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12 Aug 2010, 05:42
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idiomatic

"responsible to" refers to people, e.g. The company should be responsible to its clients all the time.
"responsible for" refers to actions/things, e.g. Members who post questions on gmatclub are responsible for providing the official answers.
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Re: Controversial mortgage laws passed last year state that, at any point [#permalink]

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26 May 2016, 08:12
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Pranshumittal wrote:
Controversial mortgage laws passed last year state that, at any point during the maturation period of the loan, if the person in whose name the loan is taken is not able to make the payments, that person’s spouse will have responsibilities that include paying the balance.

A)will have responsibilities that include
B) will be responsible to pay
C) is responsible to pay
D) will be responsible for paying
E) is responsible for paying

Why B is Incorrect

Hi,

you are 'responsible to' someone or somebody.... that means you are controlled or answerable to someone..

whereas resposible for someone or somebody means to take care /control of someone............
and responsible for 'doing something'.. this is the usage in this Q...

So D is correct and B is wrong for unidiomatic usage of responsible to
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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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22 Jul 2009, 19:49
My logic -

Involves parallelism - "not able to meet".......will be responsible to pay

What is OA
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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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22 Jul 2009, 20:19
agree with B.
If Clause & Parallelism

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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23 Jul 2009, 00:36
irajeevsingh wrote:
sure, the idiom is "responsibility to" and not "responsible to".

both '[the] responsibility to', and 'responsible for' are the correct idioms

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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23 Jul 2009, 02:25
go with D.

good explanation bigoyal. +1

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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01 Jul 2010, 12:00
i 'd for D

my logic behind was that since paying the mortgage is an act with continuity, then the -ing form of the verb is more appropriate. if going for ing then have to choose "for" over to
i agree with all of you above re choosing "will" over "is"

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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01 Jul 2010, 23:28
to be "responsible for" is to be accountable, or chargeable with being
the author or cause of something. Paying for the consequences of you
actions or inactions. For example, US is responsible
for the state of insecurity in Afghanistan.

To be "responsible to", I think should be a form of loyalty (or being
answerable) to a higher authority...is it? for example, the House of Reps
is responsible to the upper Senate.

D, in this instance, is the correct option.
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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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06 Jul 2010, 22:51
D, 'responsible for' sounds good

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Re: Controversial mortgage laws passed last year state that, if [#permalink]

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06 Jul 2010, 23:01
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Good summary...

I incorrectly picked B also. Must memorize idiom:

responsibility to
and
responsible for
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Controversial mortgage laws passed last year state that, if [#permalink]

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08 Aug 2010, 19:18
Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.
*will have responsibilities that include
* will be responsible to pay
* is responsible to pay
* will be responsible for paying
* is responsible for paying

Last edited by fameatop on 24 Sep 2013, 03:59, edited 1 time in total.
Tagged & Underlined

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08 Aug 2010, 21:13
Between B and D

responsible to / responsible for. responsible for means accountable for. Hence D

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09 Aug 2010, 07:39
zest4mba wrote:
Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.

*will have responsibilities that include
* will be responsible to pay
* is responsible to pay
* will be responsible for paying
* is responsible for paying

Wow, I though E would be the answer.
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09 Aug 2010, 09:00
It's simply first conditional and + responsible for
That's all

Thanks anyway good question

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10 Aug 2010, 02:54
rlevochkin wrote:
zest4mba wrote:
Controversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that person’s spouse will have responsibilities that include paying the balance.

*will have responsibilities that include
* will be responsible to pay
* is responsible to pay
* will be responsible for paying
* is responsible for paying

Wow, I though E would be the answer.

Its a statement referring to an act in the future so "is" present tense is ruled out

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Re: SC QUESTION   [#permalink] 10 Aug 2010, 02:54

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