Citing increasing worker mobility between companies, poor financial planning by workers, and finding that the plans themselves are excessively complex, the authors of a recent study have found that most eligible American workers had not made the maximum allowed contribution to their employer-offered retirement plans.
a) Citing increasing worker mobility between companies, poor financial planning by workers, and finding that the plans themselves are excessively complex, the authors of a recent study have found that most eligible American workers had not made the maximum allowed contribution to their employer-offered retirement plans.
b) Increasing worker mobility between companies, poor financial planning on the part of workers, and excess complexity in the plans themselves have been explained by a recent study finding the majority of eligible American workers who do not make the maximum allowed contribution to their employer-offered retirement plans.
c) Citing increasing worker mobility between companies, poor worker financial planning, and excessively complex plans themselves as possible explanations, a majority of American workers had failed to make the maximum allowed contribution to their employer-offered retirement plans, a recent study has found.
d)The authors of a recent study, citing increasing worker mobility between companies, poor financial planning by workers, and finding that the plans themselves are excessively complex, have found that most eligible American workers do not make the maximum allowed contribution to their employer-offered retirement plans.
e)A recent study has found that most eligible American workers fail to make the maximum allowed contribution to their employer-offered retirement plans; among the explanations cited are increasing worker mobility between companies, poor financial planning on the workers' part, and excess complexity in the plans themselves.

OA

_________________

Prepositional Phrases Clarified|Elimination of BEING| Absolute Phrases Clarified
Rules For Posting

E sounded and read flawless, indeed. Proper usage of ; and "workers' part" were especially of note.

I'm sorry --- I really don't understand what you are asking. Please make extremely clear what you are asking, and I will be happy to help.
Mike
_________________

Mike McGarry
Magoosh Test Prep

Yes, this is a tricky sentence to sort out. I will try to explain.

Citing increasing worker mobility between companies, poor financial planning by workers, and finding that the plans themselves are excessively complex, the authors of a recent study have found that most eligible American workers had not made the maximum allowed contribution to their employer-offered retirement plans.

The participles "citing" and "finding" modify "the authors" (i.e. the main subject of the sentence). These both describe actions of the authors. Those two, by themselves, properly could be in parallel with each other.

The participle "increasing" merely modifies the noun "mobility" --- it's not part of any parallelism in and of itself. The noun "mobility" and the gerund "planning" are in parallel --- these are the two objects of the participle "citing" --- they are the things that the authors cited.

Then problem is ----- we have three terms joined by "and" ---- "...[A] mobility ..., ... [B] planning ...., and [C]finding ....." Term [C] is supposed to be in parallel with "citing", whereas terms [A] & [B] are objects of the participle "citing" in parallel with each other. This is a gross violation of parallelism.

Does all this make sense?

Mike
_________________

Mike McGarry
Magoosh Test Prep