There are a couple ways to figure out where to apply. If you are willing to pay for help, admissions consultants do a great job preparing you and informing you about where and how to apply. If you are up for free advice, here goes...
General tips about applications:
1) Look at the GMAT ranges at your target schools and see how you compare
Check out the GMAT ranges for Wharton (
https://www.wharton.upenn.edu/mba/admiss ... rofile.cfm). The overall range for the GMAT in 2016 is 620-780. That means that no one in the class had a GMAT score less than 620. Check out the 80% range (710-750) and you see that the vast majority of students have a score 710 or better.
If you look at Georgetown University, usually ranked in the 20-30 range, (
https://msb.georgetown.edu/programs/MBA/ ... ss-profile), you see that the 80% range is 640-730. That is significantly lower than Wharton, as you would expect. They don't give out the full range, but 10% of the class has scores of 630 or lower.
2) Apply to a range of schools
Apply to schools where you know you will be admitted, where you probably will be admitted, and where you are not likely to be admitted. Maybe you get lucky with a stretch school.
3) Get in touch with the admissions department of your top choices and make connections with students/alumni
Relationships matter and they can help you overcome a low score
4) Nail all parts of the application
You can't change your grades or work experience, but you can maximize your GMAT score, your essays, and recommendations.
Good luck!
KW