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# Medicare, the United States governments health insurance

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08 May 2012, 09:50
Can Anyone please give a good explanation .
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Re: Medicare, the United States governments health insurance  [#permalink]

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23 Oct 2012, 00:45
Why do you think that B is incorrect.
The united states government COVERS ,the full cost of hhc but not of x, ........--->we must use a word to imply an I ongoing action. A "must pay" poses as a rule.

Please correct me if I am wrong.
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Re: Medicare, the United States governments health insurance  [#permalink]

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23 Oct 2012, 03:00
1
1
Marcab wrote:
Why do you think that B is incorrect.
The united states government COVERS ,the full cost of hhc but not of x, ........--->we must use a word to imply an I ongoing action. A "must pay" poses as a rule.

Please correct me if I am wrong.

IMHO. Choice B is a bit confusing. That is, the modifier can be taken to be modifying the entire clause. i.e It can mean something like "To cover the full cost for home health care but no hospital services, Medicare makes the beneficiaries pay 20%." As you see from the structure itself, this is not what the sentence wants to convey. The "paying 20%" modifier is meant for only "hospital services" and hence "which" or in this case "for which" is a better option.

This is my reasoning although I think an expert's opinion would shed better light.

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21 Jan 2013, 02:48
egmat wrote:
This is a good question, one that (yet again) exemplifies the importance of understanding the meaning of the sentence.

I will definitely help you with choice B, but before I do that, you need to answer a few questions about the original choice.
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

1: What does the sentence (original choice) tell us about Medicare coverage of cost of home health care?
2: What does the sentence (original choice) tell us about Medicare coverage of cost of other non-hospital services?

Once you answer the above questions for choice A, then answer the same questions for choice B
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care but not of other non-hospital services, making beneficiaries pay 20 percent of the costs.
1: What does the sentence (original choice) tell us about Medicare coverage of cost of home health care?
2: What does the sentence (original choice) tell us about Medicare coverage of cost of other non-hospital services?
3: What makes beneficiaries pay 20% of the costs?

I will look forward to your responses.

Payal

Since full cost of other non hospital services are not paid, beneficiaries need to pay 20% of the cost.. So I am not really sure why B is wrong.

Kindly help.
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23 Jan 2013, 04:19
Hi Payal/Verbal Experts,

Clarifications required on one question which has been buzzing in my head, though it may sound very naive.

Please point out which of the following statments are correct/incorrect, keeping in mind the different intended meanings. According to me, all of them are correct corresponding to their meanings.

1. You live only once.
My Thoughts : Correct. "Only" as an adverb modifies the verb "live". Meaning : Making a general statement that everyone lives only one time.

2. You only live once.
My Thoughts : Correct. Over here, "Only" modifies "You" instead of "Live". Meaning : Say if were talking to my friend Ram, I am telling him specifically that only you live once whereas a Cat has nine lives.

2. Only you live once.
My Thoughts : Correct . Reasoning same as Statement 2.

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25 Jan 2013, 07:05
egmat wrote:
This is a good question, one that (yet again) exemplifies the importance of understanding the meaning of the sentence.

I will definitely help you with choice B, but before I do that, you need to answer a few questions about the original choice.
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

1: What does the sentence (original choice) tell us about Medicare coverage of cost of home health care?
2: What does the sentence (original choice) tell us about Medicare coverage of cost of other non-hospital services?

Once you answer the above questions for choice A, then answer the same questions for choice B
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care but not of other non-hospital services, making beneficiaries pay 20 percent of the costs.
1: What does the sentence (original choice) tell us about Medicare coverage of cost of home health care?
2: What does the sentence (original choice) tell us about Medicare coverage of cost of other non-hospital services?
3: What makes beneficiaries pay 20% of the costs?

I will look forward to your responses.

Payal

REPOST. Specifically tagging Payal

Hi Payal/Verbal Experts,

Clarifications required on one question which has been buzzing in my head, though it may sound very naive.

Please point out which of the following statments are correct/incorrect, keeping in mind the different intended meanings. According to me, all of them are correct corresponding to their meanings.

1. You live only once.
My Thoughts : Correct. "Only" as an adverb modifies the verb "live". Meaning : Making a general statement that everyone lives only one time.

2. You only live once.
My Thoughts : Correct. Over here, "Only" modifies "You" instead of "Live". Meaning : Say if were talking to my friend Ram, I am telling him specifically that only you live once whereas a Cat has nine lives.

2. Only you live once.
My Thoughts : Correct . Reasoning same as Statement 2.

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25 Jan 2013, 17:08
2
We generally put "only" in front of the word or phrase we're modifying. The exception would be when we put it at the end of a phrase: "My band is in town for one night only." This is an expression, but it would still be correct to put "only" in front of what it's modifying--"one night." We put "only" at the end to show restrictions or limitations: "This album is for die-hard fans only," "This lane is for buses only," "Employees Only" (this would be on a sign and is not a sentence).

#1 You live only once.

"Only" modifies "once," which in turn modifies "live." It is saying that you live exactly one time.

#2 You only live once.

"Only" modifies "live." However, there isn't really a difference in meaning here, because "only once" was modifying "live' last time. As you've probably noticed these days with people posting "YOLO" everywhere, this is the preferred form for this expression.

#3 Only you live once.

*Now* we are modifying "you." Note that this means that you are literally the *only* one who lives once, at least in the context at hand.

I hope this helps!
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Re: Medicare, the United States governments health insurance  [#permalink]

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25 Feb 2013, 23:16
Medicare, the United States government’s health insurance
program for the elderly and disabled, covers the full cost of
home health care, but not of non hospital services
,MAKING

The clause in GREEN is MAKING as per choice (B).

What is wrong in that?
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Re: Medicare, the United States governments health insurance  [#permalink]

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25 Feb 2013, 23:25
1
targetgmatchotu wrote:
Medicare, the United States government’s health insurance
program for the elderly and disabled, covers the full cost of
home health care, but not of non hospital services
,MAKING

The clause in GREEN is MAKING as per choice (B).

What is wrong in that?

As I have mentioned in my previous post, making should NOT modify the entire clause... The additional charges are ONLY for the non hospital services and not for the entire program..
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Re: Medicare, the United States governments health insurance  [#permalink]

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19 May 2016, 05:26
2
rohansherry wrote:
Medicare, the United States government’s health insurance
program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services
where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of
the costs must be paid by beneficiaries. Not parallel.
B. but not of other nonhospital services, making beneficiaries
pay 20 percent of the costs. -ing form is not required
C . but not of other nonhospital services, for which beneficiaries
must pay 20 percent of the costs. correct choice
D. which is unlike other nonhospital services in that 20 percent
of the costs must be paid by beneficiaries. Which modifies 'healthcare'
E. which is unlike other nonhospital services that make beneficiaries
pay 20 percent of the costs. color=#ff0000]Which modifies 'healthcare'[/color]

The sentence should maintain parallelism between 'covers the full cost of' and 'but not of'
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Re: Medicare, the United States government's health insurance  [#permalink]

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01 Jun 2016, 08:15
eybrj2 wrote:
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
C. but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.

b is wrong because meaning is unclear, one type of meaning error. we do not know 20 percent of the costs,. cost for what? unclear
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Re: Medicare, the United States government's health insurance  [#permalink]

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12 Nov 2016, 10:09
egmat wrote:
Hi All,

Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

Let us first understand the meaning of the sentence. Medicare is the US government’s health insurance program for the elderly and disabled. Medicare covers the full cost of home health care. However, it does not cover the cost of nonhospital services. Now, nonhospital services are services for which beneficiaries are required to pay 20% of the total cost.

Error Analysis:

1. Use of “with” violates the parallelism in the sentence. The two entities in the list should be “the full cost of home health care” and “(the full cost) of other nonhospital services”.
2. Relative pronoun “where” is used to modify places. Use of “where” to talk about a service is incorrect.

POE:

Choice A: but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries: Incorrect for the reasons stated above.

Choice B: but not of other nonhospital services, making beneficiaries pay 20 percent of the costs: Incorrect. Comma + verb-ing modifier “making” modifies the preceding clause “Medicare… covers the full cost…” and renders the meaning of the sentence illogical.

Choice C: but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs: Correct. “which” is the correct relative pronoun to modify “nonhospital services”.

Choice D: which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries: Incorrect. This choice fails to establish the fact that Medicare does not cover the nonhospital services.

Choice E: which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs: Incorrect. Same error as in Choice D.

1. Comma + verb-ing modifier always modify the preceding clause.
2. Relative pronoun “where” is use for places.
3. Be wary of choice that changes or distorts the intended logical meaning of the sentence.

Hope that helps.
Thanks.

comma+verb-ing modifier can also present the result of the preceding clause.

We can infer from B that "medicare covers full cost of home health care but not of other non hospital services. As a result(making) beneficiaries are paying 20% of the total cost"

What is wrong in this?

Regards
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Re: Medicare, the United States governments health insurance  [#permalink]

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12 Jan 2017, 17:03
Correct C

"Medicare, <modifier>, covers full cost of A, but not of , for which ..."
- Correct ||ism
- 20% for nonhospital service, so for which appropriately states the relation

Problem with B

"Medicare, <modifier>, covers full cost of A, but not of , <participial phrase>"

- "..making beneficiaries.." is a participial phrase [not an absolute phrase] referring to subject Medicare. Medicare as a whole does not make anyone pay 20%. meaning changed.
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Re: Medicare, the United States government's health insurance  [#permalink]

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09 May 2017, 17:40
Hi Experts, I have 2 questions:

1) Comma Usage before BUT: Here the usage - Medicare covers the full cost of X, but not of Y. I always see whenever there is COMMA + BUT, then there should be independent clause after BUT. But in this case, COMMA + BUT is used to connect two prepositional phrases. Why is the rule COMMA + FANBOYS should always be followed by IC valid here?

2) ING modifier: I understand in choice B that ING is modifying the previous clause. But the last portion of the previous clause also states - "But not of other nonhospital services" and that's why I marked B thinking that it is the previous clause. Can you explain a bit on why ING is wrong here?

Thanks a lot for your help! I really appreciate it.
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Re: Medicare, the United States government's health insurance  [#permalink]

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09 May 2017, 21:23
yt770 wrote:
Hi Experts, I have 2 questions:

1) Comma Usage before BUT: Here the usage - Medicare covers the full cost of X, but not of Y. I always see whenever there is COMMA + BUT, then there should be independent clause after BUT. But in this case, COMMA + BUT is used to connect two prepositional phrases. Why is the rule COMMA + FANBOYS should always be followed by IC valid here?

2) ING modifier: I understand in choice B that ING is modifying the previous clause. But the last portion of the previous clause also states - "But not of other nonhospital services" and that's why I marked B thinking that it is the previous clause. Can you explain a bit on why ING is wrong here?

Thanks a lot for your help! I really appreciate it.
It's possible to join two clauses with a but without using a comma. It is also possible to use a comma with but when we're not putting a clause after the but. Have you seen this "rule" somewhere?
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Re: Medicare, the United States government's health insurance  [#permalink]

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09 May 2017, 23:18
yt770 wrote:
Hi Experts, I have 2 questions:

1) Comma Usage before BUT: Here the usage - Medicare covers the full cost of X, but not of Y. I always see whenever there is COMMA + BUT, then there should be independent clause after BUT. But in this case, COMMA + BUT is used to connect two prepositional phrases. Why is the rule COMMA + FANBOYS should always be followed by IC valid here?

2) ING modifier: I understand in choice B that ING is modifying the previous clause. But the last portion of the previous clause also states - "But not of other nonhospital services" and that's why I marked B thinking that it is the previous clause. Can you explain a bit on why ING is wrong here?

Thanks a lot for your help! I really appreciate it.

Hi yt770

1. When you join two independent clauses that tend to present contrasting pieces of information, you use "comma +but". However, it does NOT mean that this is the only use of "comma + but". But is a connector/conjunction that has many uses. For instance, take a look at the following sentence:

The play is good, but not that good.

The above sentence is a shortened version of a sentence taken from http://dictionary.cambridge.org/dictionary/english/but. Of course it is not a GMAT like sentence, but the focus is on the use of "but" here. Essentially, the author has made a statement (The play is good) and then qualified it by using the "but" portion (but not that good). Such constructions are absolutely logical and grammatical. Nothing wrong with them.

2. As regards choice B in the Official Question, please check it from a meaning standpoint. So, let's take a look at the whole sentence this choice forms and compare it with the meaning given by the original choice:

A. Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

As you can see, it is quite clear that from this section "where 20 percent of the costs must be paid by beneficiaries" in the underlined portion, the author intends to give us more information about the other non-hospital services. The author wants to convey that for these services the beneficiaries must pay 20% of the costs. So, if the costs for these other non-hospital services to a beneficiary is \$100, then the beneficiary must pay \$20 from his/her own pocket. (I have assumed that there is no ambiguity in your understanding of the meaning of the non-underlined section; however, please do let me know if you need more clarity on the same). However, does this connection come out clearly in choice B? Not at all. Why is that the case? Let's take a look at choice B now:

B. Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.

Now, as you have written in your reply, you considered the "but not of other nonhospital services" a part of the previous clause. Fair enough. Let's go with that understanding and see how "making beneficiaries pay 20 percent of the costs" adds to the meaning.

Essentially, we end up with the following structure:

Some insurance program covers the full cost of one type of services in a group, but not of the other services in the group, making beneficiaries pay 20 percent of the costs.

So, if we take "making beneficiaries pay 20 percent of the costs" to modify the previous clause, we end up saying that because the program covers full cost of X, but not of Y, beneficiaries pay 20% of the costs. My question to you is, which costs are being talked about at the end? Is it clear that we are talking only about the "other non-hospital services"?

You can also think of it this way, is it because the full-cost of home-services is covered (but not of other services) that the beneficiaries pay an amount? Does the action denoted by "cover" account for part, if not full, of the reason that the beneficiaries need to pay the 20%? This does not make much logical sense, right?

It is for the above reasons that Choice B fails to give a clear, logical meaning.

Hope the above analysis helps!

Cheers!
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Re: Medicare, the United States government's health insurance  [#permalink]

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10 May 2017, 00:46
eybrj2 wrote:
Medicare, the United States government's health insurance program for the elderly and disabled, covers the full cost of
home health care, but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.

A. but not with other nonhospital services where 20 percent of the costs must be paid by beneficiaries.
B. but not of other nonhospital services, making beneficiaries pay 20 percent of the costs.
C. but not of other nonhospital services, for which beneficiaries must pay 20 percent of the costs.
D. which is unlike other nonhospital services in that 20 percent of the costs must be paid by beneficiaries.
E. which is unlike other nonhospital services that make beneficiaries pay 20 percent of the costs.

Pronoun which correctly refers to Non hospital services.

The meaning is clear.

Medicare does not fully cover non hospital services and beneficiaries must pay 20% of the cost.

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Medicare, the United States government's health insurance  [#permalink]

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10 May 2017, 05:48
yt770 wrote:
Hi Experts, I have 2 questions:

1) Comma Usage before BUT: Here the usage - Medicare covers the full cost of X, but not of Y. I always see whenever there is COMMA + BUT, then there should be independent clause after BUT. But in this case, COMMA + BUT is used to connect two prepositional phrases. Why is the rule COMMA + FANBOYS should always be followed by IC valid here?

2) ING modifier: I understand in choice B that ING is modifying the previous clause. But the last portion of the previous clause also states - "But not of other nonhospital services" and that's why I marked B thinking that it is the previous clause. Can you explain a bit on why ING is wrong here?

Thanks a lot for your help! I really appreciate it.

1. COMMA+ BUT can also be used for Idioms: NOT X, BUT Y. Option C is such an usage (X, BUT NOT Y)

2. Although many good guides state that the comma+ present participle modifier modifies the entire previous clause, technically this modifier is a verb modifier, referring the verb (action) of the previous clause. This conceptual clarity would help sort out quite a few issues as the one you stated.
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Re: Medicare, the United States governments health insurance  [#permalink]

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18 Jun 2017, 21:56
Medicare covers X but not Y

X= the full cost of home health care
Y = cost of of other non hospital services

verb-ing is not needed - it will relate back to the subject so Medicare is not making them to pay the cost - so creates nonsensical meaning

Hence C
Re: Medicare, the United States governments health insurance &nbs [#permalink] 18 Jun 2017, 21:56

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