Does a good credit score helps getting better rates for bschool loans? or is it same for all students ?

Any ideas on how one can improve the credit score? ( checked google and have plenty of info but would like to hear from our club )

Good credit scores will always help you get better rates unless it is a subsidized loan. So if you are talking private student loans then companies will view some with a 770 score as much better risk than someone with a 650...much like the GMAT, the higher the score the better off you are when applying for loans.

To raise your score you have to lower your debt to credit ratio. Meaning, get higher limits and lower what you owe if you have a bunch of debt. Payment histories are important too so don’t be late or miss payments. You can always marry someone with great credit since then your credit is kinda tied together.

any feedback on credit monitoring services such as trueccredit.com etc?

Try this: http://www.gmatclub.com/phpbb/viewtopic.php?t=43370.

I wrote a big long spiel on this a while ago.

As for credit monitoring services, I am not a fan. You can do it yourself (see post) for free. Many of those monitoring services are a big rip off. But if you do want one, check out Consumer Reports. Some are certainly better than others.

Thanks