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Many experts regarded the increase in credit card borrowing in March

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Many experts regarded the increase in credit card borrowing in March  [#permalink]

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Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.


A. rather a sign of confidence by households that they could safely

B. yet as a sign of households' confidence that it was safe for them to

C. but a sign of confidence by households that they could safely

D. but as a sign that households were confident they could safely

E. but also as a sign that households were confident in their ability safely to


Verbal Question of The Day: Day 48: Sentence Correction


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Originally posted by macjas on 11 May 2012, 23:51.
Last edited by Bunuel on 17 Oct 2018, 05:36, edited 1 time in total.
Renamed the topic and edited the question.
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 11 Jun 2012, 14:03
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paras123 wrote:
Ok the D Clears the parallelism issue but isn't the construction "households were confident they could safely" is a bit awkward without a "that " between confident and they??? ( "households were confident that they could safely....")


Hi there,
Your doubt is pretty valid. Generally two indepedent clauses are joined together by using a conjunction. Here "that" is the conjunction that should be joining these two ICs. However, many a times "that" is dropped between two ICs when the meaning is absolutely clearly.
For example:
She told me she would call at 5 pm.
Joe mentioned the party was at his place.

Even if both these sentences lack "that", they are not ambiguous in their meaning.

Use of "that" is imperative when it is used as relative pronoun.
For example:
Joe gave me a book that was lying in his room for six months now.

Hope this helps.
Thanks.
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 05 Jul 2017, 09:48
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Quote:
A rather a sign of confidence by households that they could safely

(A) would be a whole lot better with a "but", so that it would be parallel to "not as a sign..." I'm also not crazy about the modifier "that they could safely" -- it seems like it would be clearer if "that" was right next to "confidence." I'm not sure that the placement of "that" is absolutely wrong, but I don't love it. The lack of parallelism is a dealbreaker, though. Eliminate (A).

Quote:
B yet as a sign of households' confidence that it was safe for them to

The parallelism is just as goofy in (B) and in (A). And we also have some pronoun issues here. "It" doesn't have a referent at all, and maybe we could argue that this is a rare non-referential pronoun ("it is raining"), but you don't see those very often on the GMAT -- and I don't think there's a good reason to use one here. More importantly, the non-possessive pronoun "them" can't refer back to the possessive noun "households." (See our YouTube live video for more on this type of pronoun issue.)

Eliminate (B).

Quote:
C but a sign of confidence by households that they could safely

The "not... but" construction is almost OK here, but it doesn't quite work: "not as a sign... but a sign." Nope, "as a sign" isn't parallel to "a sign." Eliminate (C).

Quote:
D but as a sign that households were confident they could safely

Parallelism is perfect here. If you have a problem with this one, your objection is probably to the omission of the word "that": it seems like this should say "... were confident that they could safely..."

In (D), "that" is subordinating a clause. (Check out the Topic of the Week on "that" for more on subordinate clauses and other uses of "that" on the GMAT.) And most of the time, the GMAT will include the word "that" in these situations. But in general, "that" isn't strictly necessary, as long as it's clear that you're subordinating a clause -- and many American writing instructors actually teach their students that they SHOULD omit the word "that" if it's clearly implied.

In other words, both of these are arguably acceptable:

    I believe that the Easter Bunny is real.
    I believe the Easter Bunny is real.

You won't see "that" omitted very often on the GMAT. Actually, this is the only case I can think of. But it's acceptable -- and the errors in the other four answer choices are much more severe.

Quote:
E but also as a sign that households were confident in their ability safely to

"Not as a sign... but ALSO as a sign..."?! That makes no sense at all. (E) is out, and we're left with (D).
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 12 May 2012, 01:39
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D it is.

Parallelism: 'not as'......'but as'
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 09 Jul 2013, 22:37
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Regarding this solution Mike Mcgarry from magoosh has peovided an wasy solution.
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http://gmat.magoosh.com/forum/3327-many ... ncrease-in
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 09 Dec 2013, 13:01
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Mission2012 wrote:
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.
A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

I could spot the correct answer to this question on the basis of correct usage of idiom "not as..but as". However, I could not understand the issues pointed out by OG in its explanation.

A> how placement of "by" between confidence and household and placement of restrictive clause "that they could safely" confuses the idea of the sentence

B> how "it was safe for them" modifies the meaning

C> usage of "by" is incorrect (Same as option A)




Hi there,

The official explanations refer to the fact that in options A, B and C, the meaning is not entirely clear. In A and C, "they could safely handle new debt" refers to households rather than to what households are confident about. "They could safely" should modify what the households are confident about, not the households themselves. Placing "confident" after "households" rectifies this problem, since the modifier is now closer to "confident" than to "households".

Option B does not even make it clear that the households were responsible for safely handling new debt. It could also mean that someone else had made it possible for the households to safely handle new debt.

I hope this helps with your doubt!

Regards,
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 11 Jun 2012, 05:20
Ok the D Clears the parallelism issue but isn't the construction "households were confident they could safely" is a bit awkward without a "that " between confident and they??? ( "households were confident that they could safely....")

Hi ,

true, but we need to choose the best option of the given ones & thus D wins = parallelism wins
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 25 Nov 2013, 06:47
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.
A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

I could spot the correct answer to this question on the basis of correct usage of idiom "not as..but as". However, I could not understand the issues pointed out by OG in its explanation.

A> how placement of "by" between confidence and household and placement of restrictive clause "that they could safely" confuses the idea of the sentence

B> how "it was safe for them" modifies the meaning

C> usage of "by" is incorrect (Same as option A)
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 25 Aug 2016, 10:55
Quote:
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to


Many experts regarded the increase in credit card borrowing in March
    not as a sign that households were pressed for cash and forced to borrow,
    rather a sign of confidence by households that they could safely handle new debt.

We have two idioms here.
1. Regard X as Y
2. Not X but Y
Example: Men regard the habit of drinking not as a health destroyer but as a sign of enjoyment.

A rather a sign of confidence by households that they could safely.....................In this given sentence Idiom usage is incorrect.
Experrts regard cc borrowing
    not as X
    but as Y.

Also parallelism regarding households pressed for cash and forced to borrow and debt handling is flawed.
By ruins the parallelism and that is misplaced to refer households instead of sign.

B yet as a sign of households' confidence that it was safe for them to
yet deviates from the intended meaning of the sentence.
Corrects regard X as Y idiom but confidence is compared here instead of sign.
Also it was safe is wordy and confusing.

C but a sign of confidence by households that they could safely
Regard X as Y idiom is flawed.
Error in A repeats here.
By ruins the parallelism and that is misplaced to refer households instead of sign.

D but as a sign that households were confident they could safely..........correct choice
both idioms and modifiers that and safely are used correctly.

E but also as a sign that households were confident in their ability safely to
also incorrectly ruins not X but Y idiom.
safely modifies ability instead of handle
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 29 Jul 2017, 14:23
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely
B yet as a sign of households' confidence that it was safe for them to
C but a sign of confidence by households that they could safely
D but as a sign that households were confident they could safely
E but also as a sign that households were confident in their ability safely to

The correct parallel structure with right IDIOM usage is: "not as ..... but as......"

Answer is D
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 20 Oct 2017, 21:13
Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A rather a sign of confidence by households that they could safely - “not X rather Y” is non-idiomatic ; parallelism issue
B yet as a sign of households' confidence that it was safe for them to - “not X yet Y” is non-idiomatic
C but a sign of confidence by households that they could safely - Parallelism issue - no as after but
D but as a sign that households were confident they could safely- Correct
E but also as a sign that households were confident in their ability safely to - “not X but also Y” is non-idiomatic. This structure also distorts the meaning since “also” indicates that the second part is in addition to the first part. On the contrary, the second part is an alternative to the first part.

Answer D
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 13 Sep 2018, 16:08
Hello Everyone!

Let's take a closer look at this question, one issue at a time, to determine the correct answer as quickly as possible! To get started, here is the original question, with the main differences between each option highlighted in orange:

Many experts regarded the increase in credit card borrowing in March not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely handle new debt.

A. rather a sign of confidence by households that they could safely
B. yet as a sign of households' confidence that it was safe for them to
C. but a sign of confidence by households that they could safely
D. but as a sign that households were confident they could safely
E. but also as a sign that households were confident in their ability safely to


If you look closely at the entire sentence, you can see there is a phrase that starts with "not as...," which is an indication that we have to deal with idiomatic structure!

The idiom we're working with today is this:

not X, but Y

Both X and Y in the idiom must be worded using parallel wording or structure:

I am not crying, but laughing. --> OK
I am not crying, but also I'm laughing too. --> WRONG

Let's go through each option and figure out which use parallel structure and wording, and which ones do not. To make this easier to see, I've added the first half of the idiom:

A. not as a sign that households were pressed for cash and forced to borrow, rather a sign of confidence by households that they could safely --> WRONG (Doesn't use the "not X, but Y" idiomatic structure or parallel phrasing of "not as X, but as Y.")

B. not as a sign that households were pressed for cash and forced to borrow, yet as a sign of households' confidence that it was safe for them to --> WRONG (While it uses parallel wording, it still doesn't stick to the "not X, but Y" format - it replaces "but" with "yet," which isn't how the idiom works.)

C. not as a sign that households were pressed for cash and forced to borrow, but a sign of confidence by households that they could safely --> WRONG (While it does use the "not X, but Y" format, the X and Y in the idiom aren't worded the same. They should both follow the "not as a sign...but as a sign" format to be parallel.)

D. not as a sign that households were pressed for cash and forced to borrow, but as a sign that households were confident they could safely --> CORRECT (This is correct because it follows the "not X, but Y" idiom format, and it uses parallel structure for both X and Y!)

E. not as a sign that households were pressed for cash and forced to borrow, but also as a sign that households were confident in their ability safely to --> WRONG (This sentence actually mixes two idiom structures together: "not X, but Y" and "not only X, but also Y." This creates a parallelism issue, so it's wrong.)

Well, there you go! Option D is the correct option because it's the only one that uses the idiomatic structure "not X, but Y" correctly!



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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 06 Aug 2019, 07:42
Without 'that' in D the answer looks awkward. Do we expect such question in GMAT where All answer are wrong but we have to chose the best one?

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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 06 Aug 2019, 10:43
rashwiniyer wrote:
Without 'that' in D the answer looks awkward. Do we expect such question in GMAT where All answer are wrong but we have to chose the best one?

Well, this is an actual GMAT question and so, that answers your question:).

Another correct official sentence where one would have preferred a that after announced:

Trans world Entertainment Corporation, which owns the record Town and Saturday Matinee retail chains announced it was closing up to one fourth of its stores because of poor sales.
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Re: Many experts regarded the increase in credit card borrowing in March  [#permalink]

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New post 18 Aug 2019, 19:43
GMATNinja wrote:
Quote:
A rather a sign of confidence by households that they could safely

(A) would be a whole lot better with a "but", so that it would be parallel to "not as a sign..." I'm also not crazy about the modifier "that they could safely" -- it seems like it would be clearer if "that" was right next to "confidence." I'm not sure that the placement of "that" is absolutely wrong, but I don't love it. The lack of parallelism is a dealbreaker, though. Eliminate (A).

Quote:
B yet as a sign of households' confidence that it was safe for them to

The parallelism is just as goofy in (B) and in (A). And we also have some pronoun issues here. "It" doesn't have a referent at all, and maybe we could argue that this is a rare non-referential pronoun ("it is raining"), but you don't see those very often on the GMAT -- and I don't think there's a good reason to use one here. More importantly, the non-possessive pronoun "them" can't refer back to the possessive noun "households." (See our YouTube live video for more on this type of pronoun issue.)

Eliminate (B).

Quote:
C but a sign of confidence by households that they could safely

The "not... but" construction is almost OK here, but it doesn't quite work: "not as a sign... but a sign." Nope, "as a sign" isn't parallel to "a sign." Eliminate (C).

Quote:
D but as a sign that households were confident they could safely

Parallelism is perfect here. If you have a problem with this one, your objection is probably to the omission of the word "that": it seems like this should say "... were confident that they could safely..."

In (D), "that" is subordinating a clause. (Check out the Topic of the Week on "that" for more on subordinate clauses and other uses of "that" on the GMAT.) And most of the time, the GMAT will include the word "that" in these situations. But in general, "that" isn't strictly necessary, as long as it's clear that you're subordinating a clause -- and many American writing instructors actually teach their students that they SHOULD omit the word "that" if it's clearly implied.

In other words, both of these are arguably acceptable:

    I believe that the Easter Bunny is real.
    I believe the Easter Bunny is real.

You won't see "that" omitted very often on the GMAT. Actually, this is the only case I can think of. But it's acceptable -- and the errors in the other four answer choices are much more severe.

Quote:
E but also as a sign that households were confident in their ability safely to

"Not as a sign... but ALSO as a sign..."?! That makes no sense at all. (E) is out, and we're left with (D).
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Re: Many experts regarded the increase in credit card borrowing in March   [#permalink] 18 Aug 2019, 19:43
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