It is currently 18 Nov 2017, 20:24

Close

GMAT Club Daily Prep

Thank you for using the timer - this advanced tool can estimate your performance and suggest more practice questions. We have subscribed you to Daily Prep Questions via email.

Customized
for You

we will pick new questions that match your level based on your Timer History

Track
Your Progress

every week, we’ll send you an estimated GMAT score based on your performance

Practice
Pays

we will pick new questions that match your level based on your Timer History

Not interested in getting valuable practice questions and articles delivered to your email? No problem, unsubscribe here.

Close

Request Expert Reply

Confirm Cancel

Events & Promotions

Events & Promotions in June
Open Detailed Calendar

In Winters v. United States (1908), the Supreme Court held that the ri

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  
Author Message
TAGS:

Hide Tags

Intern
Intern
User avatar
Joined: 17 Dec 2012
Posts: 4

Kudos [?]: 6 [0], given: 3

Location: United States
Concentration: Entrepreneurship, Operations
GMAT 1: 640 Q49 V29
GPA: 3.5
WE: Information Technology (Computer Software)
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 28 May 2013, 12:56
B-A-E.....got 3/3...lucky me!! :lol:

Kudos [?]: 6 [0], given: 3

Non-Human User
User avatar
Joined: 01 Oct 2013
Posts: 10146

Kudos [?]: 270 [0], given: 0

Premium Member
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 17 Oct 2013, 16:13
Hello from the GMAT Club VerbalBot!

Thanks to another GMAT Club member, I have just discovered this valuable topic, yet it had no discussion for over a year. I am now bumping it up - doing my job. I think you may find it valuable (esp those replies with Kudos).

Want to see all other topics I dig out? Follow me (click follow button on profile). You will receive a summary of all topics I bump in your profile area as well as via email.

Kudos [?]: 270 [0], given: 0

2 KUDOS received
Manager
Manager
avatar
Joined: 04 Oct 2013
Posts: 87

Kudos [?]: 87 [2], given: 45

Location: Brazil
GMAT 1: 660 Q45 V35
GMAT 2: 710 Q49 V38
Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 17 Oct 2013, 16:38
2
This post received
KUDOS
1
This post was
BOOKMARKED
Guys,

I just went through this passage and made me feel horrible. By far, one of the toughest reading ever. But, this made me think about how to approach a tough reading in the exam. I could learn two lessons out of it:

(a) How to find the topic: It took me a while to figure out the main topic, as I was expecting something in the line of "clash between federal state and native americans" and so on. But I realized that GMAT is ALWAYS prone to mention it in the first two sentences of every reading. In this case one should have caught that the topic was about "...right to use water..."

(b) Once one find the main topic, keep the pace to reach the opposing views (swings): In this text, it became clear to me that there were the "legal" and the "practical" views. Confronting them is the main role of the second paragraph, and then the passage becomes easier to flow.

I understand these involve a lot of common sense, but the importance of them become evident only in a tough reading like the one above.

Please, share any of your thoughts about a particular way to approach this passage, as well.

Cheers!

Kudos [?]: 87 [2], given: 45

Intern
Intern
avatar
Joined: 27 Sep 2013
Posts: 8

Kudos [?]: [0], given: 0

Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 14 Dec 2013, 13:17
9 minutes 14 seconds.

A
E
D
B

Can anyone explain why #2 is C?

Kudos [?]: [0], given: 0

2 KUDOS received
Manager
Manager
avatar
Joined: 04 Oct 2013
Posts: 87

Kudos [?]: 87 [2], given: 45

Location: Brazil
GMAT 1: 660 Q45 V35
GMAT 2: 710 Q49 V38
Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 15 Dec 2013, 10:49
2
This post received
KUDOS
Tough one. This question is testing your Critical Reasoning skills more than anything. The question asks: if X (criteria discussed in lines 16-32), then what MUST BE TRUE? Therefore, approach it as if it were a MUST BE TRUE Critical reasoning question.

What are the premises?

Everything stated in X - the criterias(!):

To guarantee water rights, the land needs to...

(1) the land in question lies within an enclave under exclusive federal jurisdiction,
(2) the land has been formally withdrawn from federal public lands — i.e., withdrawn from the stock of federal lands available for private use under federal land use laws — and set aside or reserved, and
(3) the circumstances reveal the government intended to reserve water as well as land when establishing the reservation.

Now, take a look a at what answer C says (the conclusion):

C. There would be no legal basis for the water rights of the Rio Grande pueblos. - Wait a minute! The second paragraph says that the Rio Grande Pueblo "never formally constituted a part of federal public land". Now look at what premise (1) states. Therefore, Rio Grande Pueblos would never be awarted water rights, as they were not part of a federal jurisdiction.

I hope it helps,



madman91 wrote:
9 minutes 14 seconds.

A
E
D
B

Can anyone explain why #2 is C?

Kudos [?]: 87 [2], given: 45

Intern
Intern
avatar
Joined: 17 May 2014
Posts: 16

Kudos [?]: [0], given: 2

Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 20 Jun 2014, 13:41
Here is a passage

In Winters v. United States (1908), the Supreme
Court held that the right to use waters flowing through
or adjacent to the Fort Belknap Indian Reservation
was reserved to American Indians by the treaty
(5) establishing the reservation. Although this treaty did
not mention water rights, the Court ruled that the
federal government, when it created the reservation,
intended to deal fairly with American Indians by
reserving for them the waters without which their
(10) lands would have been useless. Later decisions, citing
Winters, established that courts can find federal rights
to reserve water for particular purposes if (1) the land
in question lies within an enclave under exclusive
federal jurisdiction, (2) the land has been formally
(15) withdrawn from federal public lands-i.e., withdrawn
from the stock of federal lands available for private
use under federal land use laws-and set aside or
reserved, and (3) the circumstances reveal the
government intended to reserve water as well as land
(20) when establishing the reservation.
Some American Indian tribes have also established
water rights through the courts based on their
traditional diversion and use of certain waters prior to
the United States' acquisition of sovereignty. For
(25) example, the Rio Grande pueblos already existed when
the United States acquired sovereignty over New
Mexico in 1848. Although they at that time became
part of the United States, the pueblo lands never
formally constituted a part of federal public lands; in
(30) any event, no treaty, statute, or executive order has
ever designated or withdrawn the pueblos from public
lands as American Indian reservations. This fact,
however, has not barred application of the Winters
doctrine. What constitutes an American Indian
(35) reservation is a question of practice, not of legal
definition, and the pueblos have always been treated
as reservations by the United States. This pragmatic
approach is buttressed by Arizona v. California (1963),
wherein the Supreme Court indicated that the manner
(40) in which any type of federal reservation is created
does not affect the application to it of the Winters
doctrine. Therefore, the reserved water rights of
Pueblo Indians have priority over other citizens' water
rights as of 1848, the year in which pueblos must be
(45) considered to have become reservations

This totally stumped me...i want to know from other members here if they feel the same and they feel that this passage indeed is a tough one to comprehend.(BTW i happened to google this topic - you will get a wiki result,surprisingly the text in that wiki article is far lucid and simple to comprehend so i am wondering if GMAC recreated this passage.(I am non native English speaker but I have been in US for over 10 years now)I think even a native speaker will find it difficult to comprehend this passage as well...(for the fact that it is poorly written with no coherence and logical flow)

On another note,I happen to find this post on BeattheGMAT which is kind of discouraging...
does anyone have to comment on this?(essentially what it says is that if you cannot comprehend a passage like this then you shouldn't be going to BSchool or take GMAT.

"if your understanding of written english is insufficient for you to comprehend difficult OG passages, then you should take some at least a few months off studying for the test and improve your general comprehension of written english.
this section is called “reading comprehension” for a reason -- there are no quick tricks or statistical guessing methods that will allow you to circumvent the need for good reading comprehension. in other words, you need to get to a level at which you can read -- and understand -- the principal intention of each passage fairly quickly. this doesn't mean you have to be able to understand everything the moment it hits your eyes; it's ok, for instance, if you struggle with technical terms here and there. however, if a passage blows you away so much that you just don't understand it at all, then you may want to step back and ask yourself whether you're ready for this test -- or for business school -- right now.

remember that business school is going to involve A LOT of highly technical reading!
especially if you take any classes that have to do with business-related law -- such as classes dealing with antitrust law, classes dealing with international mergers and acquisitions, etc. -- you're going to have to do a lot of reading related to the law, and, believe me, that reading will be just as complicated and technical as these passages, if not more so. (this is actually the reason why there are so many passages about legislation and court decisions, by the way; once again, gmac is sneaking in skills that are quite directly related to what you'll need in business school, as well as in business itself.) "

Kudos [?]: [0], given: 2

Intern
Intern
avatar
Joined: 20 Oct 2013
Posts: 20

Kudos [?]: 6 [0], given: 12

Concentration: Operations, Marketing
GMAT 1: 650 Q49 V29
GPA: 3.4
GMAT ToolKit User
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 20 Jun 2014, 13:54
gmat072014 wrote:
Here is a passage

In Winters v. United States (1908), the Supreme
Court held that the right to use waters flowing through
or adjacent to the Fort Belknap Indian Reservation
was reserved to American Indians by the treaty
(5) establishing the reservation. Although this treaty did
not mention water rights, the Court ruled that the
federal government, when it created the reservation,
intended to deal fairly with American Indians by
reserving for them the waters without which their
(10) lands would have been useless. Later decisions, citing
Winters, established that courts can find federal rights
to reserve water for particular purposes if (1) the land
in question lies within an enclave under exclusive
federal jurisdiction, (2) the land has been formally
(15) withdrawn from federal public lands-i.e., withdrawn
from the stock of federal lands available for private
use under federal land use laws-and set aside or
reserved, and (3) the circumstances reveal the
government intended to reserve water as well as land
(20) when establishing the reservation.
Some American Indian tribes have also established
water rights through the courts based on their
traditional diversion and use of certain waters prior to
the United States' acquisition of sovereignty. For
(25) example, the Rio Grande pueblos already existed when
the United States acquired sovereignty over New
Mexico in 1848. Although they at that time became
part of the United States, the pueblo lands never
formally constituted a part of federal public lands; in
(30) any event, no treaty, statute, or executive order has
ever designated or withdrawn the pueblos from public
lands as American Indian reservations. This fact,
however, has not barred application of the Winters
doctrine. What constitutes an American Indian
(35) reservation is a question of practice, not of legal
definition, and the pueblos have always been treated
as reservations by the United States. This pragmatic
approach is buttressed by Arizona v. California (1963),
wherein the Supreme Court indicated that the manner
(40) in which any type of federal reservation is created
does not affect the application to it of the Winters
doctrine. Therefore, the reserved water rights of
Pueblo Indians have priority over other citizens' water
rights as of 1848, the year in which pueblos must be
(45) considered to have become reservations

This totally stumped me...i want to know from other members here if they feel the same and they feel that this passage indeed is a tough one to comprehend.(BTW i happened to google this topic - you will get a wiki result,surprisingly the text in that wiki article is far lucid and simple to comprehend so i am wondering if GMAC recreated this passage.(I am non native English speaker but I have been in US for over 10 years now)I think even a native speaker will find it difficult to comprehend this passage as well...(for the fact that it is poorly written with no coherence and logical flow)

On another note,I happen to find this post on BeattheGMAT which is kind of discouraging...
does anyone have to comment on this?(essentially what it says is that if you cannot comprehend a passage like this then you shouldn't be going to BSchool or take GMAT.

"if your understanding of written english is insufficient for you to comprehend difficult OG passages, then you should take some at least a few months off studying for the test and improve your general comprehension of written english.
this section is called “reading comprehension” for a reason -- there are no quick tricks or statistical guessing methods that will allow you to circumvent the need for good reading comprehension. in other words, you need to get to a level at which you can read -- and understand -- the principal intention of each passage fairly quickly. this doesn't mean you have to be able to understand everything the moment it hits your eyes; it's ok, for instance, if you struggle with technical terms here and there. however, if a passage blows you away so much that you just don't understand it at all, then you may want to step back and ask yourself whether you're ready for this test -- or for business school -- right now.

remember that business school is going to involve A LOT of highly technical reading!
especially if you take any classes that have to do with business-related law -- such as classes dealing with antitrust law, classes dealing with international mergers and acquisitions, etc. -- you're going to have to do a lot of reading related to the law, and, believe me, that reading will be just as complicated and technical as these passages, if not more so. (this is actually the reason why there are so many passages about legislation and court decisions, by the way; once again, gmac is sneaking in skills that are quite directly related to what you'll need in business school, as well as in business itself.) "



This will make u feel better.. I have marked this passage in my OG as one of the tough ones to comprehend..
And ideally.. I personally feel that ppl who write such discouraging things don't deserv to be in b-school and not those who are willing to learn and progress.. So don't worry :)

Kudos [?]: 6 [0], given: 12

Intern
Intern
avatar
Joined: 07 Jan 2013
Posts: 33

Kudos [?]: 6 [0], given: 28

GMAT 1: 570 Q43 V26
GMAT 2: 610 Q47 V28
GMAT ToolKit User
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 11 Jul 2014, 12:20
Hello,
a Little out of the subject, but what does V refer to in "In Winters v. United States (1908)"?

Kudos [?]: 6 [0], given: 28

Manager
Manager
User avatar
Status: PLAY HARD OR GO HOME
Joined: 25 Feb 2014
Posts: 175

Kudos [?]: 192 [0], given: 623

Location: India
Concentration: General Management, Finance
Schools: Mannheim
GMAT 1: 560 Q46 V22
GPA: 3.1
GMAT ToolKit User
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 12 Sep 2014, 22:49
Got 3/4 right in 9 mins..Dint understand the passage at all..! Guessed 2 answers and got the first question right and 2nd one wrong..! the third answer was well stated in the passage..and for the last one,was able to luckily understand the gist of passage..!IMO,the author wasnt arugueing or questioning any thing..he was totally in charge of the passage,and explaining or discussing facts and his point of view about these facts..!I should say,2/4 is wat i really deserve. :?
_________________

ITS NOT OVER , UNTIL I WIN ! I CAN, AND I WILL .PERIOD.

Kudos [?]: 192 [0], given: 623

Current Student
User avatar
Joined: 06 Mar 2014
Posts: 269

Kudos [?]: 114 [0], given: 84

Location: India
GMAT Date: 04-30-2015
Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 21 Sep 2014, 05:34
Ok, this one is 'hands down' the toughest read ever according to me.

if anyone managed to crack it in terms of getting the flow, please share.

Total KO ! :roll:

Kudos [?]: 114 [0], given: 84

Manager
Manager
User avatar
Status: PLAY HARD OR GO HOME
Joined: 25 Feb 2014
Posts: 175

Kudos [?]: 192 [0], given: 623

Location: India
Concentration: General Management, Finance
Schools: Mannheim
GMAT 1: 560 Q46 V22
GPA: 3.1
GMAT ToolKit User
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 21 Sep 2014, 05:37
earnit wrote:
Ok, this one is 'hands down' the toughest read ever according to me.

if anyone managed to crack it in terms of getting the flow, please share.

Total KO ! :roll:

Absolutely right..!i was unable to infer y i dintunderstand the passage well..u spotted it right..! the flow of passage was the concern..thanks for pointing that out..! :)
_________________

ITS NOT OVER , UNTIL I WIN ! I CAN, AND I WILL .PERIOD.

Kudos [?]: 192 [0], given: 623

Current Student
User avatar
Joined: 06 Mar 2014
Posts: 269

Kudos [?]: 114 [0], given: 84

Location: India
GMAT Date: 04-30-2015
Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 21 Sep 2014, 12:04
vards wrote:
earnit wrote:
Ok, this one is 'hands down' the toughest read ever according to me.

if anyone managed to crack it in terms of getting the flow, please share.

Total KO ! :roll:

Absolutely right..!i was unable to infer y i dintunderstand the passage well..u spotted it right..! the flow of passage was the concern..thanks for pointing that out..! :)


Your welcome :)
I hope someone can shed some light on how the above passage is structured.

Kudos [?]: 114 [0], given: 84

Intern
Intern
avatar
Joined: 09 Sep 2014
Posts: 18

Kudos [?]: 6 [0], given: 33

Location: India
GMAT 1: 720 Q49 V38
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 23 Sep 2014, 01:25
Worked through it while I was solving RC passages from OG 2015 (q56-q62). I think I died a little inside after solving this one. 2/7 :((
Here I was thinking RC is my strongest suit among all the verbal topics.

Kudos [?]: 6 [0], given: 33

Current Student
User avatar
Joined: 06 Mar 2014
Posts: 269

Kudos [?]: 114 [0], given: 84

Location: India
GMAT Date: 04-30-2015
Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 23 Sep 2014, 01:32
ayushgupta1989@gmail.com wrote:
Worked through it while I was solving RC passages from OG 2015 (q56-q62). I think I died a little inside after solving this one. 2/7 :((
Here I was thinking RC is my strongest suit among all the verbal topics.



Haha. This was kind of funny. ayush, i certainly believe that your analysis that RC is your forte stands correct because a one off passage shouldn't really move your foundations. This passage is indeed very twisted so in all fairness, i think if you want to test yourself, go ahead with a set of 5 700+ passages and then you will be in a good position to judge yourself. Cheers!

Kudos [?]: 114 [0], given: 84

Intern
Intern
avatar
Joined: 09 Sep 2014
Posts: 18

Kudos [?]: 6 [0], given: 33

Location: India
GMAT 1: 720 Q49 V38
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 23 Sep 2014, 01:42
earnit wrote:
ayushgupta1989@gmail.com wrote:
Worked through it while I was solving RC passages from OG 2015 (q56-q62). I think I died a little inside after solving this one. 2/7 :((
Here I was thinking RC is my strongest suit among all the verbal topics.



Haha. This was kind of funny. ayush, i certainly believe that your analysis that RC is your forte stands correct because a one off passage shouldn't really move your foundations. This passage is indeed very twisted so in all fairness, i think if you want to test yourself, go ahead with a set of 5 700+ passages and then you will be in a good position to judge yourself. Cheers!


Thanks earnit
Suggestions/links for 700+ passages?

Kudos [?]: 6 [0], given: 33

1 KUDOS received
Current Student
User avatar
Joined: 06 Mar 2014
Posts: 269

Kudos [?]: 114 [1], given: 84

Location: India
GMAT Date: 04-30-2015
Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 23 Sep 2014, 01:45
1
This post received
KUDOS
ayushgupta1989@gmail.com wrote:
earnit wrote:
ayushgupta1989@gmail.com wrote:
Worked through it while I was solving RC passages from OG 2015 (q56-q62). I think I died a little inside after solving this one. 2/7 :((
Here I was thinking RC is my strongest suit among all the verbal topics.



Haha. This was kind of funny. ayush, i certainly believe that your analysis that RC is your forte stands correct because a one off passage shouldn't really move your foundations. This passage is indeed very twisted so in all fairness, i think if you want to test yourself, go ahead with a set of 5 700+ passages and then you will be in a good position to judge yourself. Cheers!


Thanks earnit
Suggestions/links for 700+ passages?


This should do it: reading-comprehension-question-directory-topic-difficulty-129341.html

Kudos [?]: 114 [1], given: 84

2 KUDOS received
Verbal Forum Moderator
User avatar
Status: Getting strong now, I'm so strong now!!!
Affiliations: National Institute of Technology, Durgapur
Joined: 04 Jun 2013
Posts: 561

Kudos [?]: 710 [2], given: 80

Location: India
GPA: 3.32
WE: Information Technology (Computer Software)
GMAT ToolKit User Premium Member Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 08 Oct 2014, 01:27
2
This post received
KUDOS
This one was a bummer!!! the toughest of the lot. I pray to god i see many such RC passages on the test.
_________________

Regards,

S

Consider +1 KUDOS if you find this post useful

Kudos [?]: 710 [2], given: 80

1 KUDOS received
Manager
Manager
User avatar
Status: PLAY HARD OR GO HOME
Joined: 25 Feb 2014
Posts: 175

Kudos [?]: 192 [1], given: 623

Location: India
Concentration: General Management, Finance
Schools: Mannheim
GMAT 1: 560 Q46 V22
GPA: 3.1
GMAT ToolKit User
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 08 Oct 2014, 04:21
1
This post received
KUDOS
WaterFlowsUp wrote:
This one was a bummer!!! the toughest of the lot. I pray to god i see many such RC passages on the test.


Hey mate, you pray to god that u want to see many such RC's !! u cant be serious :)
_________________

ITS NOT OVER , UNTIL I WIN ! I CAN, AND I WILL .PERIOD.

Kudos [?]: 192 [1], given: 623

2 KUDOS received
Verbal Forum Moderator
User avatar
Status: Getting strong now, I'm so strong now!!!
Affiliations: National Institute of Technology, Durgapur
Joined: 04 Jun 2013
Posts: 561

Kudos [?]: 710 [2], given: 80

Location: India
GPA: 3.32
WE: Information Technology (Computer Software)
GMAT ToolKit User Premium Member Reviews Badge
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 08 Oct 2014, 04:27
2
This post received
KUDOS
U want to see easier rc? I have a suggestion , get 15 first verbal wrong and the rest of the test would be a breezer:D

Posted from my mobile device
_________________

Regards,

S

Consider +1 KUDOS if you find this post useful

Kudos [?]: 710 [2], given: 80

Manager
Manager
User avatar
Status: PLAY HARD OR GO HOME
Joined: 25 Feb 2014
Posts: 175

Kudos [?]: 192 [0], given: 623

Location: India
Concentration: General Management, Finance
Schools: Mannheim
GMAT 1: 560 Q46 V22
GPA: 3.1
GMAT ToolKit User
Re: In Winters v. United States (1908), the Supreme Court held that the ri [#permalink]

Show Tags

New post 08 Oct 2014, 05:13
WaterFlowsUp wrote:
U want to see easier rc? I have a suggestion , get 15 first verbal wrong and the rest of the test would be a breezer:D

Posted from my mobile device


Well,i dont want 780 or 800..700 would suffice me..dont u think this one would be 750 level ?? u can read my earlier post..though i got almost all of them rite,i was not at all sure while selecting half of the answers..!! :)
_________________

ITS NOT OVER , UNTIL I WIN ! I CAN, AND I WILL .PERIOD.

Kudos [?]: 192 [0], given: 623

Re: In Winters v. United States (1908), the Supreme Court held that the ri   [#permalink] 08 Oct 2014, 05:13

Go to page   Previous    1   2   3   4    Next  [ 63 posts ] 

Display posts from previous: Sort by

In Winters v. United States (1908), the Supreme Court held that the ri

  new topic post reply Question banks Downloads My Bookmarks Reviews Important topics  


GMAT Club MBA Forum Home| About| Terms and Conditions| GMAT Club Rules| Contact| Sitemap

Powered by phpBB © phpBB Group | Emoji artwork provided by EmojiOne

Kindly note that the GMAT® test is a registered trademark of the Graduate Management Admission Council®, and this site has neither been reviewed nor endorsed by GMAC®.