If Ted had not made the monthly payment, the credit bureau : GMAT Sentence Correction (SC)
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# If Ted had not made the monthly payment, the credit bureau

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Director
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06 Sep 2004, 18:16
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If Ted had not made the monthly payment, the credit bureau might have downgraded his credit rating.

A) had not made the monthly payment, the credit bureau might have

C) should not have made the monthly payment, the credit bureau would have

D) did not make the monthly payment, the credit bureau might have

E) is not making the monthly payment, the credit bureau will have
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06 Sep 2004, 18:25

Alternatively, you could use: if did not make, then might downgrade.
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06 Sep 2004, 20:55
Agree with A
Just to add: past perfect is good because if you look at the part which is not underlined, you see "downgraded" which is simple past. Past perfect "had not made" ensures that this is something which would have happened before the downgrade
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Paul

06 Sep 2004, 20:55
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