Calling all Smeal (Penn State) Applicants: (2019 Intake) Class of 2021

Dear Nitika,

First of all congratulations on your admits. Great Job Done.... !!

Now on what to choose? I think nobody can decide this for you, but you. I mean there are so many things which you actually need to consider.
For example: 1 year course Vs 2 Year course, Job Placement, loan, Family and xyzzz...

IIM-A PGPX is one of the best in India so life after PGPX will be at least calm because of the campus placement. But again at Smeal you will get that International Exposure. If you want to come back to India and work then IIM-A PGPX is way better. So what you want to do is more important. Can you move your family to USA. Well, Of course. You just need to get the H1B Visa for Job. what about your better Half?? Is he employed? what about his job If you want to move to USA? any plan yet? any discussion??

Paying loan of IIM-A PGPX: I think you won't need a lifetime to pay back the loan. max to max 5 years If you can plan properly. Also, campus placement at IIM-A will definitely help you to get the job. I believe Avg package at IIM-A is 22L. so Good enough to pay 25L Loan. again your choice.

There are so many things which will give direction to your decision-making process. what I believe is you need to find what you actually want. Is cost the only factor?
OR job placement OR Location OR family OR any combination??

I hope that you will definitely be able to find the right choice.

all the best !!