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Pronoun IT [#permalink] New post 24 Nov 2006, 06:39
I have a hard time to understand what "it" refers to on the correct option

can somebody please explain

Federally imposed restrictions on how much they may pay small savers has made difficulties for savings banks as they are competing with such unregulated investment vehicles as money market certificates.

A. has made difficulties for savings banks as they are competing with such

B. has made difficulties for savings banks competing with such

C. have made difficulties for savings banks as they are competing with

D. have made it difficult for savings banks to compete with such

E. have made it difficult for savings banks as they are competing with such
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 [#permalink] New post 24 Nov 2006, 07:08
Here is my attempt( D is my answer)

Federally imposed restrictions on how much they may pay small savers has made difficulties for savings banks as they are competing with such unregulated investment vehicles as money market certificates.

A. has made difficulties for savings banks as they are competing with such

B. has made difficulties for savings banks competing with such

C. have made difficulties for savings banks as they are competing with

D. have made it difficult for savings banks to compete with such

E. have made it difficult for savings banks as they are competing with such

As far as 'it' is concerned, in D I assume it refer to 'to compete..."...In E it has no reference
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 [#permalink] New post 24 Nov 2006, 07:14
D is the best.
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Re: Pronoun IT [#permalink] New post 24 Nov 2006, 07:15
ugo_castelo wrote:
I have a hard time to understand what "it" refers to on the correct option

can somebody please explain

Federally imposed restrictions on how much they may pay small savers has made difficulties for savings banks as they are competing with such unregulated investment vehicles as money market certificates.

A. has made difficulties for savings banks as they are competing with such

B. has made difficulties for savings banks competing with such

C. have made difficulties for savings banks as they are competing with

D. have made it difficult for savings banks to compete with such

E. have made it difficult for savings banks as they are competing with such

A and B are out since restrictions is plural and needs Have
C is wrong because restrictions didn't made difficulties, it is federal government that imposed them did
between D and E I ll take D
have made it difficult to compete
IMHO It refers to to compete
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 [#permalink] New post 24 Nov 2006, 08:00
D stands
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 [#permalink] New post 24 Nov 2006, 08:19
One more D.
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 [#permalink] New post 24 Nov 2006, 08:39
Yes, the answer is D

But what puzzles me is that if one re-rewrites this option with "it" referrring to compete ( that's what I'd thought too), makes the sentences a bit awkward


Federally imposed restrictions on how much they may pay small savers have made it ( to compete) difficult for savings banks to compete with such

ideas???
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 [#permalink] New post 24 Nov 2006, 14:04
ugo_castelo wrote:
Yes, the answer is D

But what puzzles me is that if one re-rewrites this option with "it" referrring to compete ( that's what I'd thought too), makes the sentences a bit awkward


Federally imposed restrictions on how much they may pay small savers have made it ( to compete) difficult for savings banks to compete with such

ideas???


I think "it" refers to the "Federal imposition of restriction"
Correct me guys if I am wrong.
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 [#permalink] New post 24 Nov 2006, 21:35
ugo_castelo wrote:
Yes, the answer is D

But what puzzles me is that if one re-rewrites this option with "it" referrring to compete ( that's what I'd thought too), makes the sentences a bit awkward


Federally imposed restrictions on how much they may pay small savers have made it ( to compete) difficult for savings banks to compete with such

ideas???


IT = COMPETING WITH SUCH UNREGULATED INVESTMENT VECHICLES.

Federally imposed restrictions have made COMPETING WITH UNREGULATED INVESTMENT VEHICLES SUCH AS MONEY MARKET CERTIFICATES DIFFICULT ---- can be transposed into - Federally imposed restrictions have made IT difficult (for savings banks) to compete with such unregulated investment vehicles etc...
  [#permalink] 24 Nov 2006, 21:35
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