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In these difficult economic times, those who have public pen

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Re: In these difficult economic times, those who have public pen [#permalink]

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New post 17 Nov 2014, 22:27
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vibhav wrote:
In these difficult economic times, those who have public pensions – veterans, mail workers, firemen, and others – are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

a. are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

b.are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

c.are pursued strongly by pension advance companies and operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

d.are pursued strongly by pension advance companies, operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations.

e. are pursued strongly by pension advance companies who operate without much oversight from banking regulators; however, they are now drawing scrutiny from several other government organizations.

[Reveal] Spoiler:
Was confused between B & D.

E-gmat could this example be a good choice to understand the verb-ing modifier concept?

In these difficult economic times, those who have public pensions – veterans, mail workers, firemen, and others – are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

a. are being pursued strongly by pension advance companies that operate without much oversight from banking regulators,but they are now drawing scrutiny from several other government organizations. not parallel

b.are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations. The best

c.are pursued strongly by pension advance companies and operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations. Change meaning, Wrong Subject

d.are pursued strongly by pension advance companies, operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations. Wrong Subject

e. are pursued strongly by pension advance companies who operate without much oversight from banking regulators; however, they are now drawing scrutiny from several other government organizations. They : not clear
Answer is B
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New post 19 Nov 2014, 00:05
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Blackwhite wrote:
this may be somewhat off-topic, but is the phrase "In these difficult economic times" correct??

Wouldn't it have to be something like "In these economically difficult times"? as far as I can tell the meaning of this sentence is actually that the times are both difficult and economic, which makes no sense(??)


You are correct, saying "difficult and economic times" does not make sense and the sentence does seem like it could be saying that. Really, we have a situation where the two adjectives (difficult and economic) are working together to modify the noun (times). We view "difficult economic" like a single modifier for the word times. How were the times? They were difficult from an economic standpoint. If we wanted the adjectives to separately modify the noun, we would need to separate them with a comma. The phrase "difficult, economic times" would mean that the times were both difficult and economic, which makes no sense.

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New post 01 Jan 2015, 03:00
@KyleWiddison...Does a participal ("operating" which is used in option D ) modifier modify the subject of the sentence or the noun besides which it is located? Because judging from the above example it modifies the subject of the sentence... yet I was wondering whether this is always the case...
Can you please clarify on this

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New post 22 Jan 2015, 21:39
Shree9975 wrote:
@KyleWiddison...Does a participal ("operating" which is used in option D ) modifier modify the subject of the sentence or the noun besides which it is located? Because judging from the above example it modifies the subject of the sentence... yet I was wondering whether this is always the case...
Can you please clarify on this


When you have these types of modifiers (noun, + -ing) they will not modify the preceding noun but will modify the preceding clause.

Example:
Last night I was so tired I feel asleep on the couch, laying down on top of my computer.

Obviously "laying down..." doesn't modify couch and it doesn't really modify me as a noun, but it does modify that preceding clause, "last night I was so tired..."

Hope that helps.

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In these difficult economic times, those who have public pensions – veterans, mail workers, firemen, and others – are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

A> are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

B> are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

C> are pursued strongly by pension advance companies and operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

D>are pursued strongly by pension advance companies, operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations.

E> are pursued strongly by pension advance companies who operate without much oversight from banking regulators; however, they are now drawing scrutiny from several other government organizations.

My question:
In option B :

There are two ways we can read this sentence:

1> In these difficult economic times, those who have public pensions – veterans, mail workers, firemen, and others – are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

or

2> In these difficult economic times, those who have public pensions – veterans, mail workers, firemen, and others – are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

Question 1> Is the second one correct since there is no comma before the word " but" ?

Question 2> let's it is having comma before but ( and let's forget the meaning of the sentence ),Then option 1 would be suitable. Am I right?

Question 3> let's it is having comma before but and let's concentrate on the meaning of the sentence ,Then option 1 would be wrong. Since "those who have public pensions" can not draw scrutiny from several other government organizations. Am I right?



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New post 13 Apr 2016, 02:28
Question 1> Is the second one correct since there is no comma before the word " but" ?
No for the same reason you mentioned.

Question 2> let's it is having comma before but ( and let's forget the meaning of the sentence ),Then option 1 would be suitable. Am I right?

No if you consider the meaning. Companies are pursured and not the pensioners.

Question 3> let's it is having comma before but and let's concentrate on the meaning of the sentence ,Then option 1 would be wrong. Since "those who have public pensions" can not draw scrutiny from several other government organizations. Am I right?
Yes

I don't think OA is B. I think A is better.

Can you please post the OE

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tarunktuteja wrote:
Question 1> Is the second one correct since there is no comma before the word " but" ?
No for the same reason you mentioned.

Question 2> let's it is having comma before but ( and let's forget the meaning of the sentence ),Then option 1 would be suitable. Am I right?

No if you consider the meaning. Companies are pursured and not the pensioners.

Question 3> let's it is having comma before but and let's concentrate on the meaning of the sentence ,Then option 1 would be wrong. Since "those who have public pensions" can not draw scrutiny from several other government organizations. Am I right?
Yes

I don't think OA is B. I think A is better.

Can you please post the OE

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A comma before "but" requires another independent clause after the conjunction "but"

I smoke but swim... correct
I smoke, but I swim... correct
I smoke, but swim.... wrong

Now the subject sentence intends to convey the following meaning:

Pension advance companies operate without much oversight from banking regulators but are now drawing scrutiny.

The actions "operate" and "are drawing" both are performed by "Pension advance companies" [ replaced by relative pronoun "which"]. Therefore we do not require a comma before "but". If we introduce a comma before "but", we would require another subject [ as in option A: ", but they are..." - which is also grammatically correct; nonetheless option A is wrong for pronoun ambiguity]

Why option A is wrong?
Since "they" is the subject of a clause, it refers to the subject of another clause in the sentence, i.e. "those who have public pensions" (by virtue of parallelism - such usage is acceptable in GMAT) . However the intended meaning is " banking regulators", not "those who have public pensions" are drawing scrutiny. Option A is wrong because of this pronoun ambiguity.

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Re: In these difficult economic times, those who have public pensions [#permalink]

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New post 13 Apr 2016, 20:11
tarunktuteja wrote:
Question 1> Is the second one correct since there is no comma before the word " but" ?
No for the same reason you mentioned.

Question 2> let's it is having comma before but ( and let's forget the meaning of the sentence ),Then option 1 would be suitable. Am I right?

No if you consider the meaning. Companies are pursured and not the pensioners.

Question 3> let's it is having comma before but and let's concentrate on the meaning of the sentence ,Then option 1 would be wrong. Since "those who have public pensions" can not draw scrutiny from several other government organizations. Am I right?
Yes

I don't think OA is B. I think A is better.

Can you please post the OE

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There is problem with A. What does "They" refer to People or Companies?
They should refer to People but it seems They is referring to companies hence wrong.

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Re: In these difficult economic times, those who have public pensions [#permalink]

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New post 13 Apr 2016, 23:22
B>are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

I narrowed down "B" by looking at the verb forms (are + ing) since the subject is common for both phrases and whenever but is used as conjunction the verb form should match

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Re: In these difficult economic times, those who have public pensions [#permalink]

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New post 08 May 2016, 00:09
Can anyone please explain why E is wrong?

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Re: In these difficult economic times, those who have public pensions [#permalink]

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New post 08 May 2016, 08:00
sayantanc2k wrote:
tarunktuteja wrote:
Question 1> Is the second one correct since there is no comma before the word " but" ?
No for the same reason you mentioned.

Question 2> let's it is having comma before but ( and let's forget the meaning of the sentence ),Then option 1 would be suitable. Am I right?

No if you consider the meaning. Companies are pursured and not the pensioners.

Question 3> let's it is having comma before but and let's concentrate on the meaning of the sentence ,Then option 1 would be wrong. Since "those who have public pensions" can not draw scrutiny from several other government organizations. Am I right?
Yes

I don't think OA is B. I think A is better.

Can you please post the OE

Posted from my mobile device


A comma before "but" requires another independent clause after the conjunction "but"

I smoke but swim... correct
I smoke, but I swim... correct
I smoke, but swim.... wrong

Now the subject sentence intends to convey the following meaning:

Pension advance companies operate without much oversight from banking regulators but are now drawing scrutiny.

The actions "operate" and "are drawing" both are performed by "Pension advance companies" [ replaced by relative pronoun "which"]. Therefore we do not require a comma before "but". If we introduce a comma before "but", we would require another subject [ as in option A: ", but they are..." - which is also grammatically correct; nonetheless option A is wrong for pronoun ambiguity]

Why option A is wrong?
Since "they" is the subject of a clause, it refers to the subject of another clause in the sentence, i.e. "those who have public pensions" (by virtue of parallelism - such usage is acceptable in GMAT) . However the intended meaning is " banking regulators", not "those who have public pensions" are drawing scrutiny. Option A is wrong because of this pronoun ambiguity.



Hi Sayantan
I dont think that non essential which makes any sense here. We require that for the reason stated.
In any case we are describing the noun just before which...and as a result should be an essential modifier that.

Overall i didnt like the question.

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ynk wrote:
Can anyone please explain why E is wrong?


2 reasons:

1. The relative pronouns "who" and "whom" must modify people - "companies" cannot be the antecedent of "who".

2. The pronoun "they" is ambiguous.

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New post 09 May 2016, 00:01
ishajindal wrote:
why not D?


Look at D
In these difficult economic times, those who have public pensions – veterans, mail workers, firemen, and others –are pursued strongly by pension advance companies, operating without much oversight from banking regulators

operating should modify companies and not the whole phrase

so the correct option is companies that operate

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New post 23 Aug 2016, 03:28
sayantanc2k wrote:
ynk wrote:
Can anyone please explain why E is wrong?


2 reasons:

1. The relative pronouns "who" and "whom" must modify people - "companies" cannot be the antecedent of "who".

2. The pronoun "they" is ambiguous.


Hi Sayantanc2k!

What about 'being pursued' vs 'are pursued'? Is 'are pursued' correct in option E? If it didn't have pronoun error would option E be correct?

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New post 23 Aug 2016, 10:39
sudhirgupta93 wrote:
sayantanc2k wrote:
ynk wrote:
Can anyone please explain why E is wrong?


2 reasons:

1. The relative pronouns "who" and "whom" must modify people - "companies" cannot be the antecedent of "who".

2. The pronoun "they" is ambiguous.


Hi Sayantanc2k!

What about 'being pursued' vs 'are pursued'? Is 'are pursued' correct in option E? If it didn't have pronoun error would option E be correct?


"Are being pursued" is the passive voice form of present continuous and "are pursued " is the passive voice form of simple present. Both tenses are OK here. Consider the active voice form of both cases:

In these difficult economic times, companies are pursuing those....
In these difficult economic times, companies pursue those....

I do not see any problem with either.

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Re: In these difficult economic times, those who have public [#permalink]

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New post 01 Nov 2016, 06:46
mikemcgarry wrote:
Thoughtosphere wrote:
Thanks a lot Mike. I marked D, but now I understand where I faltered. I didn't see any discussion happening over the usage of which and that. I eliminated B because it used "which". Shouldn't that be used instead of which here ?

Dear Thoughtosphere,
I'm happy to respond. :-) The word "which" is 100% correct in (B).
1) It clearly refers to the noun that it "touches" ---- "pension advance companies"
2) It is correctly separated with a comma
3) It serves at the subject of the clause that it introduces.
The word "which" is correct if all three of these criteria are true, and they are. See:
http://magoosh.com/gmat/2012/that-vs-which-on-the-gmat/
You may also find this helpful:
http://magoosh.com/gmat/2012/gmat-gramm ... modifiers/
Does all this make sense?
Mike :-)


Hi Mike,

Isn't a comma required after the which clause above?

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In these difficult economic times, those who have public [#permalink]

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New post 01 Nov 2016, 11:09
goforgmat wrote:
Hi Mike,

Isn't a comma required after the which clause above?

Dear goforgmat,

I'm happy to respond. :-)

My friend, there is no after! In choice (B) of this question, the OA, the final "which" clause continues from the word "which" until the end of the sentence. The "which" clause ends with the period at the end of the sentence. You see, the relative pronoun "which" is the subject of the relative clause, and this single subject is followed by two verbs in parallel: "which operate ... but now are drawing . . " Both verbs and their predicates are part of this large "which" clause, the relative clause.

Here's (B), with the relative clause in green:
... are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

Does this make sense?
Mike :-)
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Re: In these difficult economic times, those who have public [#permalink]

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New post 02 Nov 2016, 03:16
mikemcgarry wrote:
goforgmat wrote:
Hi Mike,

Isn't a comma required after the which clause above?

Dear goforgmat,

I'm happy to respond. :-)

My friend, there is no after! In choice (B) of this question, the OA, the final "which" clause continues from the word "which" until the end of the sentence. The "which" clause ends with the period at the end of the sentence. You see, the relative pronoun "which" is the subject of the relative clause, and this single subject is followed by two verbs in parallel: "which operate ... but now are drawing . . " Both verbs and their predicates are part of this large "which" clause, the relative clause.

Here's (B), with the relative clause in green:
... are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.

Does this make sense?
Mike :-)


Thanks a lot Mike . I see where I faltered !



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