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# The bank holds \$3 billion in loans that are seriously delinquent or in

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Senior Manager
Joined: 16 Nov 2016
Posts: 276
Re: The bank holds \$3 billion in loans that are seriously delinquent or in  [#permalink]

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27 Apr 2018, 05:07
seed

I'm sorry, I meant I'm skeptical about C because there's some redundancy in it...

I understood that payments should be plural, so it doesn't fit. sorry, it was a typo...
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Intern
Joined: 20 Aug 2016
Posts: 1
Re: The bank holds \$3 billion in loans that are seriously delinquent or in  [#permalink]

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30 Apr 2018, 06:18
Here Bank is Singular. Then how can we use "expect" ? It should have been "expects" right ??

Kindly explain anybody ................
Manager
Joined: 15 Nov 2016
Posts: 137
Re: The bank holds \$3 billion in loans that are seriously delinquent or in  [#permalink]

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30 Apr 2018, 07:41
tausif2786 wrote:
Here Bank is Singular. Then how can we use "expect" ? It should have been "expects" right ??

Kindly explain anybody ................

When you negate the simple present tense sentences, you don't use verb with "s".

For example
Positive: Jack eats ice-cream every day.
Negative: Jack doesn’t eat ice-cream every day.

Likewise,
Positive: The bank holds \$3 billion in loans that are seriously delinquent or in such trouble that it expects payments to be made when they are due

Negative: The bank holds \$3 billion in loans that are seriously delinquent or in such trouble that it (bank) does not expect payments to be made when they (payments) are due.

Press Kudos if it does
Intern
Joined: 28 Sep 2016
Posts: 22
GMAT 1: 730 Q49 V41
Re: The bank holds \$3 billion in loans that are seriously delinquent or in  [#permalink]

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12 Jun 2018, 06:48
Hi, I read in the OG that "will be" is not the correct tense here. Can someone explain why it is the wrong tense here? Would "would" be correct here?
Manager
Joined: 22 Sep 2017
Posts: 170
Re: The bank holds \$3 billion in loans that are seriously delinquent or in  [#permalink]

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18 Jun 2018, 18:25
Mishari wrote:
The Official Guide for GMAT Review, 10th Edition, 2003

Practice Question
Question No.: SC 255
Page: 693

The bank holds \$3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.

(A) they do not expect payments when
(B) it does not expect payments when it is
(C) it does not expect payments to be made when they are
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be

I went for E and found that it is wrong.
Director
Joined: 27 Mar 2010
Posts: 976
Location: Bangalore, India
Re: The bank holds \$3 billion in loans that are seriously delinquent or in  [#permalink]

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18 Jun 2018, 22:18
1
Hi jackspire, E says:

payments are not expected to be paid when they will be due.

The issue with this is that E is passive voice. Here, it is not clear as to who is not expected to make payments.

The original sentence clearly intends to depict that the bank is not expected to make payments. That meaning is not coming out in E.

Concealing the doer of the action is often a big problem with passive voice constructs.

p.s. Our book EducationAisle Sentence Correction Nirvana discusses Passive voice, its application and examples in significant detail. If someone is interested, PM me your email-id; I can mail the corresponding section.
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Re: The bank holds \$3 billion in loans that are seriously delinquent or in &nbs [#permalink] 18 Jun 2018, 22:18

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