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# For most consumers, the price of automobile insurance

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Intern
Joined: 27 Sep 2010
Posts: 21

Kudos [?]: 2 [0], given: 70

For most consumers, the price of automobile insurance [#permalink]

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11 Nov 2010, 00:14
2
This post was
BOOKMARKED
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Difficulty:

45% (medium)

Question Stats:

48% (00:54) correct 52% (00:42) wrong based on 64 sessions

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23. For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations
(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining
[Reveal] Spoiler: OA

Kudos [?]: 2 [0], given: 70

Manager
Joined: 16 Oct 2010
Posts: 86

Kudos [?]: 70 [0], given: 3

Location: United States
Concentration: Finance, Entrepreneurship
GMAT 1: 700 Q49 V35
WE: Information Technology (Investment Banking)

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11 Nov 2010, 01:23
niraj92 wrote:
23. For most consumers, the price of automobile insurance continues to rise annually, even if free of damage claims and moving violations
(A) even if
(B) despite being
(C) even if they are
(D) although they may be
(E) even if remaining

In the current form of sentence, after even if the clause does not have a subject which is 'Consumers' in this case.
A = Incorrect
B => GMAT is not quite fond of 'being' and also it does not convey the correct subject
C => Correct
D => Incorrect Although is not the correct word here to replace even if.
E => Incorrect, subject is missing, does not connect with Consumers properly without introducing a subject explicitly.

Kudos [?]: 70 [0], given: 3

Manager
Joined: 16 Jul 2010
Posts: 143

Kudos [?]: 17 [0], given: 0

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11 Nov 2010, 02:46
really? i thought 'they' was ambiguous! would've picked B.

Kudos [?]: 17 [0], given: 0

Manager
Joined: 16 Oct 2010
Posts: 86

Kudos [?]: 70 [0], given: 3

Location: United States
Concentration: Finance, Entrepreneurship
GMAT 1: 700 Q49 V35
WE: Information Technology (Investment Banking)

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11 Nov 2010, 10:27
Werewolf wrote:
really? i thought 'they' was ambiguous! would've picked B.

What makes you think that 'they' is ambiguous? What else it can refer to??

For me, Consumers is the only possible antecedent possible for they in current context.

Kudos [?]: 70 [0], given: 3

Director
Joined: 27 Mar 2010
Posts: 742

Kudos [?]: 322 [0], given: 13

Location: Bangalore, India

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11 Nov 2010, 10:59
The issue with A, B and E is that these options can very well modify price of automobile insurance. So, essentially, A, B and E could as well be suggesting that the price of automobile insurance is free of damage claims and moving violations. If this is not entirely evident, consider the following equivalent sentence:

Price of automobile insurance continues to rise annually, even when the interest rate is high.

Now it will be clear that even when the interest rate is high is modifying Price of automobile insurance. Ditto with A, B and E.

However, the intention of the sentence is clearly to state that consumers are free of damage claims and moving violations. Hence, they is needed; since they is plural, the only noun it can modify is (most) consumers
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Kudos [?]: 322 [0], given: 13

Manager
Joined: 16 Jul 2010
Posts: 143

Kudos [?]: 17 [0], given: 0

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12 Nov 2010, 04:23
EducationAisle wrote:
The issue with A, B and E is that these options can very well modify price of automobile insurance. So, essentially, A, B and E could as well be suggesting that the price of automobile insurance is free of damage claims and moving violations. If this is not entirely evident, consider the following equivalent sentence:

Price of automobile insurance continues to rise annually, even when the interest rate is high.

Now it will be clear that even when the interest rate is high is modifying Price of automobile insurance. Ditto with A, B and E.

However, the intention of the sentence is clearly to state that consumers are free of damage claims and moving violations. Hence, they is needed; since they is plural, the only noun it can modify is (most) consumers

thank you so much for a very good explanation. I thought that 'price of automobile insurance' was being modified and not 'consumers'. That is why I thought 'they' was incorrect as well as ambiguous. Now that I look carefully after reading your post, it's obvious that consumers should be modified. Thanks again!!

Kudos [?]: 17 [0], given: 0

Non-Human User
Joined: 01 Oct 2013
Posts: 10128

Kudos [?]: 270 [0], given: 0

Re: For most consumers, the price of automobile insurance [#permalink]

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08 Sep 2016, 08:48
Hello from the GMAT Club VerbalBot!

Thanks to another GMAT Club member, I have just discovered this valuable topic, yet it had no discussion for over a year. I am now bumping it up - doing my job. I think you may find it valuable (esp those replies with Kudos).

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Re: For most consumers, the price of automobile insurance   [#permalink] 08 Sep 2016, 08:48
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