Find all School-related info fast with the new School-Specific MBA Forum

It is currently 24 Aug 2016, 15:47
GMAT Club Tests

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Events & Promotions

Events & Promotions in June
Open Detailed Calendar

The original building and loan associations were

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:

Hide Tags

3 KUDOS received
SVP
SVP
avatar
Joined: 16 Jul 2009
Posts: 1629
Schools: CBS
WE 1: 4 years (Consulting)
Followers: 39

Kudos [?]: 873 [3] , given: 2

The original building and loan associations were [#permalink]

Show Tags

New post 12 May 2010, 01:53
3
This post received
KUDOS
8
This post was
BOOKMARKED
00:00
A
B
C
D
E

Difficulty:

  5% (low)

Question Stats:

82% (01:58) correct 18% (01:14) wrong based on 340 sessions

HideShow timer Statistics

OG16 SC125
The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions, then taking turns drawing on the funds for home mortgages.

(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns
[Reveal] Spoiler: OA

_________________

The sky is the limit
800 is the limit


GMAT Club Premium Membership - big benefits and savings

Director
Director
User avatar
Joined: 25 Aug 2007
Posts: 954
WE 1: 3.5 yrs IT
WE 2: 2.5 yrs Retail chain
Followers: 73

Kudos [?]: 1155 [0], given: 40

Re: The original building and loan associations were [#permalink]

Show Tags

New post 12 May 2010, 02:17
1
This post was
BOOKMARKED
IMO C.

The two verbs in the subclause should be parallel: made....took
A one after the other relationship is occuring here >>>
made monthly payments on their share.....and then took turns

DRAWING is correct usage here to indicate the ongoing activity.

noboru wrote:
The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions, then taking turns drawing on the funds for home mortgages.

(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns


For me is between C and E.
What are your thoughts?

_________________

Want to improve your CR: http://gmatclub.com/forum/cr-methods-an-approach-to-find-the-best-answers-93146.html
Tricky Quant problems: http://gmatclub.com/forum/50-tricky-questions-92834.html
Important Grammer Fundamentals: http://gmatclub.com/forum/key-fundamentals-of-grammer-our-crucial-learnings-on-sc-93659.html

Manager
Manager
avatar
Joined: 06 Mar 2010
Posts: 107
Followers: 2

Kudos [?]: 5 [0], given: 11

Re: The original building and loan associations were [#permalink]

Show Tags

New post 06 Jul 2010, 11:44
Hi guys,

Can you please elaborate why D is not the correct answer?
I thought as the sentence is in the past tense, 'they drew' makes much more sense then 'drawing'
Senior Manager
Senior Manager
avatar
Joined: 12 Jan 2010
Posts: 257
Schools: DukeTuck,Kelogg,Darden
Followers: 6

Kudos [?]: 74 [0], given: 28

Reviews Badge
Re: The original building and loan associations were [#permalink]

Show Tags

New post 06 Jul 2010, 11:48
IMO C,

made and took the 2 verbs are parallel. Drawing modifies turns........ informing what the turns were for.
_________________

Run towards the things that make you uncomfortable daily. The greatest risk is not taking risks
http://gmatclub.com/forum/from-690-to-730-q50-v38-97356.html

1 KUDOS received
SVP
SVP
avatar
Joined: 17 Feb 2010
Posts: 1558
Followers: 17

Kudos [?]: 495 [1] , given: 6

Re: The original building and loan associations were [#permalink]

Show Tags

New post 06 Jul 2010, 12:43
1
This post received
KUDOS
it is C.

homeowners made monthly payments on their..... and took turns drawing on the funds....conveys the correct meaning.

homeowners made monthly payments on their.....and then drew, taking turns on the funds....is awkward
1 KUDOS received
Senior Manager
Senior Manager
avatar
Joined: 23 May 2010
Posts: 442
Followers: 5

Kudos [?]: 92 [1] , given: 112

Re: The original building and loan associations were [#permalink]

Show Tags

New post 31 Jul 2010, 07:08
1
This post received
KUDOS
i guess i have seen this question earlier ..its c
2 KUDOS received
Manager
Manager
avatar
Joined: 20 Jul 2010
Posts: 198
Followers: 2

Kudos [?]: 93 [2] , given: 7

Re: The original building and loan associations were [#permalink]

Show Tags

New post 31 Jul 2010, 08:28
2
This post received
KUDOS
IMO C.. Parallelism..
This is an OG question.. OG12 !
_________________

Gotta hit the 700 score this time... 3rd time lucky !
Give me some kudos... Like you, even I need them badly ;)

Senior Manager
Senior Manager
User avatar
Status: Prevent and prepare. Not repent and repair!!
Joined: 13 Feb 2010
Posts: 275
Location: India
Concentration: Technology, General Management
GPA: 3.75
WE: Sales (Telecommunications)
Followers: 9

Kudos [?]: 69 [0], given: 282

Re: The original building and loan associations were [#permalink]

Show Tags

New post 02 Mar 2013, 01:48
abhas59 wrote:
Hi guys,

Can you please elaborate why D is not the correct answer?
I thought as the sentence is in the past tense, 'they drew' makes much more sense then 'drawing'


After comma its a independent clause and there is no 'and' or 'but'
_________________

I've failed over and over and over again in my life and that is why I succeed--Michael Jordan
Kudos drives a person to better himself every single time. So Pls give it generously
Wont give up till i hit a 700+

Intern
Intern
avatar
Joined: 09 Jul 2011
Posts: 21
Followers: 0

Kudos [?]: 2 [0], given: 8

Re: The original building and loan associations were [#permalink]

Show Tags

New post 02 Mar 2013, 08:38
is the usage of drawing correct in this context because , it answers the question ... they take turns to do what? ...
Director
Director
avatar
Joined: 29 Nov 2012
Posts: 900
Followers: 14

Kudos [?]: 872 [0], given: 543

Re: The original building and loan associations were [#permalink]

Show Tags

New post 16 Sep 2013, 01:44
The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions and then took turns, they drew on the funds for home mortgages.

Can someone explain the run-on in option D do we need a semi-colon (;)?

semi-colon is used to join 2 IC's but doesn't "whose" start a DC?
_________________

Click +1 Kudos if my post helped...

Amazing Free video explanation for all Quant questions from OG 13 and much more http://www.gmatquantum.com/og13th/

GMAT Prep software What if scenarios http://gmatclub.com/forum/gmat-prep-software-analysis-and-what-if-scenarios-146146.html

Current Student
avatar
Status: Prep Mode
Joined: 25 Apr 2012
Posts: 163
Location: India
Followers: 2

Kudos [?]: 117 [0], given: 69

Reviews Badge
Re: The original building and loan associations were [#permalink]

Show Tags

New post 16 Sep 2013, 12:45
fozzzy wrote:
The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions and then took turns, they drew on the funds for home mortgages.

Can someone explain the run-on in option D do we need a semi-colon (;)?

semi-colon is used to join 2 IC's but doesn't "whose" start a DC?


Yes, semi-colon is used to join 2 ICs or we can also use conjunctions (FANBOYS) to join 2 ICs.

But, here the clause after the comma is not an IC but a relative clause. Also, who, whom, whose, which can only act as relative clauses because they are referring back to some noun in the sentence. Like in this case, whose is referring back to the noun "limited life funds".

You can read the below sentence and see whether it makes sense by itself, it won't. Thus, it'll always be a relative or a dependent clause.
whose members made monthly payments on their share subscriptions and then took turns, they drew on the funds for home mortgages

Choice C: Both the verbs made and took are parallel in the relative clause.

Let me know if it makes sense.
1 KUDOS received
Intern
Intern
avatar
Joined: 07 May 2013
Posts: 3
Followers: 0

Kudos [?]: 4 [1] , given: 13

Re: The original building and loan associations were [#permalink]

Show Tags

New post 15 Oct 2013, 13:21
1
This post received
KUDOS
2
This post was
BOOKMARKED
I have a query in the below OG question:

The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions, then taking turns drawing on the funds for home mortgages.
(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns

Below is my query:

I know that a verb-ing modifier when put without a comma after a noun(object) will modify the object itself and not the subject. As happens in the below example:

He killed the snake using a stick.

Then in the OG question above, isn't drawing modifies noun turns? instead of modifying members?

Last edited by dentobizz on 15 Oct 2013, 17:15, edited 1 time in total.
edited the Title
2 KUDOS received
Verbal Forum Moderator
Verbal Forum Moderator
User avatar
Joined: 16 Jun 2012
Posts: 1153
Location: United States
Followers: 234

Kudos [?]: 2553 [2] , given: 123

Premium Member
Re: The original building and loan associations were [#permalink]

Show Tags

New post 15 Oct 2013, 14:07
2
This post received
KUDOS
shindesubodh wrote:
I have a query in the below OG question:

The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions, then taking turns drawing on the funds for home mortgages.
(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns

Below is my query:

I know that a verb-ing modifier when put without a comma after a noun(object) will modify the object itself and not the subject. As happens in the below example:

He killed the snake using a stick.

Then in the OG question above, isn't drawing modifies noun turns? instead of modifying members?


Hi shindesubodh

Yes, you're correct. Verb-ing modifier without a comma --> modifies a preceding noun.
Thus, drawing modifies turns. It tells us that what the turns draw on (turns draw on the funds for home mortgages).

As in your example:
He killed the snake using a stick. <-- Verb-ing modifier without a comma ==> "using" modifies snake, not "he". Thus, the sentence does not make any sense.

Hope it helps.
_________________

Please +1 KUDO if my post helps. Thank you.

"Designing cars consumes you; it has a hold on your spirit which is incredibly powerful. It's not something you can do part time, you have do it with all your heart and soul or you're going to get it wrong."

Chris Bangle - Former BMW Chief of Design.

Verbal Forum Moderator
Verbal Forum Moderator
User avatar
Joined: 23 Jul 2010
Posts: 543
GPA: 3.4
WE: General Management (Non-Profit and Government)
Followers: 102

Kudos [?]: 767 [0], given: 295

GMAT ToolKit User Premium Member CAT Tests
Re: The original building and loan associations were [#permalink]

Show Tags

New post 15 Oct 2013, 17:22
shindesubodh wrote:
I have a query in the below OG question:

The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions, then taking turns drawing on the funds for home mortgages.
(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns

Below is my query:

I know that a verb-ing modifier when put without a comma after a noun(object) will modify the object itself and not the subject. As happens in the below example:

He killed the snake using a stick.

Then in the OG question above, isn't drawing modifies noun turns? instead of modifying members?


Please give a proper title to your post and read the forum rules before posting.
Your question is already disscussed here verb-ing-modifier-conceptual-clarity-151205.html (last post of the thread)
-ING Modifiers are disscussed here
_________________

How to CHOOSE your Business School
Thanks = Kudos. Kudos are appreciated

Rules for posting on the verbal forum
When you post a question Pls. Provide its source & TAG your questions
Avoid posting from unreliable sources such as 1000 series.

Expert Post
1 KUDOS received
e-GMAT Representative
User avatar
Joined: 02 Nov 2011
Posts: 1975
Followers: 1936

Kudos [?]: 6413 [1] , given: 260

Re: The original building and loan associations were [#permalink]

Show Tags

New post 18 Oct 2013, 07:58
1
This post received
KUDOS
Expert's post
Hi Subodh,

Remember that verbs in the '-ing' form can be modifiers, but they can also just be actions.

In this case, ‘drawing’ is part of the verb ‘took’. Think of it this way: instead of saying the members ‘took turns drawing on the funds’, we can also say the members ‘took turns to draw on the funds,’ and it would not change the meaning of the sentence. Since ‘drawing’ in this case is interchangeable with the verb ‘to draw’, it is functioning as part of the action in this sentence.

I hope this helps to clarify your doubt! :-)

Regards,
Meghna
_________________












| '4 out of Top 5' Instructors on gmatclub | 70 point improvement guarantee | www.e-gmat.com

Intern
Intern
avatar
Joined: 17 Jun 2013
Posts: 22
Schools: ISB '18
Followers: 0

Kudos [?]: 15 [0], given: 2

GMAT ToolKit User
Re: The original building and loan associations were [#permalink]

Show Tags

New post 04 Nov 2013, 05:54
The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions,then taking turns drawing on the funds for home mortgages.

(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns

[Reveal] Spoiler:
While I chose A :

Let me break the sentence into Clauses :

Cl1 : The original building and loan associations were organized as limited life funds ,

S=original building and loan associations
V=were organized

Cl2 :whose members made monthly payments on their share subscriptions

S=members
V=made

Cl2 (continues) : then taking turns drawing on the funds for home mortgages.

Verbing modifier modifies preceding clause (Cl2)

Meaning Cl1: original building and loan associations were organized as funds
Meaning Cl2: Fund members made monthly payment of their part ,then as a result of that they took turns to draw on the funds for something .

I found nothing wrong with choice A and selected it .While Choice C changes the meaning by converting the result of preceding clause into two parallel(independent) elements .

But if I do the Analysis in a different manner as shown below ,then C seems correct.

Original sentence :

The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions,then taking turns drawing on the funds for home mortgages.

If I remove Cl2:" whose members made monthly payments on their share subscriptions " ,because it is between comma pairs .

Then we got this ,

The original building and loan associations were organized as limited life funds then taking turns drawing on the funds for home mortgages .

It is incorrect to say that " funds then taking turns drawing on the funds .."

Hence ,when I remove the " Whose clause " , It is clear that choice A is wrong .

Please help me identify ,what is wrong in my analysis .


Thanks ,
Deepak

Last edited by Narenn on 04 Nov 2013, 06:41, edited 3 times in total.
Pls post the question according to the rules cited by another moderator in his post below.
Verbal Forum Moderator
Verbal Forum Moderator
User avatar
Joined: 23 Jul 2010
Posts: 543
GPA: 3.4
WE: General Management (Non-Profit and Government)
Followers: 102

Kudos [?]: 767 [0], given: 295

GMAT ToolKit User Premium Member CAT Tests
Re: The original building and loan associations were [#permalink]

Show Tags

New post 04 Nov 2013, 05:58
deepak1990verma wrote:
Hi,

Q116:

The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions,then taking turns drawing on the funds for home mortgages.

(A) subscriptions, then taking turns drawing
(B) subscriptions, and then taking turns drawing
(C) subscriptions and then took turns drawing
(D) subscriptions and then took turns, they drew
(E) subscriptions and then drew, taking turns


OA : C

While I chose A :

Let me break the sentence into Clauses :

Cl1 : The original building and loan associations were organized as limited life funds , --I.C

S=original building and loan associations
V=were organised

Cl2 :whose members made monthly payments on their share subscriptions ----- D.C

S=members
V=made

Cl2 (continues) : then taking turns drawing on the funds for home mortgages.

Verbing modifier modifies preceding clause (Cl2)

Meaning Cl1: original building and loan associations were organised as funds
Meaning Cl2: Fund members made monthly payment of their part ,then as a result of that they took turns to draw on the funds for something .

I found nothing wrong with this choice and selected it .While Choice C changes the meaning by converting the result of preceding clause into two parallel(independent) elements .

But if I do the Analysis in a different manner as shown below ,then I land up in marking choice C .

The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions,then taking turns
drawing on the funds for home mortgages.

If I remove Cl2(D.C): whose members made monthly payments on their share subscriptions

Then we get this ,

The original building and loan associations were organized as limited life funds then taking turns drawing on the funds for home mortgages .

which is certainly incorrect " funds taking turns drawing on the funds .."

Hence ,when I remove the " Whose clause " , It is clear that choice A is wrong .

Now I am confused with my understanding ,how should I proceed .Can you help me to clarify this doubt .


Thanks ,
Deepak


Kindly read the forum rules (given in my signature) BEFORE posting, EDIT your question etc and resubmit so that someone can answer your query
_________________

How to CHOOSE your Business School
Thanks = Kudos. Kudos are appreciated

Rules for posting on the verbal forum
When you post a question Pls. Provide its source & TAG your questions
Avoid posting from unreliable sources such as 1000 series.

Expert Post
2 KUDOS received
e-GMAT Representative
User avatar
Joined: 02 Nov 2011
Posts: 1975
Followers: 1936

Kudos [?]: 6413 [2] , given: 260

Re: The original building and loan associations were [#permalink]

Show Tags

New post 12 Nov 2013, 15:51
2
This post received
KUDOS
Expert's post
Hi Deepak,

The second analysis of the sentence is absurd, since the members are the subject of the verb 'taking' and the sentence makes no sense without the second clause. This is the second query of yours that I've seen in which you've tried to make sense of a sentence by removing a part of it. This is not recommended at all.

As for why option A is wrong, let's look at this part of your analysis: Meaning Cl2: Fund members made monthly payment of their part ,then as a result of that they took turns to draw on the funds for something .

Is 'taking turns to draw on the funds' a result of the previous clause?

Let's look at a similar example:

Mary set aside some funds for her college fees, withdrawing some money every semester.

This sentence indicates that Mary withdrew some money because she set aside some funds for her fees. Does that make sense? She withdrew the money to pay her fees. To withdraw the money, she had to deposit it first. So, these are two separate actions that are chronological: first, she set aside some money. Then, she withdrew it. This does not mean that she withdrew the money because she deposited it. Note that just because one action happens after another, it does not mean that they share a cause-and-effect relationship. So, this sentence is incorrect.

Applying this understanding to the OG question, we can understand it as follows: first, the fund members made monthly payments. Then, they took turns drawing on the funds. Why did they draw on the funds? Answer: for home mortgages. They did not draw on the funds because they made monthly payments. So, the two actions do not have a cause-and-effect relationship and have to be written as parallel actions joined by 'and'.

I hope this helps!

Regards,
Meghna
_________________












| '4 out of Top 5' Instructors on gmatclub | 70 point improvement guarantee | www.e-gmat.com

Intern
Intern
avatar
Joined: 17 Jun 2013
Posts: 22
Schools: ISB '18
Followers: 0

Kudos [?]: 15 [0], given: 2

GMAT ToolKit User
Re: The original building and loan associations were [#permalink]

Show Tags

New post 13 Nov 2013, 04:51
Hi Meghna ,

Thanks a lot ,now it is clear . Cause and effect relationship does not hold here .

Let me tell you about my second analysis ,why I did so ,and now I realized why it was incorrect .

This is from GMAT Prep :(correct option )

In the past several years, astronomers have detected more than 80 massive planets, most of them at least as large as Jupiter, circling other stars.

At first glance , it seems that " ,circling ...... " -----> (comma+verbing ) , but in reality "circling .... " modifies planets .Here " most of them at least as large as jupiter " --- not a clause but a phrase under comma pair,which gives additional information and can be striked out .

In the past several years, astronomers have detected more than 80 massive planets, most of them at least as large as Jupiter, circling other stars .

And "circling " modifies planets .

And I applied the same concept in OG question above :

In OG13 :116 ,

I striked out the clause "whose members made .. " --- which is not correct


2nd analysis was a big mistake .Now it is clear .

Again thanks a lot :) .

Thanks ,
Deepak
Intern
Intern
avatar
Joined: 05 Apr 2013
Posts: 12
Concentration: Operations, Finance
GPA: 3.8
Followers: 0

Kudos [?]: 7 [0], given: 36

Re: The original building and loan associations were [#permalink]

Show Tags

New post 14 Nov 2013, 03:19
egmat wrote:
Hi Deepak,

The second analysis of the sentence is absurd, since the members are the subject of the verb 'taking' and the sentence makes no sense without the second clause. This is the second query of yours that I've seen in which you've tried to make sense of a sentence by removing a part of it. This is not recommended at all.

As for why option A is wrong, let's look at this part of your analysis: Meaning Cl2: Fund members made monthly payment of their part ,then as a result of that they took turns to draw on the funds for something .

Is 'taking turns to draw on the funds' a result of the previous clause?

Let's look at a similar example:

Mary set aside some funds for her college fees, withdrawing some money every semester.

This sentence indicates that Mary withdrew some money because she set aside some funds for her fees. Does that make sense? She withdrew the money to pay her fees. To withdraw the money, she had to deposit it first. So, these are two separate actions that are chronological: first, she set aside some money. Then, she withdrew it. This does not mean that she withdrew the money because she deposited it. Note that just because one action happens after another, it does not mean that they share a cause-and-effect relationship. So, this sentence is incorrect.

Applying this understanding to the OG question, we can understand it as follows: first, the fund members made monthly payments. Then, they took turns drawing on the funds. Why did they draw on the funds? Answer: for home mortgages. They did not draw on the funds because they made monthly payments. So, the two actions do not have a cause-and-effect relationship and have to be written as parallel actions joined by 'and'.

I hope this helps!

Regards,
Meghna


Hi Meghna,

In the eg. sentence: Mary set aside some funds for her college fees, withdrawing some money every semester.

can the verb-ing modifier 'withdrawing' describe(answer the how part) the 'action of Mary' in the preceding clause?
then the meaning of the sentence above would be 'Mary set aside some funds for her college fees by withdrawing some money every semester.'

what is wrong if we assume this as the meaning of the sentence?

Can you throw some light on when does the verb-ing modifier describe the action in the preceding clause and when does it express the results of the preceding clause.

Thanks in advance
Re: The original building and loan associations were   [#permalink] 14 Nov 2013, 03:19

Go to page    1   2    Next  [ 31 posts ] 

    Similar topics Author Replies Last post
Similar
Topics:
Animals that were originally feral, such as dogs, horses, goodyear2013 2 07 Apr 2014, 06:29
The original building and loan associations were organized a ABMVD 0 23 Apr 2016, 23:30
21 Experts publish their posts in the topic Animals which were originally feral, such as dogs, horses, gmatpapa 20 05 May 2011, 04:56
2 The original building and loan associations were organized vyassaptarashi 4 18 Mar 2011, 12:27
The original building and loan associations were organized noboru 0 23 Apr 2016, 23:30
Display posts from previous: Sort by

The original building and loan associations were

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  


GMAT Club MBA Forum Home| About| Terms and Conditions| GMAT Club Rules| Contact| Sitemap

Powered by phpBB © phpBB Group and phpBB SEO

Kindly note that the GMAT® test is a registered trademark of the Graduate Management Admission Council®, and this site has neither been reviewed nor endorsed by GMAC®.