Would you get a Second Degree or a Masters if.....

Hypothetically, assume this scenario was yours, what would you do?

You got your undergraduate degree from the University of Florida in 2005. You degree was a BSBA with the major of Marketing. Your job experience up till this point has been very spotty(part time management and sales). You had a 2.75 GPA in college, and didn't intern anywhere. You're networking base is very good though.

Currently, you work in retail banking at a very reputable bank with the ability to move to the investment side of this company down the road in a few years.

Should you try and attain a second under graduate degree in Finance or Accounting at the University of Central Florida, as you have many of the pre-reqs for one of these degrees?

Or should you wait and go for a Masters, either in Finance, Accounting, or an MBA down the road. Accounting being almost impossible with your work experience and undergraduate degree. Finance being difficult because you've waiting 7 years to go for a graduate degree. And an MBA difficult because of your lousy GPA and spotty job record.

Certainly things aren't optimal where you are, but you want to make the right choices going forward. You are looking to rebrand yourself and break into the financial industry sooner than later. What would you do? Thanks