The Gorton-Dodd bill requires that a bank disclose to their : GMAT Sentence Correction (SC)
Check GMAT Club Decision Tracker for the Latest School Decision Releases http://gmatclub.com/AppTrack

 It is currently 20 Jan 2017, 23:22

### GMAT Club Daily Prep

#### Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

# Events & Promotions

###### Events & Promotions in June
Open Detailed Calendar

# The Gorton-Dodd bill requires that a bank disclose to their

Author Message
TAGS:

### Hide Tags

SVP
Joined: 16 Jul 2009
Posts: 1628
Schools: CBS
WE 1: 4 years (Consulting)
Followers: 42

Kudos [?]: 1057 [0], given: 2

The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

04 Nov 2009, 15:35
11
This post was
BOOKMARKED
00:00

Difficulty:

15% (low)

Question Stats:

73% (01:58) correct 27% (00:55) wrong based on 1103 sessions

### HideShow timer Statistics

The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed
[Reveal] Spoiler: OA

_________________

The sky is the limit
800 is the limit

GMAT Club Premium Membership - big benefits and savings

If you have any questions
New!
Intern
Joined: 03 Nov 2009
Posts: 22
Followers: 0

Kudos [?]: 4 [0], given: 1

### Show Tags

04 Nov 2009, 15:40
C.
Idiom,
also pronoun quantity
Manager
Joined: 23 Jun 2009
Posts: 156
Followers: 1

Kudos [?]: 11 [0], given: 9

### Show Tags

05 Nov 2009, 14:54
"C". In E- "their" creates ambiguity.
SVP
Joined: 17 Feb 2010
Posts: 1558
Followers: 19

Kudos [?]: 578 [0], given: 6

### Show Tags

10 May 2010, 06:11
I picked (C) but I do not know what is gramatically wrong in E. Can someone shed some light on why (E) is incorrect?
Manager
Joined: 14 Apr 2010
Posts: 230
Followers: 2

Kudos [?]: 149 [0], given: 1

### Show Tags

06 Jul 2010, 21:34
The problem with E is the usage of "their". It distorts the meaning of the sentence.
Intern
Joined: 06 Sep 2011
Posts: 11
Followers: 0

Kudos [?]: 1 [0], given: 1

### Show Tags

16 Sep 2011, 07:26
Gogoplata wrote:
C.
Idiom,
also pronoun quantity

What is the idiom that u have used here?
Manager
Status: Next engagement on Nov-19-2011
Joined: 12 Jan 2011
Posts: 84
Location: New Delhi, India
Schools: IIM, ISB, & XLRI
WE 1: B.Tech (Information Technology)
Followers: 1

Kudos [?]: 21 [0], given: 5

### Show Tags

16 Sep 2011, 08:42
I guess its C.

As per my understanding in option E 'Their' may point to either customers or Banks.
_________________

Preparation for final battel:
GMAT PREP-1 750 Q50 V41 - Oct 16 2011
GMAT PREP-2 710 Q50 V36 - Oct 22 2011 ==> Scored 50 in Quant second time in a row
MGMAT---- -1 560 Q28 V39 - Oct 29 2011 ==> Left Quant half done and continued with Verbal. Happy to see Q39

My ongoing plan: http://gmatclub.com/forum/550-to-630-need-more-to-achieve-my-dream-121613.html#p989311

Appreciate by kudos !!

Retired Moderator
Status: worked for Kaplan's associates, but now on my own, free and flying
Joined: 19 Feb 2007
Posts: 3633
Location: India
WE: Education (Education)
Followers: 717

Kudos [?]: 5569 [5] , given: 322

### Show Tags

16 Sep 2011, 08:45
5
KUDOS
(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks --- a bank –their – subject pronoun number disagreement
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check ------ same as A
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks --- right use of present subjunctive mood template ' X requires that Y do ' and Pronoun agreement --- disclose is the imperative base form of the subjunctive verb --- correct choice.
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check –---- right idiom is x requires Y to do . ‘X requires that Y should’ is wrong use of subjunctive mood verb as well as idiomatic format
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed --- Here the problem is more logical than structural. Certainly, it does not have to do with 'their' but with the singular check. Do the customers all present their own individual checks or do they present a single joint check? Doesn’t meet logic, does it?
_________________

“Better than a thousand days of diligent study is one day with a great teacher” – a Japanese proverb.
9884544509

Senior Manager
Status: MBAing!!!!
Joined: 24 Jun 2011
Posts: 311
Location: United States (FL)
Concentration: Finance, Real Estate
GPA: 3.65
WE: Project Management (Real Estate)
Followers: 6

Kudos [?]: 52 [0], given: 56

### Show Tags

16 Sep 2011, 12:27
C is the answer. Option E is wrong because the meaning is not logical "all the customers don't have a joint check"
Manager
Status: Retaking next month
Affiliations: None
Joined: 05 Mar 2011
Posts: 229
Location: India
Concentration: Marketing, Entrepreneurship
GMAT 1: 570 Q42 V27
GPA: 3.01
WE: Sales (Manufacturing)
Followers: 5

Kudos [?]: 113 [0], given: 42

### Show Tags

16 Sep 2011, 21:17
Definitely C.

E is passive too.
Verbal Forum Moderator
Joined: 23 Oct 2011
Posts: 283
Followers: 35

Kudos [?]: 750 [0], given: 21

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

21 Mar 2012, 09:01
E is wrong because of use of passive voice.

point to note in option D, 'requires a bank that it should' - here should indicates a moral obligation while requires indicates that it is mandatory. These contradict each other.
_________________

********************
Push +1 kudos button please, if you like my post.

Manager
Joined: 14 Feb 2012
Posts: 223
Followers: 2

Kudos [?]: 215 [0], given: 7

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

21 Mar 2012, 11:03
Picked C !!

E is too wordy and also passive ...
_________________

The Best Way to Keep me ON is to give Me KUDOS !!!
If you Like My posts please Consider giving Kudos

Shikhar

Senior Manager
Joined: 12 Mar 2012
Posts: 369
Concentration: Operations, Strategy
Followers: 2

Kudos [?]: 169 [0], given: 31

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

23 Mar 2012, 02:32
C is the correct incorporating correct structure with bossy verb "requires"
_________________

Practice Practice and practice...!!

If there's a loophole in my analysis--> suggest measures to make it airtight.

Manager
Joined: 07 Dec 2011
Posts: 174
Location: India
Followers: 1

Kudos [?]: 41 [0], given: 24

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

23 Mar 2012, 02:45
the correct answers is definitely C
Manager
Joined: 31 May 2012
Posts: 166
Followers: 5

Kudos [?]: 158 [0], given: 69

The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

01 Jan 2013, 02:52
1
This post was
BOOKMARKED
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

Can you please explain me the basic grammar behind? Other similar examples would be much helpful.

What grammar topic is tested in this question? What is wrong with Option B & D?
Manager
Joined: 05 May 2012
Posts: 67
Location: India
Concentration: General Management, Finance
GMAT 1: 670 Q48 V34
GMAT 2: 720 Q49 V40
Followers: 4

Kudos [?]: 25 [0], given: 16

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

01 Jan 2013, 03:07
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

This question tests subjunctive rule and subject-verb agreement:

Lets analyze original sentence:
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

Subject-verb agreement: the singular subject ''a bank'' must have a singular verb ''its'' but in this sentence we have ''their and they'' as highlighted in italics.
Subjunctive rule: require when followed by that requires that the following verb should be in its base form (disclose instead of discloses). Though we don't have subjunctive usage error in original sentence. We will look at it in other answer choices.

Now lets POE:

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks --> SV error as explained above: eliminate
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check --> SV error as explained above: eliminate
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks--> both SV and subjunctive verb correctly used correct
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check --> voilates subjunctive rule.. cannot use should
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed --> awkwardly placed ''their deposited check''

Hope it clarifies!

Best Regards,
Mansoor

PS:Consider kudos if you found it helpful
Manager
Joined: 12 Jan 2013
Posts: 244
Followers: 4

Kudos [?]: 69 [1] , given: 47

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

06 Jan 2014, 10:14
1
KUDOS
noboru wrote:
The Gorton-Dodd bill requires that a bank disclose to their customers how long they will delay access to funds from deposited checks.

(A) that a bank disclose to their customers how long they will delay access to funds from deposited checks
(B) a bank to disclose to their customers how long they will delay access to funds from a deposited check
(C) that a bank disclose to its customers how long it will delay access to funds from deposited checks
(D) a bank that it should disclose to its customers how long it will delay access to funds from a deposited check
(E) that banks disclose to customers how long access to funds from their deposited check is to be delayed

C: We know that "it" refers to the bank, because the sentence says "its customers", which implicity means bank and not "bill". So, using "its" later on is not ambiguous, we already know that "it" refers to bank and not bill.

E) "to customers" is ambiguous because we do not know WHOSE customers we're talking about. A/B out because bank needs singular and they include "their", D out because "bill requires a bank that it SHOULD".. It requires that banks should? Makes no sense.
Director
Status: Verbal Forum Moderator
Joined: 17 Apr 2013
Posts: 635
Location: India
GMAT 1: 710 Q50 V36
GMAT 2: 750 Q51 V41
GMAT 3: 790 Q51 V49
GPA: 3.3
Followers: 67

Kudos [?]: 421 [0], given: 297

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

16 Feb 2014, 10:34

In the Video of this explanation you have explained about subjunctive that I do not understand.
_________________

Like my post Send me a Kudos It is a Good manner.
My Debrief: http://gmatclub.com/forum/how-to-score-750-and-750-i-moved-from-710-to-189016.html

Intern
Joined: 02 Mar 2014
Posts: 1
Followers: 0

Kudos [?]: 0 [0], given: 2

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

10 May 2014, 04:38
Bank (singular) + Disclose (Plural) .. isn't there a problem with this usage ?
Manager
Joined: 03 Feb 2013
Posts: 118
Followers: 0

Kudos [?]: 17 [0], given: 11

Re: The Gorton-Dodd bill requires that a bank disclose to their [#permalink]

### Show Tags

10 May 2014, 08:19
1
This post was
BOOKMARKED
hellonavin wrote:
Bank (singular) + Disclose (Plural) .. isn't there a problem with this usage ?

In subjunctive statements, we are required to use:
a. simple present tense form (for example: 'disclose')
b. always singular irrespective of the subject.
c. No "should" is to be added.

Just to explain subjunctive means demand or command verb like 'requires', 'ordered'. Here is the format:

Demanding verb (such as requires, ordered, etc) + THAT + ROOT form verb or BE (simple tense form such as 'disclose' above)

Some other examples from web are:

The Supreme Court decreed that he TAKE charge of the situation
I insist that the chairman resign!
I suggest that he study
The attorney proposed that the session be adjourned until the following day

Hope it helps

Cheers
Re: The Gorton-Dodd bill requires that a bank disclose to their   [#permalink] 10 May 2014, 08:19

Go to page    1   2    Next  [ 30 posts ]

Similar topics Replies Last post
Similar
Topics:
SEC regulations require that a public company disclose to their potent 3 12 Jan 2017, 00:38
The Gorton-Dodd bill requires that a bank disclose to their 0 10 Sep 2016, 23:47
2 The Gorton-Dodd bill requires that a bank disclose to their 9 24 Aug 2011, 18:46
1 Congress is debating a bill requiring certain employers 9 29 Jun 2007, 22:28
The Gorton-Dodd bill requires that a bank disclose to their 20 02 Apr 2007, 16:18
Display posts from previous: Sort by