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# Fewer families lose their jobs because of major disasters

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Status: Been a long time guys...
Joined: 03 Feb 2011
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Fewer families lose their jobs because of major disasters [#permalink]

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01 Sep 2011, 06:33
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Fewer families lose their jobs because of major disasters such as fire or flood than because of a wage earner's illness that results in death or disability. Yet, whereas most mortgage companies require borrowers to carry insurance to protect against major disasters, they do not require insurance to protect against the death or disability of a wage earner?

Which of the following resolves the discrepancy above?

A) Some people are less aware of tragedies caused by major disasters than of those caused by the death or disability of a wage earner.
B) Many people are made uncomfortable by having to consider the possibility of their own death or disability or that of a family member.
C) Few wage earners are insured by their employers against a temporary loss of income resulting from disability.
D) The value of a property to a mortgage' company is not affected by the death or disability of a wage earner.
E) Insuring against major disasters can be more costly than insuring against death or disability.
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Re: help needed by experts [#permalink]

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01 Sep 2011, 10:46

It is the the only answer tha explains why mortgage companies require insurance against natural disasters. Natural distasters can damage property such as your home whereas the death of the insured need not..
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Re: help needed by experts [#permalink]

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01 Sep 2011, 10:52
D.
Mortgage company requires to carry insurance against property because they believe property has value which can be diminished by fire and not by death or disability of wage earner.
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Re: Fewer families lose their jobs because of major disasters [#permalink]

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23 Jul 2016, 07:03
I was confused between D & E
eventually ticked D

can someone explain why E is wrong?
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Re: Fewer families lose their jobs because of major disasters [#permalink]

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09 May 2017, 04:21
Fewer families lose their jobs because of major disasters such as fire or flood than because of a wage earner's illness that results in death or disability. Yet, whereas most mortgage companies require borrowers to carry insurance to protect against major disasters, they do not require insurance to protect against the death or disability of a wage earner?

Which of the following resolves the discrepancy above?

A) Some people are less aware of tragedies caused by major disasters than of those caused by the death or disability of a wage earner.
B) Many people are made uncomfortable by having to consider the possibility of their own death or disability or that of a family member.
C) Few wage earners are insured by their employers against a temporary loss of income resulting from disability.
D) The value of a property to a mortgage' company is not affected by the death or disability of a wage earner.
E) Insuring against major disasters can be more costly than insuring against death or disability.
Re: Fewer families lose their jobs because of major disasters   [#permalink] 09 May 2017, 04:21
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