Premise 1-Providers are billing insurers for unnecessary tests.
Premise 2-Insurers are passing on these costs to policyholders.
Conclusion-Stop paying for these tests >>> healthcare costs go down
Assumption>>>These have a impact on the cost of healthcare.
Choice "A": the cost of those tests is significant.
Seems to fit my reasoning. Any thoughts?
Let me point out one thing here - the conclusion is:
Reducing unnecessary tests will control growing costs i.e. the costs will not grow so much. The conclusion is not that the costs will go down.
The assumption certainly is that the cost of unnecessary tests have an impact on the cost of insurance premiums i.e. the cost of unnecessary tests is significant. So you are right there.
The only other option where there could be a confusion is "A. Doctors are generally able to determine, with great reliability, which diagnostic procedures and tests would yield the most effective results"
i.e. the doctors can figure out which tests are 'worth it' and which are not.
It certainly seems like an assumption - if someone tells us that the insurance costs are shooting up so reduce unnecessary tests to reduce the growing costs, we might be tempted to say, 'But you are assuming that it is possible to say which tests are necessary and which are not.' but in CR, it is not a valid assumption.
If our conclusion is of the form: 'A will lead to B', we need to analyze only whether A will lead to B. Whether A is possible or not is out of our scope. The point is 'if A DOES happen, can B happen?'
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