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One hallmark of the mortgage-banking crisis, robo-signing,

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One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post Updated on: 21 Oct 2017, 18:30
1
18
00:00
A
B
C
D
E

Difficulty:

  55% (hard)

Question Stats:

59% (01:28) correct 41% (01:18) wrong based on 550 sessions

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One hallmark of the mortgage-banking crisis, robo-signing, in which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.

(A) One hallmark of the mortgage-banking crisis, robo-signing, in which banks

(B) Robo-signing was one hallmark of the mortgage-banking crisis, in which banks

(C) Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks

(D) One hallmark of the mortgage-banking crisis was robo-signing, in which banks

(E) One hallmark of the mortgage-banking crisis was robo-signing, and banks

Originally posted by registerincog on 19 Nov 2013, 23:23.
Last edited by hazelnut on 21 Oct 2017, 18:30, edited 2 times in total.
Please underline the question.
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 06 May 2015, 13:54
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registerincog wrote:
One hallmark of the mortgage-banking crisis, robo-signing, in which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.


let's understand the meaning of the sentence:
Robo-signing is one hallmark of the morgage banking crisis
banks, which entered into this type of transaction, blindly accepted legal dox without checking for accuracy or authenticity
this type of transaction has led to a series of lawsuits against large banks.

error analysis:
one hallmark of the mortgage-banking crisis - modifies robo-signing
in which - another modifier, describes the robo-signing
looks good, no errors.


A) One hallmark of the mortgage-banking crisis, robo-signing, in which banks
correct

B) Robo-signing was one hallmark of the mortgage-banking crisis, in which banks
this choice has several errors
1 - in which banks now refers to mortgage-banking crisis - alert! this is not correct!
2 - switch this choice with the original sentence.
RS was smth
and then we have the non-underlined clause that starts with "has led" -> but where is the subject for this verb???

C) Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks
modifier error.
very tricky one, especially if you are looking for parallelism errors, but it is not the case.
just plug in this choice in the original sentence, remove the first modifier "which was one hallmark of the mortgage-banking crisis and"
now we have:
RS, which banks accepted ... DOES THIS MAKE SENSE? :shock: not much

D) One hallmark of the mortgage-banking crisis was robo-signing, in which banks
"has led" does not have a subject.

E) One hallmark of the mortgage-banking crisis was robo-signing, and banks
same error as in D. 2 unrelated IC connected with and..hm..strange...doesn't look good
and banks accepted.. doesn't make any sense.
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 19 Nov 2013, 23:44
2
One hallmark of the mortgage-banking crisis, robo-signing, in which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.

A) One hallmark of the mortgage-banking crisis, robo-signing, in which banks

B) Robo-signing was one hallmark of the mortgage-banking crisis, in which banks

C) Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks

D) One hallmark of the mortgage-banking crisis was robo-signing, in which banks

E) One hallmark of the mortgage-banking crisis was robo-signing, and banks


If you put C and see the complete sentence, it will be as follows:
Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.

If you look at the second half of the sentence, it seems that the Robo-signing was something that the banks blindly accepted. Also, "Robo-signing which banks accepted legal documents without..." doesn't make sense. Thus option C is wrong.

Hope it helps.
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 09 Mar 2014, 16:39
Experts,

I need more explanation on D?

~M14
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 09 Mar 2014, 22:54
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Mountain14 wrote:
Experts,

I need more explanation on D?

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The use of "was". The original statement means "robo-signing" is still there as a hallmark. Option D would mean that it was in the past.
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 10 Mar 2014, 04:59
coolredwine wrote:
Mountain14 wrote:
Experts,

I need more explanation on D?

~M14

The use of "was". The original statement means "robo-signing" is still there as a hallmark. Option D would mean that it was in the past.



Reading it again now makes sense.... Not sure why i got confused :(

Thanks
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 10 Mar 2014, 05:23
registerincog wrote:
One hallmark of the mortgage-banking crisis, robo-signing, in which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.

C) Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks

WHY IS C WRONG?????????


"One hallmark..." does indeed modify robo-signing, but it's better as an appositive than in a relative construction. C is grammatically correct. Still, the phrase ultimately becomes wordy and confusing with parallel relative clauses, so A is a better choice than C.
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 01 May 2015, 09:13
Can someone explain why D is wrong and A is correct?

A sounds so awkward. Seems like it is missing helping verb.
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 22 Aug 2018, 05:03
One hallmark of the mortgage-banking crisis, robo-signing, in which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.

One hallmark of the mortgage-banking crisis, robo-signing, in which banks

Robo-signing was one hallmark of the mortgage-banking crisis, in which banks

Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks

One hallmark of the mortgage-banking crisis was robo-signing, in which banks

One hallmark of the mortgage-banking crisis was robo-signing, and banks


Choice B and D are same thing. Both can not be correct. Eliminate.

Choice C and E use of "and" makes sentence illogical. "and" doesn't go with "has" in non-underlined portion of the sentence.

Only possible answer choice is A)
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 27 May 2019, 11:10
OFFICIAL VERITAS PREP SOLUTION

A.This problem is a good example of one in which you must look later in the sentence at the non-underlined portion.
In (B), (D), and (E) you cannot say: X was Y, has led… You need to have some subject for the verb “has led”.
In (C) the second “which” clause incorrectly states: “Robo-signing….which banks blindly accepted legal documents” It needs to be “Robo-signing…in which banks blindly accepted legal documents” Only (A) sets up the sentence correctly. The first portion “One hallmark of the mortgage-banking crisis” is an appositive modifier that starts the sentence giving us extra information about robo-signing.
The “in which banks blindly accepted legal documents” properly follows “robo-signing” and can be removed to see that the verb “has led” properly links to “robo-signing”.

Answer is (A).
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Re: One hallmark of the mortgage-banking crisis, robo-signing,  [#permalink]

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New post 18 Jun 2019, 20:17
One hallmark of the mortgage-banking crisis, robo-signing, in which banks blindly accepted legal documents without checking them for accuracy or authenticity, has led to a series of lawsuits against large banks such as Bank of America and Citigroup.

Grammatical Construction Errors
(B) Robo-signing was one hallmark of the mortgage-banking crisis, in which banks , has led
(E) One hallmark of the mortgage-banking crisis was robo-signing, and banks, has led
(D) One hallmark of the mortgage-banking crisis was robo-signing, in which banks, has led

B, D and E both attach two verbs to the one-subject, nonsensically. There should be either another subject for the second verb or that second verb, if the meaning were different, could be parallel to the first, but here we are showing transition - Because of cause "X", Y happened.

(C) Robo-signing, which was one hallmark of the mortgage-banking crisis and which banks

C incorrectly changes the meaning by stating: “Robo-signing….which banks blindly accepted legal documents”

(A) One hallmark of the mortgage-banking crisis, robo-signing, in which banks

A is correct.
Although the sentence starts out with an appositive, the subject proceeds quite clearly.
Subject is "robo-signing" + "has" (verb)....
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Re: One hallmark of the mortgage-banking crisis, robo-signing,   [#permalink] 18 Jun 2019, 20:17
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